Recent News

How new debit, credit card rules will affect you? Details here

Come 1 October, the rules for online payments for debit and credit cards will change. The Reserve ......

money 2022-09-26 Livemint

Save up to ₹46,800 in taxes by investing in these FDs

When it comes to saving taxes, people look for investment options such as mutual funds, life insur......

money 2022-09-26 Livemint

How to file EPF e-Nomination and what are its benefits?

In the event of the EPF account holders demise, e-nomination enables the nominee or dependents (sp......

money 2022-09-26 Livemint

Samsung India, Axis Bank launch co-branded Credit Card

NEW DELHI: Samsung, a consumer electronics company, and Axis Bank have partnered to launch a co-br......

money 2022-09-26 Livemint

Samco Mutual Fund’s TimerSTP - Time your lumpsum investment right

Samco Mutual Fund launched its Overnight Fund on September 26 and along with it, its TimerSTP faci......

money 2022-09-26 Livemint

Invest ₹5 lac in this govt scheme and get double-digit return in 124 months

A small savings scheme called Kisan Vikas Patra (KVP), which is backed by the government and gover......

money 2022-09-26 Livemint

Liquid funds vs Bank fixed deposits (FDs): Where you should invest?

Financial experts advise individuals with modest risk appetites to invest in debt products rather ......

money 2022-09-26 Livemint

The other freebies: How companies lure shareholders with rewards

Discounts make people happy. That’s the reason why we are inundated with special offers and hefty ......

money 2022-09-26 Livemint

Has the pharma sector become attractive after the recent market correction?

The pharma sector looks set for a good show over the next five years after underperforming over th......

money 2022-09-26 Livemint

How is a person taxed on gains made from inherited shares ?

I inherited shares of an unlisted company in September 2021 and sold them in November 2021. What w......

money 2022-09-26 Livemint

Adding gold will help diversify your portfolio

In India, precious metals like gold and silver have traditionally been recognized as physical asse......

money 2022-09-26 Livemint

Taxpayers wont be able to join APY scheme from 1 Oct. How to open the account

Income taxpayers will not be eligible to join Atal Pension Yojana (APY) scheme from October 1, 202......

money 2022-09-25 Livemint

How to build your portfolio for retirement in current bear market

Currently, bear markets have hovered globally as investors turn to panic selling as worries over g......

money 2022-09-25 Livemint

PNB Vs SBI vs ICICI Bank vs BoB: Check senior citizens fixed deposit (FD) rates

A fixed deposit (FD) is a type of debt instrument that is offered to individuals by banks and non-......

money 2022-09-25 Livemint

Three 5-star rated equity funds turn SIP of ₹10,000 to ₹9 lakh in 3 years

Equity mutual funds are favoured by investors that are willing to incur market-based risk in order......

money 2022-09-25 Livemint

NPS scheme: 5 latest rule changes that an account holder should know

NPS scheme: The National Pension System (NPS) is a voluntary pension scheme that gives an opportun......

money 2022-09-24 Livemint

After years of low mortgage rates, home sellers are scarce

Homeowners with low mortgage rates are balking at the prospect of selling their homes to borrow at......

money 2022-09-24 Livemint

Life insurance rule: Minimum sum assured an investor need — explained

Life insurance rule: After the outbreak of Covid-19 pandemic, investors have realised the importan......

money 2022-09-24 Livemint

Small-cap equity mutual fund gives 40% CAGR in last 3 years. Do you have?

Mutual funds: Despite global economy reeling under the heat of economic slowdown and inflation pre......

money 2022-09-24 Livemint

Victim of online fraud? MintGenie explains how you can save your money

Going digital has many advantages but it also makes us more vulnerable to online fraud. Online pay......

money 2022-09-24 Livemint

Bandhan Bank revises interest rates on these fixed deposits: Details here

Bandhan Bank, a private sector lender, revised its interest rates on bulk fixed deposits of Rs. 2 ......

money 2022-09-24 Livemint

Mutual funds: What is Systematic Transfer Plan?

Hi, please explain what is the concept of STP? What are its benefits? When should I use it? -Gopi ......

money 2022-09-24 Livemint

Suryoday Small Finance Bank (SFB) hikes fixed deposit rates up to 100 bps

The interest rates on fixed deposits of less than ₹2 Cr were hiked at Suryoday Small Finance Bank......

money 2022-09-24 Livemint

It’s important to always have some contingency funds

I will be retiring in a year’s time with a monthly pension of Rs. 71,000, and a fund of ₹40 lakh.......

money 2022-09-24 Livemint

Delinquencies in consumer durable and personal loans dip in FY22, says report

Portfolio at Risk or PAR–the proportion of delinquent portfolio–of personal loans in the 31-90 day......

money 2022-09-24 Livemint

Two 5-star rated bluechip funds failed to beat benchmark returns in 5 years

Blue chip funds invest in the equity securities of large-cap firms. The top 100 companies by marke......

money 2022-09-24 Livemint

I want to keep ₹5 lakh in my savings account? Do I have to pay any tax?

Can I keep ₹5 lakh balance in my saving account? Do I have to pay any tax to pay to bank? There......

money 2022-09-23 Livemint

I am non-resident Indian, own flats that are rent out. How income will be taxed

I am a non-resident Indian residing abroad for past 20 years. I have 2 flats at different locatio......

money 2022-09-23 Livemint

What are the income tax implications of selling a under-construction flat?

My mother has sold a residential plot in June 2022 which was bought in FY 2007-08. She is also pla......

money 2022-09-23 Livemint

LTC rules for govt employees on flight ticket booking explained

LTC rules for central government employees: The central government has issued guidelines on air ti......

money 2022-09-23 Livemint

Tata Mutual Fund launches G-Sec-focused target maturity fund

Tata Mutual Fund has announced the launch of Tata CRISIL-IBX GILT Index – April 2026 Index Fund, a......

money 2022-09-23 Livemint

Mutual funds for a moderate-risk appetite investor

I am 29 years old. I work in the private sector and I am unmarried. I want to start my investments......

money 2022-09-23 Livemint

Post Office savings accounts: Are you aware of rules for high value withdrawals?

Like a bank savings account, one can also open a savings account with a post office. Recently, the......

money 2022-09-23 Livemint

Mirae Asset AMC announces resumption of subscription in overseas schemes

NEW DELHI: Mirae Asset Mutual Fund has said that it will resume subscriptions to its overseas fund......

money 2022-09-23 Livemint

Sebi directs Amfi to check splitting of transactions by MF distributors

MUMBAI: Markets regulator Securities and Exchange Board of India (Sebi) has asked the Association ......

money 2022-09-23 Livemint

City Union Bank hikes interest rates up to 75 bps on fixed deposits

The private sector lender City Union Bank has hiked interest rates on fixed deposits of less than ......

money 2022-09-23 Livemint

Kotak group announces key leadership changes

NEW DELHI: The Kotak Group on Friday announced key changes at its asset management and investment ......

money 2022-09-23 Livemint

IndusInd Bank revises interest rates on these fixed deposits: Details here

The private sector lender IndusInd Bank has revised interest rates on non-callable deposits of ₹1......

money 2022-09-23 Livemint

This small finance bank revises interest rates on FD, RD and savings accounts

The interest rates for savings accounts, recurring deposits, and fixed deposits have all been modi......

money 2022-09-23 Livemint

UK’s biggest tax cuts since 1972 prompt crash in Pound

Liz Truss’s government has set out the most radical package of tax cuts for Britain since 1972, re......

money 2022-09-23 Livemint

These 5-star rated equity funds doubled investors wealth every 2 years

Although securities in equity mutual funds are susceptible to market risk but are proven to be the......

money 2022-09-23 Livemint

What the Fed’s rate hike means for your money

The Federal Reserve raised rates another 0.75 percentage point Wednesday, as part of its continuin......

money 2022-09-23 Livemint

Sebi’s endorsement of the AA Framework—another watershed moment?

Last month, Securities and Exchange Board of India (Sebi) officially joined the Account Aggregator......

money 2022-09-23 Livemint

Golds decadal returns among the worst in history

Goldhas had a difficult decade. With a return of just 3.4% in rupee terms in the 10 years ending 1......

money 2022-09-23 Livemint

Even investment in 1992 peak is up 15 times: Prashant Jain

The equity market is very forgiving, said Prashant Jain at a Morningstar conference on Wednesday. ......

money 2022-09-23 Livemint

Where should I invest to create a retirement corpus of ₹10 crore?

I am 27 years old and earn ₹1 lakh per month. Please find below the investments and payments I do......

money 2022-09-23 Livemint

Your guide to getting an education loan

Are you one of those students who have just gained admission to a college and are looking for an e......

money 2022-09-23 Livemint

Rents are rising. How much prices are up in Mumbai, Pune, Bangalore, Delhi

Average monthly rentals in posh residential colonies across seven major cities rose 8-18 per cent ......

money 2022-09-22 Livemint

2 banks to end senior citizen special fixed deposit scheme from 1st October

Most of the main banks introduced Senior Citizens Term Deposit schemes for senior citizens during ......

money 2022-09-22 Livemint

Aditya Birla Sun Life Insurance launches ABSLI Akshaya Plan

Aditya Birla Sun Life Insurance (ABSLI), the life insurance subsidiary of Aditya Birla Capital Lim......

money 2022-09-22 Livemint

Tax-saving FDs: These private, PSU banks offer best interest rate on schemes

A fixed deposit or FD scheme helps you in several ways-- you can invest to create a decent corpus ......

money 2022-09-22 Livemint

3 five-star rated equity funds turn SIP of ₹10,000 to ₹14 lakh in 5 years

Although securities in equity mutual funds are susceptible to market risk but are proven to be the......

money 2022-09-22 Livemint

LIC Housing Finance hikes prime lending rate. Check latest rates on home loans

LIC Housing Finance has hiked its prime lending rate by 15 basis points to 15.95%. Accordingly, th......

money 2022-09-22 Livemint

How are Sovereign Gold Bonds (SGBs) taxed in India? 4 things to know

Sovereign gold bonds are not just like any other government bond. These are bonds backed by gold. ......

money 2022-09-22 Livemint

Geojit Financial Services launches equity baskets based on MSCI indexes

NEW DELHI: Geojit Financial Services, as part of its Smartfolios product, has launched two unique ......

money 2022-09-22 Livemint

Investors appetite for mutual fund SIPs robust. Heres why

Amidst cautious tone in equity market, investors appetite for systematic investment plan or SIP re......

money 2022-09-22 Livemint

Should you choose early exit benefit in term insurance?

Term insurance policy buyers now have the option to exit the policy early and even get the premium......

money 2022-09-22 Livemint

Which mutual funds should I invest in for the next 30 years?

Please recommend a few good mutual fund schemes for investment for the next 20-30 years. I can set......

money 2022-09-22 Livemint

How investor biases can have huge impact on returns

Investing requires patience and a long-term approach. However, a large number of investors do not ......

money 2022-09-22 Livemint

How can I claim tax break on sale proceeds of a plot?

I’m planning to sell a plot which is in the name of 3 brothers and use the sale proceeds in constr......

money 2022-04-15 Livemint

Private market investing gains traction among family offices, UHNIs in India

There are an estimated 8,000 ultra-high net worth individuals (UHNIs) in India, and the country is......

money 2022-04-15 Livemint

Is any change in smoking status permitted in term insurance?

If the policyholder of a term insurance quits smoking after the policy was put in place, is there ......

money 2022-04-15 Livemint

An expert’s market strategy: Stay invested, with a goal in mind

Staying invested in the markets in the post-covid period is the single biggest strategy that went ......

money 2022-04-15 Livemint

How to withdraw cash from ATMs using UPI: Cardless cash withdrawal explained

The Reserve Bank of India (RBI) has proposed to make cardless cash withdrawals available at all AT......

money 2022-04-14 Livemint

SBI home loan: Latest interest rate, eligibility and other details here

The State Bank of India (SBI) is offering home loans at lower interest rates for its customers. Ap......

money 2022-04-14 Livemint

How investment strategy works in high-inflation, low-interest-rate environment

I am 38-year old. I have an extremely conservative stance on investing in financial markets and pr......

money 2022-04-14 Livemint

I inherited grandfathers property. Please explain income tax rules if I sell it

My grandfather constructed a building in 1989, where all his sons i.e. my father and uncles, got ......

money 2022-04-14 Livemint

Irdai warns against buying health insurance plans from this unregistered website

On April 13, 2022, the Insurance Regulatory and Development Authority of India (Irdai) issued a no......

money 2022-04-14 Livemint

Consider linking PAN to your EPF account to avoid excess TDS. Heres how

In order to avoid excess tax deducted at source (TDS), all employees should immediately link their......

money 2022-04-14 Livemint

Axis Bank hikes average balance requirement, cuts free cash transaction limit

Axis Bank has increased the minimum balance requirements for several types of savings accounts. Th......

money 2022-04-14 Livemint

For central government employees, house building advance interest rate slashed

Central government employees can now avail house building advance at a lower interest rate of 7.10......

money 2022-04-14 Livemint

The pros and cons of buying term insurance under MWP Act

When you buy term insurance under the Married Women’s Property (MWP) Act, 1874, your policy is tre......

money 2022-04-14 Livemint

What portfolio should an investor with a moderate risk opt for?

I am investing ₹25,000 monthly in five mutual funds (MFs). These are Axis Flexi-cap fund, Kotak F......

money 2022-04-14 Livemint

Constructing an equity strategy for family offices

Family offices as a category of investors cannot be put in either the institutional category or in......

money 2022-04-14 Livemint

Active funds see performance rebound

NEW DELHI : Indian active funds saw a big rebound in their performance last year, as 50% of equi......

money 2022-04-14 Livemint

‘I invest my incremental savings in DSP Funds’

Kalpen Parekh, MD and CEO, DSP, does not buy any asset class directly. “I invest only in mutual fu......

money 2022-04-14 Livemint

Can I get a personal loan with a low CIBIL score?

I have a CIBIL score of 690 and I work as a mid-level sales executive with a top pharma company, h......

money 2022-04-13 Livemint

This bank sharply cuts interest rates on fixed deposits. Latest FD rates here

Indian Overseas Bank (IOB) has slashed its fixed deposit (FD) interest rates below ₹2 crore for v......

money 2022-04-13 Livemint

Mutual fund small-cap plan turns ₹10,000 monthly SIP to ₹39 lakh in 10 years

Mutual funds investment in small-cap plans is considered risky as it nosedives at a faster rate in......

money 2022-04-13 Livemint

Do you really need the buy now pay later cards?

The rise of fintech companies over the last two years has given a boost to digital lending, which ......

money 2022-04-13 Livemint

What is the period of limitation and when does it start?

Is it true that a Will can be challenged on grounds of ‘period of limitation’? — Nikhil Desai The......

money 2022-04-13 Livemint

Will removal of free life cover with SIP impact investors?

Most of the mutual fund (MF) houses that were earlier providing a free life cover with systematic ......

money 2022-04-13 Livemint

Why Zerodha’s co-founder is now looking at risk-free assets

Nikhil Kamath, co-founder of Zerodha and True Beacon, said that he is very bullish on gold. He inc......

money 2022-04-13 Livemint

Authority bias is injurious to your portfolio

Here is a story: A young captain in the army once fell down a well by accident. Some soldiers saw ......

money 2022-04-12 Livemint

Can a nominee deny legal heir’s claim on FD?

I lost my father to covid-19. He left a fixed deposit (FD) that has my nephew—my brother’s minor s......

money 2022-04-12 Livemint

Should you invest in ‘new-age thematic funds?

To attract investors looking for the next big bet, mutual fund (MF) houses have been lining up new......

money 2022-04-12 Livemint

‘The years in which value does well, we’ll take them in our stride’

Axis was and remains a quality-focused fund house, emphasized Chandresh Nigam, CEO, Axis Mutual Fu......

money 2022-04-12 Livemint

SBI OTP-based ATM cash withdrawal: Here is how it works

State Bank of India (SBI) customers can avail of the bank’s one-time password (OTP) based cash wit......

money 2022-04-11 Livemint

UCO Bank hikes term deposits rates for these senior citizens; Check latest rates

Kolkata-based UCO Bank has revised its interest rates on repo rate linked savings deposits and ter......

money 2022-04-11 Livemint

RBI review points to interest rate increases soon

Every two months, the Monetary Policy Committee of the Reserve Bank of India (RBI) meets to debate......

money 2022-04-11 Livemint

When is fund withdrawn from EPF taxable?

I worked at a private firm from June 2017 to December 2018 , before joining a public sector bank. ......

money 2022-04-11 Livemint

Challenges in claiming provident fund without nomination

The process to claim deposits in a provident fund (PF) account in the absence of a nomination afte......

money 2022-04-11 Livemint

Achieving the dream of an overseas education

You can fund your overseas education or that of your child’s using investments or education loans.......

money 2022-04-11 Livemint

Luxury real estate market to see robust growth in 2022-23. Should you invest?

The coronavirus pandemic had slowed down the investment spree in the real estate market but the re......

money 2022-04-11 Livemint

What NRIs need to know about real estate investment in India

The Indian real estate sector has remained a promising market for property investors from across t......

money 2022-04-10 Livemint

Cardless cash withdrawals at all banks and ATMs soon. How will this benefit you?

Soon, bank customers will be able to make a cardless cash withdrawal from ATMs of any bank. The Re......

money 2022-04-10 Livemint

Govt extends weightage on housing loan. Top 5 takeaways for home loan borrowers

Housing loan in India: The Government of India has extended the lower risk weightage on housing lo......

money 2022-04-10 Livemint

HDFC Bank revises fixed deposit (FD) rates. How they compare with SBI

HDFC Bank has hiked the interest rates on fixed deposits (FDs). The increased rates of interest ar......

money 2022-04-10 Livemint

Mutual fund calculator: ₹1000 monthly SIP can make you a crorepati

Mutual fund calculator: SIP or Systematic Investment Plan is an investment option given by mutual ......

money 2022-04-10 Livemint

ITR filing: Income tax rules for crypto, virtual digital assets you should know

The government is working on an FAQ on taxation of cryptocurrencies, which will give a nuanced cla......

money 2022-04-10 Livemint

Can linking PF account with PAN save you from paying hefty TDS? How to link

The statutory body, EPFO has introduced fresh guidelines for taxation and deductions on the employ......

money 2022-04-10 Livemint

EPFO new guidelines: PF contribution above ₹2.5 lakh? Here are new tax rules

In the latest move, the Employees Provident Fund Organisation (EPFO) has released fresh guidelines......

money 2022-04-10 Livemint

Indian Overseas Bank trims FD rates by 40 bps; Check latest rates here

Government-owned Indian Overseas Bank (IOB) has reduced its fixed deposits interest rates below ₹......

money 2022-04-10 Livemint

Gratuity: Eligibility, calculation, income tax and other rules you need to know

The income tax laws exempt gratuity: for some it is fully tax-free whereas for some it is tax-f......

money 2022-04-09 Livemint

ICICI Bank extends its special FD scheme for senior citizens. Know more

ICICI Bank has extended its special fixed deposit scheme for senior citizens. Now, an elderly indi......

money 2022-04-09 Livemint

Equity MFs inflow at all-time high in March

With investors continuing to repose faith in the markets despite global geopolitical tensions spar......

money 2022-04-09 Livemint

What RBIs new announcement on home loans means for borrowers

The Reserve Bank of India (RBI) today extended the lower risk weightage on housing loans by one ye......

money 2022-04-08 Livemint

RBI extends card-less cash withdrawal facility via UPI to all banks

To encourage card-less cash withdrawal facility, the Reserve Bank of India (RBI) on Friday propose......

money 2022-04-08 Livemint

Value investing is back. But how do you choose the right ETF?

Value investing is coming back. Over the past decade, growth stocks have outpaced value shares, wh......

money 2022-04-08 Livemint

How much do you need to invest monthly to get ₹5 cr in 30 years?

I am 30 years old and earn ₹90,000 per month. I pay ₹20,000 towards a housing loan and ₹10,000 ......

money 2022-04-08 Livemint

This bank offers special FDs rates for senior citizens till tomorrow. Know more

ICICI Bank will be offering an exclusive additional interest rate to senior citizens on fixed depo......

money 2022-04-08 Livemint

How high net-worth individuals need to navigate market volatility

Empirical data suggests that investors can be their own worst enemies when they change their inves......

money 2022-04-08 Livemint

HDFC Corporate Bond: low risk and steady choice

Unlike some of the central banks globally that have taken to rate hikes on the back of rising infl......

money 2022-04-08 Livemint

Should you invest in corporate FDs?

Here’s why company fixed deposits (FDs) are very popular investment instruments. They offer risk-a......

money 2022-04-08 Livemint

How much a house costs in Hyderabad

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2022-04-08 Livemint

HDFC Bank revises savings account interest rates. Details here

HDFC Bank has revised its interest rates on savings bank accounts. As per the revised rate, effect......

money 2022-04-07 Livemint

Remittance facilities available to resident Indians and non-resident Indians

I am confused between facility of remittance by a resident Indian upto for $2,50,000 without any ......

money 2022-04-07 Livemint

Can an HUF buy a house property and take a home loan?

Can an HUF purchase an immovable property? What are the exemptions available to it, if the propert......

money 2022-04-07 Livemint

ICICI Bank trims FD interest rate by 5 bps. Check latest rates here

ICICI Bank on Wednesday trimmed interest rates on its fixed deposits by 5 basis points on various ......

money 2022-04-07 Livemint

EPF accounts: Key things to know about new tax rules

From 1 April, the interest on provident fund (PF) contributions of employees across India under a ......

money 2022-04-07 Livemint

What are tax rules for foreign retirement accounts?

For non-residents who have worked abroad and have thereafter returned to India and become tax resi......

money 2022-04-07 Livemint

Is money transferred to your relative from abroad taxable?

What are the tax implications when children who are working abroad transfer money to their parents......

money 2022-04-07 Livemint

Navi, ABSL file for metaverse, blockchain ETF fund of funds

Navi Mutual Fund and Aditya Birla Sun Life (ABSL) Mutual Fund have filed scheme information docume......

money 2022-04-07 Livemint

What bond platforms are offering investors

From being largely confined to fixed deposits and debt funds, retail investors, today, have access......

money 2022-04-07 Livemint

HDFC Bank hikes interest rates of fixed deposits. Check latest FD rates here

Private lender HDFC Bank has increased the interest rates on fixed deposits of less than ₹2 crore......

money 2022-04-07 Livemint

Sold property, will get part of the sum in subsequent year.  Tax rules explained

Agreement for sale of a commercial office was executed during the financial year 2021-22 but 95% ......

money 2022-04-06 Livemint

Four investing-related ideas smallcase founder Vasanth Kamath is bullish on

Last financial year saw the unfolding of several trends in the asset management and wealth space. ......

money 2022-04-06 Livemint

Tax rules for NRIs on sale of assets located in India

Do non-resident Indians (NRIs) have to pay income tax in India? Yes, non-residents (both Indians a......

money 2022-04-06 Livemint

How can I invest my income to build long-term wealth?

I am a 24-year-old government bank employee drawing a monthly salary of ₹50,000. I want to invest......

money 2022-04-06 Livemint

How your MFs get affected after HDFC Bank-HDFC merger

With the merger of Housing Development Finance Corporation (HDFC) and HDFC Bank, the portfolios of......

money 2022-04-06 Livemint

Challenges in claiming bank deposits and PF without nomination

Until the demise of her father-in-law, a Jamnagar, Gujarat-based resident and her family were not ......

money 2022-04-06 Livemint

‘I expect 10-year govt bond yield to go up by June’

The RBI is focusing on growth and is confident of inflation coming down over the next quarter. The......

money 2022-04-05 Livemint

PNB cuts interest rates on savings accounts. Check latest rates here

The Punjab National Bank (PNB) has slashed the interest rate on savings accounts for balances belo......

money 2022-04-05 Livemint

What is form 15CB and when is it required?

I am a non-resident Indian (NRI) and have non-resident ordinary (NRO) and non-resident external (N......

money 2022-04-05 Livemint

‘I expect 10-year govt bond yield to go down by June’

The RBI is focusing on growth and is confident of inflation coming down over the next quarter. The......

money 2022-04-05 Livemint

Can EPF interest help build a robust retirement corpus?

The Employees’ Provident Fund Organisation (EPFO), last month, fixed the interest rate on providen......

money 2022-04-05 Livemint

New income tax rules for GPF from 1st April 2022 that you should know

New income tax rules for GPF: After the beginning of new financial year 2022-23, various income ta......

money 2022-04-04 Livemint

Mutual funds floater plan turns ₹10,000 monthly SIP to ₹7.17 lakh in 5 years

Mutual funds: Investing in bonds become tricky when it comes to choose the right bond for higher y......

money 2022-04-04 Livemint

Are ELSS funds more than just tax-saving instruments?

Equity-linked saving schemes (ELSS) are usually in demand at the end of a financial year as they o......

money 2022-04-04 Livemint

Most floating rate funds have under-performed liquid funds in past 6 months

NEW DELHI: Given that the Reserve Bank of India (RBI) is focussing on growth and is confident of i......

money 2022-04-04 Livemint

What is buying price of inherited shares?

My grandmother had bought some shares before 1980. My mother, who inherited it in 2021, gifted the......

money 2022-04-04 Livemint

What does income tax notice for high value transactions imply?

“Income-Tax (I-T) department has identified certain high value information which does not appear t......

money 2022-04-04 Livemint

Asset class returns: equity is the winner

Winners among asset classes keep rotating but equity (including large-, mid-, and small-cap) has b......

money 2022-04-04 Livemint

How the limit of hospital room rent affects your insurance claim

It is very important to understand the limits on a hospital room rent approved in your health insu......

money 2022-04-04 Livemint

Mutual fund calculator: How to save ₹50 lakh in 10 years from monthly SIP

Mutual fund calculator: SIP or Systematic Investment Plan is an investment instrument that enables......

money 2022-04-03 Livemint

SBI fixed deposit vs Post Office term deposit schemes: Where should you invest?

SBI fixed deposit vs Post Office term deposit schemes: Fixed deposits have been the safest investm......

money 2022-04-03 Livemint

NSE Indices launched Nifty AQLV 30 Plus 5yr G-Sec 70:30 Index

NSE Indices Limited launched a new index - Nifty AQLV 30 Plus 5yr G-Sec 70:30 index - designed to ......

money 2022-04-03 Livemint

New income tax rules from 1st April 2022 for surcharge on LTCG. Details here

New income tax rules: From 1st April 2022, new financial year has begun and income tax relief anno......

money 2022-04-03 Livemint

New income tax forms: Changes and other details in ITR forms for 2021-22

New income tax forms: The finance ministry has notified new Income Tax Return (ITR) forms for the ......

money 2022-04-03 Livemint

New income tax rules from 1st April 2022 for home loan borrowers — explained

New income tax rules: After ushering into new financial year, a lot of changes income tax rules ha......

money 2022-04-02 Livemint

How to plan for part-time retirement

Phased retirement arrangements might be a good fit for older employees who want to scale back on w......

money 2022-04-02 Livemint

Savings accounts: These two banks offer revised rates on your savings from today

Savings accounts are one the good options for earning modest returns. But its not all that makes s......

money 2022-04-02 Livemint

PPF, NSC, Post Office Scheme interest rates announced. Full list here

Ahead of ushering into new financial year, the Government of India (GoI) on yesterday announced to......

money 2022-04-01 Livemint

ITR filing: Income tax department notifies new forms for FY23. Details here

Income tax return (ITR) filing: The income tax department of India has notified new ITR forms for ......

money 2022-04-01 Livemint

Income tax tweak that cryptocurrency investors must know during ITR filing

Income tax rules for virtual asset investors has changed from today. As per new income rules from ......

money 2022-04-01 Livemint

Investment to tax planning to TDS on bank interest: 5 money tasks in FY23

With the beginning of new financial year 2022-23, investors and income taxpayers are required to c......

money 2022-04-01 Livemint

Edelweiss Housing Finance’s ₹300 crore NCD issue to offer up to 9.70% interest

Edelweiss Housing Finance Limited (EHFL), on Thursday announced the public issue of secured non-co......

money 2022-04-01 Livemint

Public Provident Fund Account (PPF ): This is why you should invest before Apr 5

Public Provident Fund Account (PPF ) is flexible, cheap and available for all Indian residents. A ......

money 2022-04-01 Livemint

Deadline for SEBI ban on pooling of money and mutual fund units extended to July 1

Starting from April 1, 2022, stock brokers, mutual fund distributors, investment advisors and othe......

money 2022-04-01 Livemint

When does an employee become eligible for gratuity?

My wife worked for a company for exactly 4 years and 10months. Is she eligible for gratuity? — Nam......

money 2022-04-01 Livemint

Things to keep in mind while splitting the PF accounts from 1 April

Employees Provident Fund (EPF or PF) is one of the few retirement savings schemes available to the......

money 2022-04-01 Livemint

Updated tax return reduces hefty penalties

An updated tax return, which was introduced in the Union budget 2022, allows taxpayers to rectify ......

money 2022-04-01 Livemint

Taxation rules that crypto investors should follow

If you are among the 2 crore people who have invested more than $6 billion in cryptocurrencies, ch......

money 2022-04-01 Livemint

Explained: How interest in PF contributions above ₹ 2.5 lakh will be taxed

The government will tax the interest earned on Provident Fund (PF) contributions exceeding ₹2.50 ......

money 2022-03-31 Livemint

This is how cryptocurrency assets will be taxed from April 1 in India. 10 points

Cryptocurrency assets will be taxed: From 1st April 2022, some changes in the income tax rules ann......

money 2022-03-31 Livemint

Post Office savings schemes: What changes for MIS, SCSS and FD account holders

Beginning April 1, 2022, the interest on Post Office MIS, SCSC or term deposit will not be handed ......

money 2022-03-31 Livemint

ITR filing last day today: Check these last minute detail

Today is the last day for filing income tax for this financial year. In case, you fail to complete......

money 2022-03-31 Livemint

PPF, Sukanya Samriddhi, other small savings scheme interest rates kept unchanged

The government has maintained interest rates steady on various small savings schemes, including po......

money 2022-03-31 Livemint

ICICI Bank hikes FD rates on various tenures; check full details here

ICICI Bank has revised its fixed deposits interest rate by 5 basis points on tenures above 1 year ......

money 2022-03-31 Livemint

Missing PAN-Aadhaar linking by 31 March will attract up to Rs1,000 fee, but PAN to remain active

The last date to file PAN with Aadhaar is 31 March, failing which a fine of ₹500- ₹1,000 will be ......

money 2022-03-31 Livemint

What are the funds a moderate risk taker can invest in?

I have been investing ₹2,000 each through SIPs in Axis Bluechip, ICICI Prudential Equity&Debt, an......

money 2022-03-31 Livemint

Should you opt for pension-cum-insurance products?

Certain insurance agents can ask you to buy a pension-cum-insurance product to solve two significa......

money 2022-03-31 Livemint

PGIM MF withdraws term insurance cover under its Smart SIP

PGIM India Mutual Fund has announced the withdrawal of the complimentary term insurance cover offe......

money 2022-03-31 Livemint

Things one should know before you go for home loans

If finding the right apartment to buy seems tricky, understanding what all a home loan entails may......

money 2022-03-31 Livemint

HDFC Bank extends special fixed deposit scheme for senior citizens

Private sector lender HDFC Banks special fixed deposit scheme for senior citizens has been extende......

money 2022-03-30 Livemint

Interest earned from Provident Fund (PF) account: New income tax rules explained

The central government will tax interest on Employees Provident Fund (EPF) contributions above ₹2......

money 2022-03-30 Livemint

Indian millennials are financially prudent: Survey

Indian millennials seem to have realized the importance of following a healthy savings regime even......

money 2022-03-30 Livemint

Is LRS a smart route to build global wealth?

Mastercard, the global payments giant, recently announced its quarterly results. The revenue for t......

money 2022-03-30 Livemint

What’s the difference between Section 5 and Section 6 of MWPA?

How does one differentiate between Section 5 and Section 6 of the Married Women’s Protection Act (......

money 2022-03-30 Livemint

Tax benefits matter, but watch out for tricky insurance policies

Debroop Roy, 26, was approached by a family friend, doubling up as an insurance agent, with a lucr......

money 2022-03-30 Livemint

New income tax rule changes from 1 April 2022. Details here

There are many changes in the income tax rules effective from the next financial year. Income tax ......

money 2022-03-29 Livemint

PPF, NPS, SSY account holders: You need to do this to keep accounts active

As we approach the end of the financial year, many tax-saving investment options like Public Provi......

money 2022-03-29 Livemint

ITR has not been verified. I want to revise ITR. Do I need to verify first?

One of my friends who does not have any business income has filed his Income Tax Return (ITR) befo......

money 2022-03-29 Livemint

Income tax calculator: How cryptocurrency investors will be taxed from April 1

Income tax calculator: From 1st April 2022, a lot of income tax rule changes announced in Budget 2......

money 2022-03-29 Livemint

Axis Direct launches financial planning tool -FinPlan

NEW DELHI: Axis Direct, the online brand of Axis Securities, has launched FinPlan, a financial pla......

money 2022-03-29 Livemint

Should consent be given to merge your FMP/FTP?

Over the last couple of weeks, there has been a slew of fixed term plans (FTPs)/ fixed maturity pl......

money 2022-03-29 Livemint

Are there tax implications for buying a house from an NRI?

I am planning to buy a flat in India from an NRI who is based in Germany. Do I need to deduct TDS ......

money 2022-03-29 Livemint

Should you invest in alpha or momentum funds in India?

Alpha and momentum indices in India have generated stellar returns compared to the broader market ......

money 2022-03-29 Livemint

What is section 148A of the I-T Act?

As per the Income-tax (I-T) Act, an assessing officer of the tax department has the authority to a......

money 2022-03-29 Livemint

ITR filing to PAN-Aadhaar link: 5 money tasks you should complete by 31st March

With the end of current financial year, deadline for many important money-oriented tasks like bela......

money 2022-03-29 Livemint

Income tax: Here is why March 31 is important for taxpayers

The ongoing Financial Year 2021-22 is coming to an end on March 31, 2022. The end of any financial......

money 2022-03-28 Livemint

How legal heirs of deceased can file IT return

My cousin died in January 2021. All his savings bank accounts have since been transferred to his w......

money 2022-03-28 Livemint

What happens if you don’t file ITR by 31 March

For taxpayers who fail to file their Income Tax Return (ITR) within the due date, which was 31 Dec......

money 2022-03-28 Livemint

How will GIFT City promote securitization?

In India, asset securitization—a process where assets like home loans (mortgage-backed securities,......

money 2022-03-28 Livemint

Can a maternity cover taken with health insurance help cut costs?

Every year, thousands of couples get ready to welcome the joys of parenthood. Many of them are pre......

money 2022-03-28 Livemint

Post Office MIS, SCSS, TD schemes to stop paying interest in cash from April 1

The interest amount in Post Offices Monthly Income Scheme (MIS), Senior Citizen Savings Scheme (SC......

money 2022-03-27 Livemint

How to open an NPS account online with SBI Yono: A step-by-step guide

The National Pension System (NPS) is a retirement product that will help you accumulate wealth. It......

money 2022-03-27 Livemint

PPF to PAN-Aadhaar link: 8 money tasks that you should complete by 31st March

With the end of March 2022, deadline for various money-related tasks will also end. PAN-Aadhaar li......

money 2022-03-26 Livemint

I received ₹9 lakh from 2 ULIP policies. What are the income tax implications?

I have received about ₹9 lakhs from 2 tax ULIP policy matured after 10 years of investment in 2 p......

money 2022-03-26 Livemint

I plan to buy house by selling shares. Can some income tax exemption be claimed?

I have two residential properties in my name bought more than 8 years back. I am planning to purch......

money 2022-03-26 Livemint

Can my fathers self-acquired immovable property be transferred to my HUF?

My father, who passed away in 2012, had acquired a residential flat in his name. I have no siblin......

money 2022-03-26 Livemint

Senior citizen special FD scheme: These banks to end this offer from 1st April

Senior citizen special FD scheme: In a bid to help senior citizens counter low interest regime aft......

money 2022-03-26 Livemint

Have PPF, NPS, SSY account? Do this before 31st March to continue investing

End of March is end of tax saving season as well. So, those who invest in such instruments like Pu......

money 2022-03-26 Livemint

This LIC-led scheme offers pension of Rs9,250 per month to senior citizens

There are numerous schemes available for senior citizens currently either be fixed deposits, post ......

money 2022-03-26 Livemint

How EPF interest rate stacks up against SBI FD, PPF and other schemes

Employees Provident Fund (EPF) which is the main scheme under EPFO, is offering an interest rate o......

money 2022-03-26 Livemint

Gold price breaks consolidation mode. Should you buy or accumulate?

Gold price today at Multi Commodity Exchange (MCX) is around ₹3600 lower from its recent high of ......

money 2022-03-26 Livemint

3 income tax amendments to Budget 2022 to take note of

The Government tabled certain amendments to Budget 2022 in the Lok Sabha today. The budget was ori......

money 2022-03-25 Livemint

Things you should know before you knock on the ombudsman’s door

There are several sector Ombudsmen that have been set up by the respective regulators, such as the......

money 2022-03-25 Livemint

When does Motilal MF invest in Vanguard?

Motilal Oswal S&P 500 Index Fund, which recently suspended investments, including existing SIPs, c......

money 2022-03-25 Livemint

Who is the legal heir of a man dying intestate?

How will the property of a man who has died intestate and is survived by an elder brother having s......

money 2022-03-25 Livemint

Is RBI’s retail direct scheme a good option for investors?

Thousands of investors have opened Retail Direct Gilt (RDG) accounts, a one-stop solution provided......

money 2022-03-25 Livemint

How much a house costs in Bengaluru

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2022-03-25 Livemint

RBI warns against fraud calls, messages, emails and OTP scams

The Reserve Bank of India (RBI) has cautioned individuals against SMS, email, instant messaging, p......

money 2022-03-24 Livemint

Nithin Kamaths advise for investors for better portfolio returns in long run

Zerodha co-founder and CEO Nithin Kamath has an advice for investors. Taking to Twitter on Wednesd......

money 2022-03-24 Livemint

Can I get ₹1.5 lakh per month for 30 yrs by investing ₹2 cr?

I am 50 years old. Where should I invest my corpus of ₹2 crore to get ₹1.5 lakh per month (9% p.......

money 2022-03-24 Livemint

How BoB is building up its wealth management business

For nationalized banks, wealth management has not traditionally been in focus. Following the trai......

money 2022-03-24 Livemint

How REITs are a good bet for risk takers

With people, especially from the IT industry returning to work-from-office, demand for office spac......

money 2022-03-24 Livemint

Senior Citizens FD: These two special schemes end by Mar 31. Details here

Fixed deposits are the most common and traditional form of investment which comes with guaranteed ......

money 2022-03-23 Livemint

The problem of incorrect estimation of income before 15 March

The Income Tax (I-T) Act prescribes payment of advance tax if the tax liability (after tax deducte......

money 2022-03-23 Livemint

Quality investing for long-term wealth creation

Consistency is one of the most important attributes of fund performance. Many mutual fund schemes ......

money 2022-03-23 Livemint

‘We will launch a silver ETF soon, and gold fund in next 3-4 months’

In markets like these, my first advice is to be cautious and conservative, said Kalpen Parekh, man......

money 2022-03-23 Livemint

Can you get a home loan in the absence of letter of allotment?

The landlord of the house that I am willing to buy has lost the original letter of allotment. Alth......

money 2022-03-23 Livemint

Bank of Baroda hikes fixed deposit rates. Latest FD interest rates

Public sector lender, Bank of Baroda (BoB) has revised interest rates on fixed deposits (FDs) with......

money 2022-03-23 Livemint

Gold vs real estate: Which is better for investment? Experts weigh in

Investments can give you maximum returns when you choose the right option and invest accordingly. ......

money 2022-03-23 Livemint

After EPF rate cut, will interest rates on PPF, small savings schemes go down?

Amid the rising interest rates of fixed deposits (FDs), the Reserve Bank of India (RBI) has claime......

money 2022-03-23 Livemint

Mutual funds SIP: ₹10,000 monthly SIP turns to ₹12 lakh in 7 years

Mutual funds SIP (systematic investment plan) is a suitable investment option for an investor who ......

money 2022-03-23 Livemint

Here are the financial tasks you must complete before 31 March

As we approach the end of the current financial year, there are some money-related tasks that you ......

money 2022-03-23 Livemint

What if Visa, Mastercard suspended services in India?

Earlier this month, Visa and Mastercard, an international duopoly that accounts for 90% of global ......

money 2022-03-22 Livemint

New income tax rules on interest from EPF savings explained in 7 points

The Employees Provident Fund Organisation (EPFO) earlier this month announced an interest rate of ......

money 2022-03-22 Livemint

ICICI Bank hikes FD interest rates by 5-10 bps; Check latest rates here

ICICI Bank hikes interest rates on fixed deposits by 5-10 basis points on above ₹2 crore to ₹5 c......

money 2022-03-22 Livemint

NSE: An agent to separate the wheat from chaff

The trading framework we have in place today is the outcome of efforts made by all market particip......

money 2022-03-22 Livemint

What will ₹10 lakh investment fetch in 30 yrs?

I wish to invest  around ₹10 lakh for around 20-30 years. How much would the total corpus be afte......

money 2022-03-22 Livemint

The reason why PF interest rates were lowered

The Employees’ Provident Fund Organisation (EPFO), recently, slashed interest rates on provident f......

money 2022-03-22 Livemint

Should you invest in low-volatility funds in India?

The rise in the equity market is never linear; volatility is the inherent nature of the market. Th......

money 2022-03-22 Livemint

Compare company FD rates and ratings

Corporate FDs are popular among investors who want fixed returns higher than what bank FDs give, e......

money 2022-03-22 Livemint

Over 65 lakh Paisabazaar consumers with delinquencies clear outstanding debt

NEW DELHI: Paisabazaar, a digital marketplace for consumer credit, said over 65 lakh consumers, wh......

money 2022-03-21 Livemint

Equitas SFB raises interest rates sharply on savings and retail term deposits

Equitas Small Finance Bank has revised the interest rates for savings and retail term deposits wit......

money 2022-03-21 Livemint

Axis Bank hikes interest rate on fixed deposits for this tenure. Details here

Private lender Axis Bank has increased interest rates on fixed deposits for tenure 1-year 11 days ......

money 2022-03-21 Livemint

ITR refund not received? These factors can delay. 3 steps to check status

The new income tax e-filing portal has made filing of income tax returns (ITR) or any other tax-re......

money 2022-03-21 Livemint

India must look at uniformity of insurance

Around two years ago, Insurance Regulatory and Development Authority (IRDAI), the insurance regula......

money 2022-03-21 Livemint

Are gratuity, leave encashment received by an NRI taxable in India?

A non-resident Indian (NRI) receives gratuity and leave encashment on termination of his job contr......

money 2022-03-21 Livemint

Pay later cards or credit cards: which carry lower costs?

Akin to a credit card, a Buy Now, Pay Later (BNPL) card lets consumers make purchases and pay back......

money 2022-03-21 Livemint

Does the home loan overdraft benefit all borrowers?

Home loan overdraft (OD) is a form of home loan that combines the overdraft facility with a standa......

money 2022-03-21 Livemint

Tax saving mutual funds: ₹10,000 monthly SIP turns to ₹14.55 lakh in 7 years

Tax saving mutual funds: Equity Linked Savings Scheme or ELSS mutual funds are considered one of t......

money 2022-03-20 Livemint

SBI online: How to open tax saving fixed deposit (FD) account via net banking

SBI online: Tax saving fixed deposit (FD) is one of the most attractive investment tool for invest......

money 2022-03-20 Livemint

ITR filing to Aadhaar-PAN link — top money tasks you should complete by March 31

With the end of this month, a lot of money-related deadlines would end along with current financia......

money 2022-03-20 Livemint

PO Time Deposit Account: Link your savings account before Mar 31, heres why

If you have National Savings Time Deposit Account(TD), then you should link your account with PO S......

money 2022-03-20 Livemint

Is investing in wine the right move for oenophiles?

WHEN MY FRIEND Jeff began collecting great wine in the 1980s, he did it because he loved wine. By ......

money 2022-03-20 Livemint

Mutual funds SIP calculator: How to accumulate ₹50 lakh in 10 years

Mutual funds SIP calculator: Systematic Investment Plan (SIP) is an attractive investment option o......

money 2022-03-20 Livemint

Mutual funds: Top 5 factors to look at while selecting an investment plan

Mutual funds investment for long-term is considered one of the best ways to accumulate wealth at a......

money 2022-03-19 Livemint

Income tax: My son, aged 8, works in TV serials. How his income will be taxed

My son aged 8 years works as child artist in TV serials. He earns around seven lakhs yearly from a......

money 2022-03-19 Livemint

LIC India: Opportunity for policyholders to revive lapsed policies. Details here

For second time in FY22, Life Insurance Corporation of India (LIC of India) has given an opportuni......

money 2022-03-19 Livemint

I have paid income tax but website shows outstanding dues. What to do?

Income taxes are duly paid by me for AY 2018-19 but an outstanding demand of ₹4,560 is shown in m......

money 2022-03-19 Livemint

I am selling one flat and buying another. Income tax rules explained

I have two small residential flats. One was bought in 2001 and we lived in that until 2017, then m......

money 2022-03-19 Livemint

HDFC Bank vs Kotak Mahindra Bank vs Axis Bank: FD interest rates compared

FD interest rate: A series of private banks have changed FD (fixed deposit) rates recently, which ......

money 2022-03-19 Livemint

What are the conditions to become non-resident for income tax purpose?

My son who is working abroad had never had his total taxable income in India more than ₹15 lakh. ......

money 2022-03-19 Livemint

Old income tax regime vs new regime: Filing of return after due date

One of my colleague opted for new tax regime for Assessment year 21-22 and paid tax accordingly. ......

money 2022-03-19 Livemint

ABSL MF merges 17 fixed term plans with its debt funds. What you need to know

Aditya Birla Sun Life Mutual Fund has given a notice that its trustees have approved the merger of......

money 2022-03-19 Livemint

Income tax return: How to e-verify ITR using Aadhaar OTP. Details here

Income tax return: A taxpayer needs to e-verify ones Income Tax Returns (ITR) as ITR is not consid......

money 2022-03-18 Livemint

CAMS launches Central Record Keeping Agency under NPS

Computer Age Management Services Limited (CAMS), India’s largest registrar and transfer agent of m......

money 2022-03-18 Livemint

Is the death benefit paid to the nominees of an NRI taxable?

The death benefit paid to a nominee continues to be tax-free in India. However, it is not clear af......

money 2022-03-18 Livemint

Are target maturity funds better than fixed deposits?

Target maturity funds (TMFs), a type of debt fund with defined maturity, have gained in popularity......

money 2022-03-18 Livemint

Buying on dips is not much of an investment strategy; nothing is predicted

Whenever the stock market falls for an extended period, the market men and women almost get stuck ......

money 2022-03-18 Livemint

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan

Mutual funds SIP (Systematic Investment Plan) is one of the investment tool that helps an investor......

money 2022-03-17 Livemint

Over 6.63 cr income tax returns filed so far for AY 2021-22

More than 6.63 crore income tax returns (ITRs) for Assessment Year (AY) 2021-22 and about 99.27 la......

money 2022-03-17 Livemint

Can a SIP of ₹5,000 per month fetch you ₹50 lakh in 10 years?

I am 33 years old and employed at a private firm. I have no exposure to mutual funds (MFs) but I w......

money 2022-03-17 Livemint

Does a BNPL platform need your consent to give a loan?

After seeing her credit score drop, Mumbai-based Hinal Shah decided to check her credit report to ......

money 2022-03-17 Livemint

Vested Finance launches three new pre-made portfolio offerings for US investment

NEW DELHI: Vested Finance, an online investment platform to invest in US stocks, has launched thre......

money 2022-03-16 Livemint

Income tax refunds worth over ₹1.92 lakh cr issued so far this fiscal

The Central Board of Direct Taxes (CBDT) has issued refunds of over ₹1.92 lakh crore to more than......

money 2022-03-16 Livemint

A short guide to stock idea generation

Investment idea generation is no maths or science, it’s more of an art, an art that does not come ......

money 2022-03-16 Livemint

How is royalty from book sales treated for income-tax?

Can modest income/royalty received on book sales from any Indian publisher be shown under other in......

money 2022-03-16 Livemint

‘In a PMS fact sheet, look for the expenses incurred by provider too’

Investors should check how much skin in the game a fund manager has, the expense ratio and track r......

money 2022-03-16 Livemint

ETF returns can be more volatile than underlying assets

Exchange-Traded Funds (ETFs), which track indices such as Nifty and Sensex, may witness higher vol......

money 2022-03-16 Livemint

Mutual fund SIP or lump sum in current market situation? Experts weigh in

Mutual funds SIP vs lump sum: Amid weak stock market sentiments caused by Russia-Ukraine war, long......

money 2022-03-15 Livemint

Post office MIS: Why you need to urgently link your savings account

Linking your National Savings Monthly Income Account(MIS) account with PO Savings or bank account ......

money 2022-03-15 Livemint

Demerits of short-term returns of MFs

Many new investors are so attracted by today’s high returns over the short term that they carry ou......

money 2022-03-15 Livemint

What must debt investors do in current market?

Globally, the Russia-Ukraine war and domestically, the Budget and the outlook for monetary policy ......

money 2022-03-15 Livemint

What will be the status of an OCI cardholder for I-T purpose?

I got US citizenship in November 2021 but have been staying in India since 15 January. I have rece......

money 2022-03-15 Livemint

What do ‘Points of Presence’  refer to

Points of Presence, or PoPs, are a crucial element of National Pension System (NPS), a government-......

money 2022-03-15 Livemint

‘PFRDA plans to lift 75% equity cap on NPS Tier II’

The 75% limit on equity under NPS (National Pension System) Tier II will be raised to 100% once th......

money 2022-03-15 Livemint

Post offices will stop paying interest on these accounts in cash from 1st April

With effect from April 1, 2022, post offices will stop paying interest on Senior Citizen Savings S......

money 2022-03-14 Livemint

Senior Citizen Saving Scheme: Why savings account need to be linked before March

Depositors in Senior Citizen Savings Scheme (SCSS) will have to link their accounts to Post Office......

money 2022-03-14 Livemint

Bank FD rates: Senior citizens can earn additional 0.75% at Yes Bank

Traditional, safe, guaranteed returns and tax benefits are some of the best ways to describe fixed......

money 2022-03-14 Livemint

Why you shouldn’t look at short-term returns of mutual funds

NEW DELHI: Many new investors are so attracted by today’s high returns over the short term that th......

money 2022-03-14 Livemint

How NPS can help Indians retire with dignity

When people polled in a survey some years ago were asked about retirement planning, a staggering 4......

money 2022-03-14 Livemint

Are withdrawals from EPF by NRIs taxable?

If money parked in the Employees’ Provident Fund (EPF) and Public Provident Fund (PPF) is not with......

money 2022-03-14 Livemint

Why you need to deposit money in PPF, SSY, NPS every year

As we approach the end of the financial year, you might want to check whether you have made the mi......

money 2022-03-14 Livemint

The smart way to choose a savings account

For most of us, a savings bank account is the primary mode for transacting with a bank or financia......

money 2022-03-14 Livemint

Do you need to to pay advance tax? Hurry up! March 15 is last date

Generally, taxes are deducted/collected at source when an income is paid. However, as all the inc......

money 2022-03-13 Livemint

Property sale: Can I claim income tax exemption on long term capital gain again?

I had availed exemption under Section 54 and 54EC for long term capital gains on sale of my reside......

money 2022-03-13 Livemint

Mutual funds: Equity small-cap index plan gives 100% return in 2.5 years

Mutual funds: Despite global economy reeling under the heat of higher inflation and Covid-19-relat......

money 2022-03-13 Livemint

Fixed deposit interest rate: This bank is giving 7% return on FD for 3 years

Fixed deposit interest rate: Amid highly volatile equity market, investors looking for zero risk h......

money 2022-03-13 Livemint

Is EPFO a safe bet for retirement fund? EPF investment strategy explained

A favorite savings scheme for the salaried class Employees’ Provident Fund Organisation (EPFO) on ......

money 2022-03-13 Livemint

Can legal heirs have claim in the reverse mortgaged property?

One of my relatives has reverse mortgaged his house, he died recently. It is understood that there......

money 2022-03-13 Livemint

Advance tax: Know the implications of defaulting

As the financial year 2021-22 is coming to an end, it is time for the taxpayers to evaluate if any......

money 2022-03-11 Livemint

SBI increases FD interest rates on these deposits. Check latest rates here

State Bank of India, the nations largest lender, has increased interest rates by 20-40 basis point......

money 2022-03-11 Livemint

Income tax: Taxpayers need to complete this compliance by March 31

Income tax department has issued reminder to the taxpayers whose cases are under scrutiny. The sta......

money 2022-03-11 Livemint

Got ESOPs? Know how income tax is calculated and how to save tax

A right is granted by the company to certain employees to purchase a specified amount of stock in ......

money 2022-03-11 Livemint

‘Post-correction, price value gap for banks is favourable’

We would prefer to invest in large caps for multiple reasons, says Neelesh Surana, chief investmen......

money 2022-03-11 Livemint

What are the hidden expenses in your flight ticket

Have you ever taken a close look at your flight ticket fare? If yes, you would have likely come ac......

money 2022-03-11 Livemint

Failure to pay advance tax attracts interest under section 234c of IT Act

Advance tax is payable by every person whose net tax liability for the financial year is ₹10,000 ......

money 2022-03-11 Livemint

Term insurance is targeted at 10 times your annual income

I am a 31-year-old school teacher, unmarried and earn ₹53,890 per month. I deposit ₹36,500 per a......

money 2022-03-11 Livemint

This SFB is offering 7.5% RD interest rate on 2-year recurring deposits

RD calculator: At a time when return on bank deposits and popular small saving schemes are not bee......

money 2022-03-11 Livemint

Assets under NPS jump 28% YoY till Feb 2022: PFRDA

The assets under management (AUM) of National Pension System (NPS) and Atal Pension Yojana (APY) s......

money 2022-03-11 Livemint

Mistakes to avoid during last-minute tax planning

Postponing tax planning until the end of financial year runs the risk of making mistakes that can ......

money 2022-03-10 Livemint

Why investments in MFs are better than AIF and PMS

Alternative Investment Fund (AIF) and portfolio management service (PMS) are two popular vehicles ......

money 2022-03-10 Livemint

What is the strategy that can help build a retirement fund?

My mother, who is 49 years old and currently unemployed, has received ₹2 lakh from her provident ......

money 2022-03-10 Livemint

Should you invest in debt funds to create a retirement corpus?

I have suggested investing in mutual funds to my son for building his retirement corpus. He can co......

money 2022-03-10 Livemint

Financial independence among top priorities for women, says study

Being financially independent ranks among top three priorities for women, a survey by SBI General ......

money 2022-03-09 Livemint

Why India trades at a premium to other EMs

India has historically traded at premium multiples compared to other emerging markets. On the pric......

money 2022-03-09 Livemint

Should you execute PoA to relinquish property rights?

My father had booked a flat in Mumbai many years ago but died before he could get possession. A ye......

money 2022-03-09 Livemint

Should you buy discounted SGBs on the exchange?

On the back of geopolitical tensions, gold, which is considered a haven during times of turmoil, h......

money 2022-03-09 Livemint

How to get a tax deduction benefit above ₹2 lakh by investing in NPS

The Income Tax Act of 1961 contains several provisions that allow you tax deduction benefits on in......

money 2022-03-08 Livemint

Gold and fixed deposits emerge as top investment options among women: Survey

ZestMoney, India’s largest and fastest-growing Buy Now, Pay Later platform today revealed the find......

money 2022-03-08 Livemint

If a homemaker is to get a salary, how much should it be?

All women work but not all of them get paid. Homemakers, who work unpaid domestic and caregiving s......

money 2022-03-08 Livemint

How women can find financial happiness

Every woman wants to have financial freedom. Women strive to manage a multitude of things but mana......

money 2022-03-08 Livemint

What are the revised norms for residency

I am a British citizen and lived in India for 12 years, i.e., from March 2008 to June 2020. In FY ......

money 2022-03-08 Livemint

Large-caps a safe bet during market correction, say experts

Mutual Fund investors usually go into overdrive when they see the market crash. And on Monday, the......

money 2022-03-08 Livemint

How a 46-year-old woman took a sabbatical after sorting finances

Till about a few months ago, Bhavana Mittal, 46, worked at large corporates—ones that came with a ......

money 2022-03-08 Livemint

Why are Indian women investing in stocks and mutual funds?

Women have broken the glass ceiling in all spheres of life, from politics to education. However, I......

money 2022-03-08 Livemint

Mutual funds: How to tweak your investment strategy during a volatile market?

Mutual funds: Amid bloodbath in stock market caused by Russia-Ukraine war, equity mutual fund inve......

money 2022-03-08 Livemint

Star Health Insurance launches Star Women Care Insurance plan. Know key features

This International Womens Day, health insurance company Star Health and Allied Insurance Co. Ltd.,......

money 2022-03-08 Livemint

Income tax: This home loan benefit cannot be availed after March 31

Income tax: From 1st April 2022, central government is going to discontinue income tax benefit und......

money 2022-03-08 Livemint

ITR verification: Deadline to verify ITR for AY 2020-21 ends today

The Income Tax department has shared an important update for taxpayers who have filed an Income Ta......

money 2022-03-01 Livemint

Inflation raises expenses for pension funds

Rising inflation is driving up expenses for many large US pension funds that have promised retiree......

money 2022-03-01 Livemint

Turmoil in the markets: Chances amidst the chaos

A correction in the market was long overdue. It has also brought in clear differentiation between ......

money 2022-03-01 Livemint

ROR has to report foreign assets in the ITR

My son is a non-resident indian. He is thinking of buying a house in his resident country. Is it n......

money 2022-03-01 Livemint

Ukraine conflict exposes single nation, single currency risk

The Ukraine conflict has brought about a collapse in the values of Russian assets such as stocks a......

money 2022-03-01 Livemint

How to invest when the market is in turmoil

The much-awaited correction in the stock market is here, albeit due to an undesirable Russia-Ukrai......

money 2022-03-01 Livemint

What are the tax rules applicable for freelancers in India?

Income from freelance jobs is treated as ‘profits and gains from business or profession’ for taxat......

money 2022-02-28 Livemint

How cost of flat acquisition is calculated

I am in the process of selling a property of carpet area 584.64 sq ft in Mumbai’s Oshiwara. I want......

money 2022-02-28 Livemint

How fuel credit cards work

Fuel credit cards are specially designed cards usually co-branded with retailers such as Bharat Pe......

money 2022-02-28 Livemint

Gold price dips from 18 months high. Good opportunity to buy?

Gold price today: After appreciating to its 18 months high on Thursday, Multi Commodity Exchange o......

money 2022-02-27 Livemint

EPFO members can now change EPF/EPS nomination. Heres how to do this online

Employees Provident Fund Organisation (EPFO) members can now change their EPF and EPS nominees onl......

money 2022-02-27 Livemint

Can home loan tax benefit be claimed for self-occupied and let-out properties?

I have taken home loan for two properties. One is occupied by myself and the second one is given ......

money 2022-02-27 Livemint

Should a person have EPF and PPF both?

Can a person who has been contributing toward Employee Provident Fund (EPF) can also open a Provi......

money 2022-02-27 Livemint

Do I have to pay income tax on sale of an ancestral house?

We had constructed a house in 1995 after demolishing our ancestral house of my grandfather. We al......

money 2022-02-27 Livemint

Mutual funds vs real estate: Which is better for long term investors?

Mutual funds vs real estate: Investment for long-term requires proper home work as it doesnt give ......

money 2022-02-27 Livemint

LIC IPO: How to open a Demat account on SBI Yono app to invest in the issue

To invest in an initial public offering (IPO). investors need a Demat account. So, all of you, who......

money 2022-02-27 Livemint

Sovereign gold bond issue opens amid Ukraine conflict. Should you subscribe?

Amid Russia-Ukraine war, Sovereign Gold Bond (SGB) Scheme 2021-22 — Series X is going to open on 2......

money 2022-02-27 Livemint

Are dividend stripping and bonus stripping provisions really required?

The recent budget proposes to extend the dividend stripping provisions to transactions in units of......

money 2022-02-25 Livemint

‘Portfolio diversification more important now’

The Credit Suisse Global Investment Returns Yearbook 2022 has made ‘diversification’ this year’s f......

money 2022-02-25 Livemint

What is an ideal plan to earn ₹2 lakh after retirement?

I am 30 years old and in need of financial assistance. I am doing a private job and earn around ₹......

money 2022-02-25 Livemint

Curated stock portfolios may not be for everyone

The key to any long-term wealth generation strategy is equities. Some do-it-yourself (DIY) investo......

money 2022-02-25 Livemint

Equity Mutual funds: How to take advantage of a market correction phase?

Mutual funds investment plans for a beginner might be a nightmare if the investor is unaware of th......

money 2022-02-25 Livemint

Interest rate on savings account: SBI vs HDFC Bank Vs ICICI Bank vs IDFC First

SBI vs HDFC Bank Vs ICICI Bank vs IDFC First: In view of several leading Indian commercial banks r......

money 2022-02-25 Livemint

How can I build an emergency fund and where can it be kept?

Can you please suggest how I can build an emergency fund? Also, where do I keep such a fund (will ......

money 2022-02-24 Livemint

How to claim tax deduction on rent if you are sharing the flat

If you are sharing a flat, then claiming tax deduction on rent can become complicated. In this pie......

money 2022-02-24 Livemint

How prepaid forex cards differ from debit or credit cards

While travelling abroad, one can either use foreign currency notes or make direct payment in forei......

money 2022-02-24 Livemint

National Pension System: Charges of these NPS services increased

The Pension Fund Regulatory and Development Authority (PFRDA) has increased the service charges fo......

money 2022-02-23 Livemint

Mutual funds vs real estate: Where should you invest your money?

When it comes to investment, people have to consider various factors before parking their money in......

money 2022-02-23 Livemint

How to check if someone has taken loan using your PAN card

PAN card fraud: Lender company Indiabulls has been in news these days due to eruption of controver......

money 2022-02-23 Livemint

SBI fixed deposit vs Post Office term deposit: Latest interest rates compared

All top banks give the customers an option of opening an FD. Recently, the State Bank of India (SB......

money 2022-02-23 Livemint

SBI shares dos and donts to avoid phishing attacks on your account

The State Bank of India (SBI) has cautioned its customers to protect themselves from phishing. The......

money 2022-02-23 Livemint

Taxation of ESOPs owned by you in foreign firms

If you are assigned shares in a foreign company, then you are the owner of the foreign assets. Fir......

money 2022-02-22 Livemint

Can non-resident Indians continue to hold EPF accounts?

My status is that of a non-resident Indian (NRI) since 2019. I was employed in India before that. ......

money 2022-02-22 Livemint

Three steps to protect people from cyber fraud attacks

An analysis of cyber and banking frauds by HDFC Bank has revealed the majority of the victims of c......

money 2022-02-22 Livemint

Should you invest in target maturity funds?

Target Maturity Funds (TMFs) are the open-ended index funds that passively invest in the bonds of ......

money 2022-02-22 Livemint

Check how your NPS investments are faring

There are very few retirement products that help you accumulate a retirement nest egg and one such......

money 2022-02-22 Livemint

Special FD schemes for senior citizens: Latest rates of SBI, HDFC Bank, ICICI

Corporate banks State Bank of India (SBI), HDFC Bank, and ICICI Bank have special fixed deposit (F......

money 2022-02-22 Livemint

How ESOPs of foreign firms are taxed in India

It’s a general practice in organizations to give employee stock options (ESOPs) — shares of the co......

money 2022-02-18 Livemint

Decoding the boom of global investing and an interim hurdle

Over the last few years, investing in international equities has gathered prominence among Indian ......

money 2022-02-18 Livemint

Do preferential issues shortchange the small investor?

It is observed that in the last few years, companies raised substantially more capital through pre......

money 2022-02-18 Livemint

What is better way to buy term insurance, offline or online?

I am 62 and my wife is 60. I want health insurance. Should I buy a family floater or should we buy......

money 2022-02-18 Livemint

HDFC Bank hikes interest rates on FD. Check revised rates here

Private lender HDFC Bank has increased the interest rates on fixed deposits on some tenures, accor......

money 2022-02-17 Livemint

SBI hikes interest rates on some fixed deposit tenures. Check latest rates here

Joining a list of banks that have raised the interest rates on fixed deposit (FD), Indias largest ......

money 2022-02-17 Livemint

Zero-cost EMI may sound attractive but it actually comes at a price

No-cost EMIs are loan products that allow you to pay for a purchase over time, without paying any ......

money 2022-02-17 Livemint

What is the right mix of funds if I want to retire early?

I am 32 and married with one baby girl (1.5 years old). I am investing in mutual funds (MFs) since......

money 2022-02-17 Livemint

Gift your domestic help a pension through WhatsApp

Signing up for a pension in India means filling up long and complicated forms. However, a series o......

money 2022-02-17 Livemint

Tax & investment tips for young earners

Ramesh Verma, 28, has his tax planning game on point. He has fully utilized the ₹1.5 lakh 80C lim......

money 2022-02-17 Livemint

LIC India IPO: How to link PAN card with life insurance policy? Direct link here

LIC India PAN update: The Life Insurance Corporation of India or LIC of India has filed Draft Red ......

money 2022-02-17 Livemint

Time to shift funds from crypto to mutual funds or stocks before March 31?

Cryptocurrencies will now be taxed in India. The new tax laws on crypto and other digital assets w......

money 2022-02-15 Livemint

Pension funds chase returns in private-market debt

Retirement funds are clamoring to invest in private-market loans, hungry for an asset that can bea......

money 2022-02-15 Livemint

New income tax regime vs old income tax regime: What should you opt for in 2022?

Union Budget 2022 did not make any significant changes in the tax slabs - be the old tax regime or......

money 2022-02-14 Livemint

My father had bequeathed some asset to non-family members? Can we challenge it?

We are a Hindu Family. My father had bequeathed some of the asset to non-family members? Can we c......

money 2022-02-14 Livemint

If a senior citizen makes FD in name of his son, who will pay tax on interest?

I am a senior citizen. If I make a fixed deposit in the name of my adult son, who will be liable ......

money 2022-02-14 Livemint

How will maternal grandparents property be distributed under Indian law?

I have a query on Hindu Succession act: My mother has 6 brothers and 2 sisters, of which only 4 ar......

money 2022-02-14 Livemint

Can losses under F&O trading be set off ?

I file income tax return (ITR) 3. I have salary income, dividend income and interest income from t......

money 2022-02-14 Livemint

SIFI: the missing tool in asset allocation

Prudent investors understand that it is vital to diversify their portfolio through an asset alloca......

money 2022-02-14 Livemint

How litigation financing works as an alternate investment

What if you could earn from legal claims without ever having to fight a court case yourself? Litig......

money 2022-02-14 Livemint

How to pick the right credit card, curb expenses while travelling

After 2 years of Covid 19, many Indians are finally getting back to travel. However, high energy p......

money 2022-02-14 Livemint

Income taxpayers in India: The pros and cons of new and old income tax regime

The new tax regime is different in two ways from the old one. Firstly, it has more slabs with lowe......

money 2022-02-14 Livemint

Decoding crypto taxation as per budget 2022-23

The long awaited clarification on taxation of cryptocurrency has been brought in the Finance Bill ......

money 2022-02-07 Livemint

Can PF be transferred from trust to EPFO?

I was working in an organization and left recently after five years and nine months of continuous ......

money 2022-02-07 Livemint

When should you not buy a term insurance policy?

When we talk about life insurance, pure protection term plans are the best bet. They provide adequ......

money 2022-02-07 Livemint

Six health insurance riders you can add to a mediclaim policy

Your health insurance policies may not always be sufficient to suit your needs. You can purchase a......

money 2022-02-07 Livemint

Income tax calculator: How to claim section 80EEA benefit buying home in FY23

Income tax calculator: In Budget 2021, Union Finance Minister Nirmala Sitharaman had extended inco......

money 2022-02-06 Livemint

Crypto asset: How you may save 10% tax on long term capital gains by March 31

The new tax laws on crypto and other digital assets will come into effect from 1 April 2022. Howev......

money 2022-02-06 Livemint

Gold price rebounds after retracement. Good opportunity to buy, say experts

Gold price today: After hitting $1,852 per ounce levels in spot market last week, gold price witne......

money 2022-02-06 Livemint

Income tax calculator: How to claim section 80EED benefit buying home in FY23

Income tax calculator: In Budget 2021, Union Finance Minister Nirmala Sitharaman had extended inco......

money 2022-02-06 Livemint

Sub-letting flat: Can housing society levy charges other than non-occupancy fee?

I let out a flat in a society, which passed a resolution in the recently conducted general body me......

money 2022-02-06 Livemint

‘Crypto tax’: How you may save 10% tax on long term capital gains by March 31

The new tax laws on crypto and other digital assets will come into effect from 1 April 2022. Howev......

money 2022-02-06 Livemint

Mutual fund calculator: Monthly SIP you need to accumulate ₹11 crore by age 50

Mutual fund calculator: Vijay Kumar Virnave is a 25 year old professional whose take home salary i......

money 2022-02-06 Livemint

PPF vs NPS investment: Which is better to build retirement corpus? Details here

PPF vs NPS: Public Provident Fund or PPF is one of the limited risk-free investment tool that can ......

money 2022-02-06 Livemint

LIC, Policybazaar joins hands to offer term, other insurance products

Life Insurance Corp. of India (LIC), the country’s pioneer in life insurance, and Policybazaar.com......

money 2022-02-06 Livemint

LIC offers policyholders chance to revive lapsed policies amid Omicron outbreak

NEW DELHI : To provide continued risk cover in these challenging times, the Life Insurance Corp.......

money 2022-02-06 Livemint

Are maternity benefits covered under group health insurance?

Does group health insurance policy cover maternity benefits? Are there any exclusions? What is the......

money 2022-02-04 Livemint

Significance of recognizing style exposure in one’s investment portfolio

Discussions on asset allocation have so far largely focused on diversification amongst assets i.e.......

money 2022-02-04 Livemint

Is it worth taking education loan to study abroad?

Generally, when you plan your finances for your child’s education abroad, you need to consider man......

money 2022-02-04 Livemint

Ten things to know about crypto taxation

The government has for the first time provided definition for crypto assets and set out a list of ......

money 2022-02-04 Livemint

Next years I-T return to have separate column for crypto income: Revenue Secy

Income tax return forms from next year will have a separate column for making disclosures on gains......

money 2022-02-03 Livemint

Which direct stocks should I invest in to prevent overlapping?

I am 23-years-old, so I have 20-30 years to invest. I have invested in Axis bluechip fund, Axis mi......

money 2022-02-03 Livemint

Budget bans bonus stripping of shares, units of Reit, InvIT

Budget 2022 proposes to include shares and units of Infrastructure Investment Trust (InvIT) or Rea......

money 2022-02-03 Livemint

Esops are great, but they come with taxes too

Compensating employees with employee stock options (Esop) is becoming common among startups to ret......

money 2022-02-03 Livemint

What changes for SBI, ICICI Bank, PNB and Bank of Baroda customers in February

State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda (BoB) and ICICI Bank have an......

money 2022-02-03 Livemint

What do NRIs need for gifting property?

I am based in India and working for a US-based company. I am getting salary transferred to my Indi......

money 2022-02-01 Livemint

What stockdale paradox can tell about investing?

Jim Collins in his best-selling book ‘Good to Great’, shares an interesting counter-intuitive insi......

money 2022-02-01 Livemint

Can MFs invest in unlisted equities?

To eliminate high risk with investing in unlisted securities, Sebi (Securities and Exchange Board ......

money 2022-02-01 Livemint

When mutual fund managers calls go wrong

Like retail investors, mutual fund houses have also been making a beeline for new age internet com......

money 2022-02-01 Livemint

More youngsters, women turn to pension schemes under APY

NEW DELHI : More youngsters and women are signing up for the government’s flagship social securi......

money 2022-02-01 Livemint

PPFAS Mutual Fund stops flows in PPFAS Flexicap Fund

MUMBAI: Following a Securities and Exchange Board of India (Sebi) directive to mutual fund houses ......

money 2022-01-31 Livemint

Cathie Wood’s ARK faces loyalty test after tech-stock rout

Cathie Wood says the high-risk stocks in the exchange-traded funds sold by ARK Investment Manageme......

money 2022-01-31 Livemint

Cow, saw dust, real estate and the price of milk

The year was 2008. The real estate bubble, which had led to high real estate prices was in the pro......

money 2022-01-31 Livemint

How is STCG calculated for mutual funds?

How is STCG (short term capital gain) calculated for mutual funds? Is it on “First In- First Out b......

money 2022-01-31 Livemint

Seven ways to get the Section 80C tax rebate

It is that time of the year again when many taxpayers go shopping for tax-saving investment produc......

money 2022-01-31 Livemint

Income tax: Can I take full rent in the name of one of the joint owner?

I own a property is in joint names of me and my mother. All the home loan EMI for this house are ......

money 2022-01-31 Livemint

Can I purchase a new house using the sale proceeds of my mother’s current house?

I am planning to buy a house in the near future. My mother is in the process of selling a house sh......

money 2022-01-30 Livemint

Buy or rent: When you should buy your dream home. Key details here

Owning a house provides a certain level of mental and psychological satisfaction and it creates a ......

money 2022-01-30 Livemint

I worked in a company for 4 years and 7 months. Am I eligible for gratuity?

I have worked in a manufacturing organization for 4 years and seven months (234 days). My company ......

money 2022-01-30 Livemint

SBI hikes recurring deposit (RD) interest rates. Details here

The State Bank of India (SBI) allows you to open a Recurring Deposit (RD) account with the bank fo......

money 2022-01-30 Livemint

ITR filing: Is it wise to pay home loan EMI and avoid income tax outgo?

ITR filing: Last date for Income Tax Return (ITR) filing (31st March 2022) is fast approaching and......

money 2022-01-30 Livemint

Residential vs commercial properties: Where to invest in 2022?

Despite a roller coaster ride in 2021, the real estate sector of India is on the path to a solid r......

money 2022-01-30 Livemint

PAN Card: How to correct name, date of birth online. Details here

PAN card is an important KYC document for income tax return (ITR) filing, bank account opening to ......

money 2022-01-30 Livemint

How to order PVC Aadhaar card online for whole family using single phone number

PVC Aadhaar card: The Unique Identification Authority of India (UIDAI) has recently announced that......

money 2022-01-30 Livemint

A third of Indians want separate tax deduction for Covid medical expenses

NEW DELHI: There are many expectations from the upcoming Union Budget 2022, scheduled to be presen......

money 2022-01-29 Livemint

BNPL grew 637% in 2021, recurring payments by 225%, says survey

NEW DELHI: Short-term financing segment, buy now pay later (BNPL), has grown to become among the f......

money 2022-01-29 Livemint

ITR filing: This income tax return violation may land you in jail. Details here

ITR filing: Last date for income tax return or ITR filing for AY 2021-22 is 31st March 2022. Those......

money 2022-01-29 Livemint

Gold price fails to hold after breakout. Good opportunity to buy, say experts

Gold price today: After giving breakout at $1935 per ounce levels in spot market last week, gold p......

money 2022-01-29 Livemint

EPF account: This EPFO service allows members to update date of exit online

Employees Provident Fund Organisation (EPFO) has been simplifying majority of its services for its......

money 2022-01-29 Livemint

Mirae Asset MF plans to offer Global X ETFS to Indian investors

Mirae Asset Mutual Fund today announced that it is planning to offer its Global X ETF (owned by M......

money 2022-01-28 Livemint

Do you think the income tax penalties in India are a bit too harsh?

We often hear from tax officials that the penalties in India for not filing tax returns in time ar......

money 2022-01-28 Livemint

I am currently unemployed, how should I invest my savings?

Can you help me understand how to save or invest money for my retirement and daughter’s education.......

money 2022-01-28 Livemint

‘Only one in 30 startups is actually able to make it’

Those who want to become angel investors must be prepared to invest in a portfolio of at least 30 ......

money 2022-01-28 Livemint

What you need to know about becoming an angel investor in India

Startup investing has been glamourised in the media through shows like Shark Tank and headlines ab......

money 2022-01-28 Livemint

How much a house costs in Chennai

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2022-01-28 Livemint

How PPF, SSY, other post office savings account holders can use IVR facility

The Indian Post Office has launched a new Interactive Voice Response (IVR) service for the conveni......

money 2022-01-27 Livemint

Things to know when buying insurance policies

There are numerous occasions in our lives when we often wonder if we have taken the right decision......

money 2022-01-27 Livemint

Which SIPs should I go for to increase my monthly investment?

I am 27 years old and currently investing ₹10,000 every month in mutual funds via systematic inve......

money 2022-01-27 Livemint

Will acqui-hire deals get any relief in this budget?

The technology start-up ecosystem in India has witnessed a meteoric growth in the recent past. Thi......

money 2022-01-27 Livemint

Insurance for differently abled is tough, but dont give up hope yet

Getting an insurance cover for the differently-abled is an arduous task, especially if the policy ......

money 2022-01-27 Livemint

Understand covid specifications before buying travel policy

What happens if you have to travel and then be in quarantine for a few days? This question usually......

money 2022-01-27 Livemint

Is NOC necessary for selling a property?

Is NOC (no objection certificate) from a high court required for the sale of property for which pr......

money 2022-01-26 Livemint

It’s time to take a fresh look at the new tax regime

U nion Budget 2020 introduced a new tax regime, which came into effect from FY 2020-21.Taxpayers h......

money 2022-01-26 Livemint

How much tax do you pay on bond investments

All portfolios should be diversified between equity and debt so that the overall risk is controlle......

money 2022-01-26 Livemint

Income tax deduction under Section 80 D for senior citizens - Explained

I am a senior citizen covered under parental health insurance done by my daughter. I have incurred......

money 2022-01-25 Livemint

Dissolution of HUF and distribution of its assets

In my HUF account I have various assets including listed shares of Rs.25 lakhs market value, 2 la......

money 2022-01-25 Livemint

Income tax implications for NRIs coming back to India for good

I have been an NRI for the last 30 years and presently live in Hong Kong (HK). I am a salaried emp......

money 2022-01-25 Livemint

How will my income be taxed if I move to the UK?

I worked in the US for three months and received salary. I paid tax there on that salary. Also, I ......

money 2022-01-25 Livemint

Should you tender shares in buybacks?

With TCS, one of the most valued companies in India, announcing a buyback offer lately, many new i......

money 2022-01-25 Livemint

Senior citizens special FD scheme rates compared: SBI vs HDFC Bank vs ICICI

Bank fixed deposits (FDs) are one of the best investment options especially for senior citizens, o......

money 2022-01-25 Livemint

How should I invest for higher studies and marriage of my kids 20 yrs from now?

NEW DELHI : I am investing ₹6,800 a month in Aditya Birla Sun Life Tax Relief 96 and ₹6,500 pe......

money 2022-01-24 Livemint

Can my mother be the karta of the HUF?

My mother is a widow. My father expired 10 years ago. We are two (major) sons and a married daught......

money 2022-01-24 Livemint

Can LTCG claims be reversed/penalized?

I sold one of my inherited houses in February 2019. After adjusting for the indexation cost, I inv......

money 2022-01-24 Livemint

How first-time home buyers can get up to ₹5 lakh tax rebate

The Income Tax Act offers tax deductions on the interest and principal components of a home loan u......

money 2022-01-24 Livemint

Why you should never buy insurance to save tax

Many taxpayers pay hefty life insurance premiums to save on their taxes. They do so because the in......

money 2022-01-24 Livemint

Will individuals stand to gain from budget ’22?

Zita is optimistic about riding the third wave without much challenge. She is very organised espec......

money 2022-01-24 Livemint

Mutual funds SIP: How to earn more with lesser risk. Details here

Mutual funds SIP return is subject to market risk as it is an indirect equity exposure. Thats why ......

money 2022-01-23 Livemint

Can shares be gifted to family members or to a HUF?

Can we gift shares to some other family members (Sister or HUF)? In that case, will the dividend b......

money 2022-01-23 Livemint

WB to receive ₹1,000 cr loan from World Bank for social protection services

KOLKATA : On Saturday, the World Bank approved a loan of ₹1000 crore for the West Bengal govern......

money 2022-01-23 Livemint

Govt may raise tax-free provident fund limit to ₹5 lakh: Report

The central government is mulling over raising the limit for tax-free contributions in the provide......

money 2022-01-23 Livemint

Explained: The benefits of using credit cards

Credit cards become a valuable financial tool once you learn to use them sensibly and responsibly.......

money 2022-01-23 Livemint

Latest bank FD rates: SBI vs HDFC Bank vs Axis Bank vs Kotak Mahindra

A fixed deposit (FD) is an investment product offered by banks. In FDs, you know at the time of in......

money 2022-01-23 Livemint

Gold price gives breakout in spot market. Good opportunity to buy, say experts

Gold price today: The yellow metal price in the spot market has given fresh breakout at $1835 per ......

money 2022-01-22 Livemint

I have converted my regular MFs to direct plans. Whats the tax implication?

I am an NRI and have converted my funds from regular to direct plans with same scheme and the same......

money 2022-01-21 Livemint

Why should retired people undertake financial planning?

NEW DELHI: A basic financial plan includes sources of money and provisioning for expenses. As you ......

money 2022-01-21 Livemint

ICICI Bank revises fixed deposit interest rates. Check latest FD rates here

Private sector lender ICICI Bank has revised interest rates on fixed deposits (FDs) with effect fr......

money 2022-01-21 Livemint

Here’s how the new CBDT circular has impacted Ulip taxation benefits

Ahead of budget 2022 which will be presented by the finance minister in a few days, let me take yo......

money 2022-01-21 Livemint

Which health plan can provide benefit after a 30-day period?

I am 65-years-old and have some health issues, including diabetes. Recently, I got admitted to the......

money 2022-01-21 Livemint

Should you play on potential capex recovery via MFs?

In a recent report, a brokerage house predicted that the dream capital expenditure (capex) cycle m......

money 2022-01-21 Livemint

Is it a good idea to invest in ICICI MF’s new FOF?

ICICI Prudential AMC launched a unique Fund of Fund (FoF)—ICICI Prudential Strategic Metal & Energ......

money 2022-01-21 Livemint

The trends and concerns pertaining to initial public offers in India

2021 witnessed a surge in IPOs (initial public offers) in India and globally. As per the 2021 Erns......

money 2022-01-20 Livemint

How should I invest in order to meet my long-term goals?

I am 34-years-old, have no children and plan to retire around 55-58 years of age. As of now, I hav......

money 2022-01-20 Livemint

Could you live off dividends for the rest of your life?

For investors who are looking at retirement or financial independence, living off dividends for th......

money 2022-01-20 Livemint

Key factors NRIs should consider before buying a life insurance policy

There are various products in the life insurance space that NRIs (non-resident Indian) can conside......

money 2022-01-20 Livemint

An equity MF is like a branded hotel chain

Planning a good holiday can be time-taking. Take the simple situation of booking a hotel. Every ho......

money 2022-01-19 Livemint

How can I withdraw money from HUF accounts of in-laws?

My father-in-law died of covid on 6 September 2020 and my mother-in-law died on 13 December 2020. ......

money 2022-01-19 Livemint

The best time to start an SIP

At 43, Damodar Jayaram Shenoy G. has accumulated ₹3 crore through his mutual fund holdings and ea......

money 2022-01-19 Livemint

Is equity risk premium crucial for your investment decisions?

The equity risk premium is an estimation of excess return one can earn by investing in stock marke......

money 2022-01-19 Livemint

Working very closely with I-T dept on tax portal: Infosys CEO Salil Parekh

Infosys CEO Salil Parekh on Wednesday said the company is working closely with the Income Tax (IT)......

money 2022-01-13 Livemint

Credit card late fee: What HDFC Bank, SBI Card, ICICI Bank and Axis Bank charge

ICICI Bank has revised its credit card charges with effect from 10 February. As per the communicat......

money 2022-01-13 Livemint

Will my father have a share in a house he built for my brother?

My father gave a huge amount of cash to build a family house for my brother 15 years ago after sel......

money 2022-01-12 Livemint

Good financial habits are key to wealth creation

“People do not decide their futures, they decide their habits and their habits decide their future......

money 2022-01-12 Livemint

Here’s all about standard deduction in IT Act for the salaried

Deductions in the Income Tax Act give tax-payers a reason to smile as it helps in reducing the tax......

money 2022-01-12 Livemint

Kotak Mahindra Bank hikes fixed deposit rates. Latest FD interest rates here

Kotak Mahindra Bank has hiked the interest rate on fixed deposits (FD) across various tenors. Afte......

money 2022-01-12 Livemint

Insurance policies that can help save tax under Section 80C

NEW DELHI: Did you know that you can save tax under section 80C of the Income-tax Act by investing......

money 2022-01-12 Livemint

64% young Indians hesitant to invest due to information overload: survey

NEW DELHI: About 64% of young Indians are unsure of what to trust when it comes to investing in fi......

money 2022-01-12 Livemint

Retirement funds bet bigger on private equity

Government retirement funds are pumping record sums into private equity, defying concerns about ri......

money 2022-01-10 Livemint

How can I withdraw money from EPFO?

I resigned my job in September 2017 and my last contribution to EPFO (Employees’ Provident Fund Or......

money 2022-01-10 Livemint

Those performing well are retained: Sunil Subramaniam

Excerpts of an interview with Sunil Subramaniam, MD & CEO, Sundaram AMC: Also Read:  What does Su......

money 2022-01-10 Livemint

Sovereign Gold Bond scheme 2021-22: Series 9 opens on Monday. Check details

Sovereign Gold Bond scheme 2021-22: The Government of India (GoI) has announced the date for openi......

money 2022-01-09 Livemint

Tax saver mutual funds SIP: Value Research rates 4-star to these 3 ELSS funds

Tax saver mutual funds SIP: After ushering into New Year 2022, earning individuals are looking for......

money 2022-01-09 Livemint

How to maximise returns from debt portfolio

In the current fixed income market, yields across the curve have bottomed out and the yield curve ......

money 2022-01-09 Livemint

Why glittering gold continues to woo millennials

Our fascination with yellow metal isnt very recent; it dates back to ancient times. Pharaoh rulers......

money 2022-01-09 Livemint

I am about 30 and earn ₹80,000 a month. What mutual funds should I invest in?

NEW DELHI : I am about 30 and live in Bengaluru. My current salary is nearly ₹80,000 per month.......

money 2022-01-09 Livemint

Mirae Asset MF launches Nifty India Manufacturing ETF, FOF

Mirae Asset Mutual Fund announced the launch of ‘Mirae Asset Nifty India Manufacturing ETF’, an op......

money 2022-01-08 Livemint

ICICI Prudential Mutual Fund launches Silver ETF FOF

ICICI Pru Mutual Fund, which recently launched the countrys first silver ETF, announced a Fund of ......

money 2022-01-08 Livemint

Can I get tax benefit on home loan during pre-construction period?

I am employed in a PSU bank. I had booked a flat in Dehradun in 2017 by taking a home loan of ₹39......

money 2022-01-08 Livemint

What is the tax liability of a senior citizens income from SWPs?

Q- My wife has invested ₹6 lakh each in four mutual funds in August 2021. As per the Systematic W......

money 2022-01-08 Livemint

Gold price today: MCX yellow metal rate at 2-month low. Should you buy now?

Gold price on Friday on Multi Commodity Exchange (MCX) gained 0.01 per cent and closed at ₹47,455......

money 2022-01-08 Livemint

ITR filing: These taxpayers can file income tax return without any late fee

ITR filing: The due date for income tax return (ITR) filing for AY 2021-22 is over and now people ......

money 2022-01-08 Livemint

PAN card holders have an opportunity to save ₹1000. Details here

PAN Aadhaar link: PAN card holders are advised to link their Permanent Account Number (PAN) with t......

money 2022-01-08 Livemint

What merger of funds by HDFC MF means to investors?

HDFC Mutual Fund decided to merge three of its schemes with HDFC Large and Mid Cap Fund, which was......

money 2022-01-07 Livemint

Mis-selling in life insurance: Here are some key things to watch out for

Imagine buying your first vehicle based on a salesperson’s recommendation. You trust that the vehi......

money 2022-01-07 Livemint

Do health insurers have specific products for cancer patients?

Is there any insurance for cancer patients or those who have already been diagnosed with cancer or......

money 2022-01-07 Livemint

What are your chances of retiring with ₹100 crore?

A popular video of a speech given by market guru Ramesh Damani, titled ‘how to make ₹100 crore by......

money 2022-01-07 Livemint

Should you invest in Nifty Next 50 Index funds?

Over the past year, at least five asset management companies (AMCs) have launched schemes based on......

money 2022-01-07 Livemint

This secret clause may prevent insurance claim rejections

NEW DELHI : Kabir Zaidi, a resident of Singrauli in Madhya Pradesh, had no inkling of the trou......

money 2022-01-06 Livemint

Know the risks involved in standing guarantee for a loan

NEW DELHI : Lenders require loan applicants to loop in loan guarantors when they are not certain......

money 2022-01-06 Livemint

‘Investors must use correction as an opportunity to add equity’

NEW DELHI : Investors should maintain their target equity allocation and use any correction as a......

money 2022-01-06 Livemint

Mint financial calendar 2021-22

Mint financial calendar 2021-22 Download......

money 2022-01-06 Livemint

Nippon India MF launches Silver ETF & FOF. Details here

Nippon Life India Asset Management Limited (NAM India), the asset manager of Nippon India MF, on W......

money 2022-01-05 Livemint

How to transact using Google Pay, PhonePe, Paytm, UPI Money without Internet

Digital transactions like UPI payments or wallet payments usually require stable internet to execu......

money 2022-01-05 Livemint

Is it mandatory to file 15CA and 15CB forms electronically?

My brother, an NRI living in the US, recently disposed of his property. Subsequently, income tax a......

money 2022-01-05 Livemint

All about retail ownership of the stock market

Retail or individual ownership of stocks, and share of traded volume in the secondary market, is o......

money 2022-01-05 Livemint

How should I invest to generate a corpus of ₹1.5 cr in 25 yrs?

I’m a 33-year-old IT professional. Currently, I have a home loan with an outstanding of ₹11 lakh.......

money 2022-01-05 Livemint

Should you invest in India’s first two auto exchange-traded funds?

India’s first two Auto ETFs from Nippon India and ICICI Pru Mutual Fund are open for subscription ......

money 2022-01-05 Livemint

Ready for futures and options? This is how you will be taxed

Delhi-based Lakshaya Bakshi has a special request for the finance minister ahead of the upcoming U......

money 2022-01-05 Livemint

Axis Mutual Fund to launch Nifty Next 50 Index Fund. Details here

Asset management company, Axis Mutual Fund, on Wednesday announced the launch of an open-ended ind......

money 2022-01-05 Livemint

40% Indians to invest in equities and MFs this year, finds survey

NEW DELHI : Indian households are likely to save more and spend less on big-ticket discretionary......

money 2022-01-04 Livemint

5 ways to combat financial stress amid uncertainty

Around the world, including in India, the lingering effects of the coronavirus have led to increas......

money 2022-01-04 Livemint

Can I appoint an executor to a Will myself?

I would like to have a legal Will draft format. I want to know if I can register a Will and appoin......

money 2022-01-04 Livemint

Is it a good idea to invest in silver exchange-traded funds?

India’s first silver ETF, launched by ICICI Prudential AMC, is slated to open on 5 January. An ETF......

money 2022-01-04 Livemint

How safe is your bank? Heres how to check

With speculations around the functioning of RBL Bank, the Reserve Bank of India (RBI) recently rel......

money 2022-01-04 Livemint

These two banks have hiked fixed deposit rates. Check FD rates here

Banks and financial entities in India have started announcing rate hikes. State Bank of India (SBI......

money 2022-01-03 Livemint

Navi MF launches Nifty Next 50 Index Fund with lowest ER in the category

Navi Mutual Fund on Monday announced the launch of Navi Nifty Next 50 Index Fund, which is an open......

money 2022-01-03 Livemint

40% Indians to invest in equities and mutual funds in 2022: Survey

NEW DELHI : Indian households are likely to turn to savings than spend on big-ticket discretiona......

money 2022-01-03 Livemint

SBI introduces new IMPS slab, to charge ₹20+GST per transaction. Details here

State Bank of India, Indias largest public sector lender, has increased the IMPS (Immediate Paymen......

money 2022-01-03 Livemint

ITR verification: Heres the last date to verify for AY 2020-21

The Central Board of Direct Taxes (CBDT) has decided to provide one-time relaxation for the verifi......

money 2022-01-03 Livemint

Understanding the reasons behind a K-shaped market movement

Usually, most market chatter revolves around ‘inflection’ points or pivots, when markets change co......

money 2022-01-03 Livemint

Are Parag Parikh & Axis Flexi Cap good?

I’m 26 and I’m investing ₹5,500 per month in SIP in the following funds: Axis Flexi Cap - ₹1,500......

money 2022-01-03 Livemint

‘Investors must set their return expectations appropriately’

DSP Mutual Fund, in its annual note 2022 titled ‘Shooting for the moon’, highlighted that the retu......

money 2022-01-03 Livemint

Medical issues can’t pose threat to a claim

If the policyholder discloses the existing medical conditions in the proposal form, the insurer ca......

money 2022-01-03 Livemint

What senior citizens should check before buying health cover

Senior citizens usually avoid buying health insurance due to the complex procedure involved and ca......

money 2022-01-03 Livemint

Gold price logs biggest fall in 6 years. Good opportunity to buy, say experts

Gold price on Friday on Multi Commodity Exchange (MCX) gained ₹198 and closed at ₹48,083 per 10 ......

money 2022-01-02 Livemint

Mutual fund calculator: How much monthly SIP you need to retire at 50

Mutual fund calculator: Adarsh Vinay is a 24-year old professional earning ₹40,000 per month. Ada......

money 2022-01-02 Livemint

ICICI Prudential MF set to launch Indias first silver ETF

India’s second-largest mutual fund house, ICICI Prudential Asset Management Company Ltd, will laun......

money 2022-01-02 Livemint

58.9 million income tax returns filed for AY22

New Delhi: Nearly 58.9 million income tax returns (ITRs) have been filed on the new tax filing por......

money 2022-01-02 Livemint

Muthoot Fincorp is set to launch secured NCDs

Muthoot Fincorp, a non-banking finance company (NBFC) is set to launch a secured, redeemable, non-......

money 2022-01-02 Livemint

I earn ₹70,000 per month, from which I save ₹50,000. Where should I invest?

I am 25, and am earning ₹70,000 per month. I am trying to build a portfolio with ₹50,000 per mon......

money 2022-01-02 Livemint

How to claim capital gains exemption on sale of plot of land

I own a 1 BHK flat in Mumbai where I am staying. I have another 2BHK property in Surat given on r......

money 2022-01-02 Livemint

Income tax: I got a job in US. How my residential status will be determined

My son was working in Bangalore and was being taxed as resident. Then he went for further studies......

money 2022-01-02 Livemint

Does value investing hold relevance in the current investment scenario?

As India’s stock markets witness a spate of IPOs (initial public offerings), it is difficult to mi......

money 2021-12-24 Livemint

How to add a nominee if I can’t find policy papers?

I bought a single premium term insurance policy 15 years ago. Today, I thought of getting the nomi......

money 2021-12-24 Livemint

Why retirees should consider laddering to plan their finances

At its very elementary stage, the concept of financial planning is about ascertaining your expense......

money 2021-12-24 Livemint

Are BAFs the solution to asset allocation worries?

Balanced Advantage Funds (BAFs) or Dynamic Asset Allocation Funds (DAAFs) have become the dominant......

money 2021-12-24 Livemint

Are SIPs a good way to start investing in mutual funds?

I am a 31-year-old officer working for the Government of India, earning ₹60,000 per month. I have......

money 2021-12-23 Livemint

Decoding employee stock ownership plan for beginners

Been hearing about employee stock ownership plans (Esops) lately but don’t know what it actually i......

money 2021-12-23 Livemint

Three things to keep in mind while taking a home loan

With interest rates at a multi-year low, it is no doubt a good time to get an attractive deal on h......

money 2021-12-23 Livemint

You cannot opt for ITR 1 under these conditions

Taxpayers have to choose among 7 income tax return (ITR) forms to file their income tax returns (I......

money 2021-12-23 Livemint

I need ₹50 lakh for my daughters wedding in 7 years. How do I invest in MFs?

I am a 49-year-old doctor presently doing private practice. I have an adequate investment in PPF, ......

money 2021-12-22 Livemint

Can a widow claim right to the property of her deceased son?

A widow, who had a son (married with no child) and a daughter (married), was bereaved recently whe......

money 2021-12-22 Livemint

A strategy to play the markets during a plunge

The markets have corrected 7% over the past 20-25 days as domestic and international factors saw i......

money 2021-12-22 Livemint

ABC of reporting capital gains in tax returns

The deadline for filing income tax return (ITR) for assessment year 2021-22 is nearly up. If you h......

money 2021-12-22 Livemint

Using GPay, Paytm? 5 UPI payments safety tips and tricks. Read here

Using UPI payment apps like GPay, Paytm, PhonePe? As much as these tools bring convenience to our ......

money 2021-12-21 Livemint

Average size of personal loans is getting smaller: report

Theres a loan available for almost everything being sold under the sun - from gadgets to apparels ......

money 2021-12-21 Livemint

Mirae Asset MF files for BAF with Sebi

Mirae Asset Mutual Fund has filed the draft scheme information document (SID) for its upcoming sch......

money 2021-12-21 Livemint

Do NRIs need to pay tax on capital gains?

I have been a US resident for the past seven years. I had purchased a flat in Kolkata five years a......

money 2021-12-21 Livemint

A perspective on investing in new age tech firms

The emerging internet economy is fundamentally changing the way consumers and businesses interact ......

money 2021-12-21 Livemint

Life insurance, your most important personal finance decision?

You may have probably heard the old adage: “Buy term and invest the difference. This aphorism is u......

money 2021-12-21 Livemint

Come January 1, you need to pay for cash deposit above 10,000 in this bank

Come January 1, 2022, India Post Payments Bank (IPPB) account holders will have to pay more for de......

money 2021-12-20 Livemint

SIPs or lump sum? A tough choice for mutual fund investors

Lump sum or SIP, is an age-old question in personal finance. SIPs, or systematic investment plans,......

money 2021-12-20 Livemint

Will the plunge in Turkish currency make holidays cheaper?

Rupal Shukla would describe her recent trip to Istanbul, Turkey, to be a shopper’s paradise, all t......

money 2021-12-20 Livemint

Will my foreign income be taxed in India?

I am working from India for a UAE-based employer who transfers my salary every month to my Indian ......

money 2021-12-20 Livemint

How to avoid tax capital gains under section 54?

Did you know that you can avoid paying taxes on sale of residential property? The Income Tax Act p......

money 2021-12-20 Livemint

What a personal loan costs you?

Personal loans are a way to use tomorrow’s income today, and unlike other loan products such as to......

money 2021-12-20 Livemint

ITR filing: Why taxpayers need to give quarter-wise breakup of dividend income?

ITR filing: Last date for income tax return (ITR) filing for assessment year 2021-22 is 31st Decem......

money 2021-12-19 Livemint

How new credit, debit card rules for online payments will affect you?

To make online payments safer and secure, the Reserve Bank of India (RBI) has asked all merchants ......

money 2021-12-19 Livemint

Have ₹10 lakh in hand? Should you prepay home loan or invest in mutual funds?

Ravi Ujjwal is a 40 year old professional and he has ₹10 lakh surplus amount in hand. Now, he is ......

money 2021-12-18 Livemint

Gold price today: Yellow metal logs ₹414 weekly gain on MCX. Should you buy?

Gold price today: After rising for two successive days, yellow metal price on Multi Commodity Exch......

money 2021-12-18 Livemint

My son in US sends me money to repay loan. Should I show it in my ITR?

If I now buy sovereign gold bonds from the stock market that mature after 5 years, will tax on cap......

money 2021-12-18 Livemint

Credit card users spent ₹3,949 crore on wallets, digital payments: CRED Insights

Digital payments, wallets and shopping were the top categories Indian credit card holders spent on......

money 2021-12-18 Livemint

How you can avoid these four most common digital payment frauds

Recently, former cricketer Vinod Kabmli lost ₹1.14 lakh to a digital payments fraud. The conman, ......

money 2021-12-15 Livemint

Tax benefits you can avail on income from other sources

In the income tax return (ITR) forms, incomes to be declared are broadly categorized under five he......

money 2021-12-15 Livemint

Can I claim money from my ex-husband in a legal manner?

I separated from my husband almost 20 years ago. We have two daughters. My husband has married aga......

money 2021-12-15 Livemint

The complex task of reporting foreign income

The enactment of the Black Money Act in 2015 instituted a notable makeover in income tax returns (......

money 2021-12-15 Livemint

Have surplus ₹10k income per month. Should I go for MF or stick to FD?

I am 25 years old and have a surplus income of ₹10,000 per month for making investments. I have m......

money 2021-12-15 Livemint

Im salaried employee in a firm, proprietor in another.Which ITR form to select?

Which ITR form should one select if he/she is a salaried person in one firm and a proprietor in an......

money 2021-12-14 Livemint

SBI Card launches fitness-focused credit card that offers a welcome gift

SBI Card, in a bid to target fitness and health enthusiasts, launched a first of a kind credit car......

money 2021-12-14 Livemint

Want to invest ₹2 lakh in safe option but bank deposit rates are low.

I want to invest ₹2 lakh in a safe option, but bank deposit rates are very low. I have already ex......

money 2021-12-14 Livemint

EPFO credits 8.50% interest in 23.44 crore account holders for FY21

Employees’ Provident Fund Organisation (EPFO) has credited an interest rate of 8.50 per cent in 23......

money 2021-12-13 Livemint

I am US citizen, inherited fathers property in India. What are income tax rules

My sister is a US Citizen who has got her share in our father’s house inherited through Will. Ple......

money 2021-12-13 Livemint

I want to buy land. Implications if there is a change in residential status

I am an Indian citizen. If I am not able to maintain my non-resident status in any given financia......

money 2021-12-13 Livemint

This is how TDS erodes your fixed deposit maturity amount

A penny saved is a penny earned. This becomes especially important for fixed income investors in t......

money 2021-12-13 Livemint

Why is it important to have an emergency fund account?

Do you need an emergency fund account? Aren’t you doing fine for now, without it? The covid-19 pan......

money 2021-12-13 Livemint

Can the US-India DTAA rules be simplified?

Is it possible to simplify the US-India DTAA rules? Also, please help me with the following querie......

money 2021-12-13 Livemint

Holiday vs mobile phone: which is a better deal?

Most money decisions come with a trade-off or an opportunity cost. If you spend on one thing, you ......

money 2021-12-13 Livemint

Looking to buy residential property. Shall I take full loan or utilize savings?

We are looking to buy a residential property for our own use with a budget of ₹1 cr. We are stayi......

money 2021-12-12 Livemint

SIP calculator: How to become crorepati saving ₹1000 a month in mutual funds?

Mutual fund SIP calculator: Mutual funds are subject to market risk but for long-term equity mutua......

money 2021-12-12 Livemint

PPF account: Interest rate to withdrawal. 10 rules that investors should know

Public Provident Fund (PPF) is a government-backed savings-cum-tax saving scheme that enables an i......

money 2021-12-12 Livemint

FD interest rates remain unchanged. Do this to get most out of your investment

Fixed Deposit interest rates: The Monetary Policy Committee (MPC) of the Reserve Bank of India (RB......

money 2021-12-12 Livemint

Gold price regains ₹48,000 on MCX. Good opportunity to buy?

Gold price on Friday regained the psychological ₹48,000 mark on Multi Commodity Exchange (MCX) an......

money 2021-12-12 Livemint

Senior citizens special FD scheme: Latest rates of SBI, ICICI Bank, HDFC Bank

Senior citizens special FD scheme: State Bank of India (SBI), HDFC Bank and ICICI Bank are providi......

money 2021-12-09 Livemint

some common mistakes taxpayers should avoid while filing tax returns

For taxpayers with salary income and one house property, filing income tax returns (ITR) is a cake......

money 2021-12-09 Livemint

What happens to the insurance if one fails to pay the premium?

I am 35 years old. Due to certain reasons, I lost my job recently. What will happen if I am not ab......

money 2021-12-09 Livemint

Coming soon: UPI-based payment products for feature phones users, says RBI Guv

Reserve Bank of India (RBI) Governor Shaktikanta Das today announced to launch of digital payment ......

money 2021-12-08 Livemint

RBI keeps repo rate steady. What it means for your EMIs

The Reserve Bank of Indias (RBI) 6-member Monetary Policy Committee (MPC) has kept repo rate uncha......

money 2021-12-08 Livemint

Time limit for submission of life certificate by pensioners has been extended

In an attempt to enhance ease of living for senior citizens, the Minister of State for Personnel, ......

money 2021-12-07 Livemint

Why HDFC AMC finds greater value in large and  small-caps than mid-caps

Indian stock markets have become volatile over the past few sessions owning to the new covid-19 va......

money 2021-12-06 Livemint

Should I disclose profits as capital gains?

What happens to the interest on PPF accounts for children once they turn 18? Does the PPF account ......

money 2021-12-06 Livemint

PMS and AIF industry set to cross ₹50 lakh crore in next 10 years: Report

With investors looking beyond traditional investments, assets under management (AUM) of portfolio ......

money 2021-12-06 Livemint

EPFO credits 8.50% interest in 22.55 crore account holders for FY21

Employees’ Provident Fund Organisation (EPFO) has credited an interest rate of 8.50 per cent in 22......

money 2021-12-06 Livemint

How can I take a personal loan without an income proof?

I’m a student. I want to take a loan of ₹2 lakh to join a coaching programme. I plan to repay the......

money 2021-12-03 Livemint

How much a house costs in Delhi-NCR

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2021-12-03 Livemint

Bharat Bond ETF 2032: Low-risk, but perhaps not for everyone

A new tranche of Bharat Bond exchange-traded fund (ETF) maturing in 2032 opens on 3 December. The ......

money 2021-12-03 Livemint

Tax breaks for the disabled and their caretakers

December 3 is observed as International Day of Persons with Disabilities to promote and support th......

money 2021-12-03 Livemint

An approach that can help mitigate key policy risks from cryptocurrency

The government has reiterated its position of regulating the cryptocurrency industry strictly in a......

money 2021-12-03 Livemint

Here is why income taxpayers are getting reduced tax refunds

Have you filed your income tax return (ITR)? Did you receive the tax refund claimed while filing I......

money 2021-12-03 Livemint

HDFC Bank revises FD rates. How they compare with ICICI Bank, SBI

HDFC Bank has hiked the interest rates on fixed deposits (FDs). The increased rates of interest ar......

money 2021-12-03 Livemint

Job hoppers may have to pay GST for not serving the notice period. Details here

Job hoppers may have to pay Goods and Services Tax (GST) if they dont serve the notice period ment......

money 2021-12-03 Livemint

SBI credit cardholders have to pay more for EMI purchases from tomorrow

The State Bank of India (SBI) has announced that it will charge a processing fee as well as tax fr......

money 2021-11-30 Livemint

‘Indian equities always traded at a premium as markets grew faster’

Kunal Kapoor, chief executive officer, Morningstar, speaks to Mint about valuations and the outloo......

money 2021-11-30 Livemint

Things to know before taking an education loan

Financing higher education requires thorough planning and groundwork. Be it a low- or high-ticket ......

money 2021-11-30 Livemint

Im 45 and have a surplus of ₹10 lakh. Should I start SIP or prepay home loan?

I am 45 years old and I invest ₹40,000 per month in mutual funds through SIPs. I have an outstand......

money 2021-11-29 Livemint

Should you go by rolling returns or the P2P model?

There is not only a fervent debate between active and passive fund management, there is a consciou......

money 2021-11-29 Livemint

NRIs need a non-resident demat account

Can my NRI son buy the foreign currency of his resident country from the funds of his non-resident......

money 2021-11-29 Livemint

Gold price rises on new Covid variant concern. Should you buy now?

Gold price future on MCX (Multi Commodity Exchange) on Friday shot up ₹219 per 10 gm. The Decembe......

money 2021-11-29 Livemint

Mutual fund calculator: ₹10000 SIP can help you get ₹9 lakh monthly pension

Mutual fund calculator: Systematic Investment Plan (SIP) is one of the most popular investment too......

money 2021-11-29 Livemint

I want to save for kids education, marriage and my pension. How do I do this?

I am 36, and am currently working in a private firm earning ₹40,000 a month. I would like to inve......

money 2021-11-29 Livemint

How much tax do sale of unlisted shares attract?

The bull run in the listed stock markets has also led to a bull run in the unlisted markets wherei......

money 2021-11-29 Livemint

What are the tax implications on gifts?

I’m a Hindu male and own a 3BHK joint property with my father where he stays. My father owns anoth......

money 2021-11-29 Livemint

What a personal loan costs you

Personal loans are a way to use tomorrow’s income today, and unlike other loan products such as to......

money 2021-11-29 Livemint

The hidden benefit of buying sovereign gold bonds in the secondary market

India’s love for gold knows no bounds. While physical gold has an emotional value to it, paper for......

money 2021-11-29 Livemint

Rules for taxpayers to set off losses while filing tax returns

Income tax rules allow setting off losses from business and capital assets with profits made from ......

money 2021-11-29 Livemint

Reits making strong rebound post-pandemic. Here is all you need to know

With the vaccination drive gaining significant momentum, there is a visible uptick in commercial ......

money 2021-11-26 Livemint

Will I be eligible for gratuity in 4 years and 7 months?

Q) Could you please let me know, would I be eligible for the gratuity in 4 years 7 months? I work ......

money 2021-11-26 Livemint

Are bond platforms a good option for retail investors?

For Indians, particularly retired ones who are used to fixed deposits, the idea of hefty interest ......

money 2021-11-26 Livemint

Personal loan, credit card or BNPL - Which is best to manage your needs

Consumer behaviour and spending patterns have shifted post covid-19 pandemic. Millennials especial......

money 2021-11-25 Livemint

Wint Wealth extends senior secured bond issue to retail investors

NEW DELHI: Alternate debt asset platform Wint Wealth on Thursday extended senior secured bond base......

money 2021-11-25 Livemint

What basic features should one look for in life insurance policy?

I want to buy a life insurance policy. What basic features should I look for in a life insurance p......

money 2021-11-25 Livemint

How befriending asset allocation will help you in the investment journey

One thing common between what is happening in the markets right now and March 2020, other than the......

money 2021-11-25 Livemint

Income earned from NCDs attracts capital gains tax or income tax?

I had invested ₹100,000 in non-convertible debentures (NCDs) of Muthoot Finance Ltd in April 2017......

money 2021-11-24 Livemint

Bank latest fixed deposit rates: SBI vs Axis Bank vs HDFC Bank vs ICICI Bank

Lenders like State Bank of India (SBI), ICICI Bank, HDFC Bank and Axis Bank Bank offer fixed depos......

money 2021-11-24 Livemint

SBI savings account: How to register and update mobile number

If your mobile number is registered with your savings bank account, you can keep a track of all th......

money 2021-11-24 Livemint

Lakshmi Vilas Bank shares were delisted. Will it be considered capital loss?

Shares of Lakshmi Vilas Bank were recently delisted and there is a courtroom battle going on. Give......

money 2021-11-24 Livemint

If my brother-in-law died intestate, who will be the legal heir?

My brother-in-law passed away suddenly and has not left any Will. He has a house in his name which......

money 2021-11-24 Livemint

How is tax on rent on multiple house properties determined?

When a taxpayer owns multiple properties, the income tax (IT) rules allow him/her to claim any two......

money 2021-11-24 Livemint

‘India is moving in right direction on financial planning’

Noel Maye, CEO of the Financial Planning Standards Board (FPSB), speaks to Mint on the status of t......

money 2021-11-24 Livemint

Dont miss these benefits while filing your income-tax returns

In the current assessment year, the newly introduced e-filing portal is https://www.livemint.com/m......

money 2021-11-24 Livemint

Are you carrying the baggage of past mistakes?

Two Buddhist monks, a senior and a junior, were travelling together. During their journey, they ca......

money 2021-11-22 Livemint

How will global income be taxed in India?

My NRI and OCI cardholder son is thinking of buying a house in his resident country. Is it necessa......

money 2021-11-22 Livemint

Post Office Monthly Income Scheme: Interest rate, other details you should know

Post Office Monthly Income Scheme (POMIS) is one of the most popular risk-free post office saving ......

money 2021-11-22 Livemint

Filed your income tax return? Here’s how to verify it

Tax filing does not end with the filing and submission of income tax returns (ITR). The final step......

money 2021-11-22 Livemint

‘Taiwan’s semiconductor making industry still has the upper hand’

Nippon India Asset Management Company has teamed up with Cathay SITE, a Taiwanese asset manager, t......

money 2021-11-22 Livemint

What a car loan costs you

It is tempting to buy a new car, be it an upgrade, a first car or another car for the family. What......

money 2021-11-22 Livemint

Use of credit cards wisely can help boost your finances

We often hear of credit cards leading their holders into debt traps. However, it is not credit car......

money 2021-11-22 Livemint

Interest from recurring deposits is taxable

I am employed in a PSU bank and wish to get exemption from deduction of TDS on my recurring deposi......

money 2021-11-22 Livemint

SBI issues warning for customers: ‘Beware of fraudulent customer care numbers’

State Bank of India (SBI) has issued a fresh advisory warning its customers to remain alert of fra......

money 2021-11-22 Livemint

Should you invest in REITS, InvITs to diversify portfolio?

I am 33 and have earned a bonus of ₹25 lakh. I am looking to invest the bonus in the stock market......

money 2021-11-22 Livemint

EPFOs latest decision will remove need for transfer of account on job change

Retirement fund body Employees Provident Fund Organisation (EPFO) has approved the development of ......

money 2021-11-22 Livemint

This post office scheme doubles your money with guaranteed return assurance

Post Office Scheme: Kisan Vikas Patra is one of the post office saving schemes that promises to do......

money 2021-11-22 Livemint

Is cryptocurrency bitcoin a better asset than gold for hedge against inflation?

Cryptocurrency vs gold: Precious yellow metal and bitcoins are two assets that are independent fro......

money 2021-11-21 Livemint

I am 22-year-old woman. I want to be financially free by 2032. How to do this?

I am a 22-year-old woman living alone in Bengaluru. I have started earning this year. I came to kn......

money 2021-11-21 Livemint

EPFO board meet today. PF interest rate to minimum pension — key things to watch

Employees Provident Fund Organisation or EPFO Board of Trustees is scheduled to hold its 229th mee......

money 2021-11-21 Livemint

I retired in March and withdrew PF in April. Will I get interest for April?

I have retired from an autonomous college under Delhi University on 31 March 2021. I withdrew my c......

money 2021-11-21 Livemint

EPFO adds 15.41 lakh subscribers in Sept; around 8.95 lakh are new members

Close to 15.41 lakh subscribers were added to the EPFO (Employees Provident Fund Organisation) in ......

money 2021-11-21 Livemint

₹1 lakh investment in this stock became ₹6.37 lakh in 6 months. Details here

Tata Tele Business Services Limited, formerly known as Tata Tele Services Limited, saw a sharp sur......

money 2021-11-21 Livemint

NPS calculator: Save ₹10,000 per month and get ₹1.5 lakh monthly pension

NPS calculator: Building a retirement fund is one of the most important aspects of portfolio manag......

money 2021-11-21 Livemint

Gold price dips after hitting 9-month high. Should you buy now?

Gold price on Friday dipped ₹195 per 10 gm on Multi Commodity Exchange (MCX) and closed at ₹48,8......

money 2021-11-21 Livemint

I would like to invest ₹20,000 per month for 20 years in MFs. Kindly guide me

NEW DELHI : I would like to Invest ₹20,000 per month for 20 years in mutual funds. Kindly guide......

money 2021-11-21 Livemint

SIP calculator: How to get ₹2 crore in 15 years using 15 x 15 x 15 rule of MF

SIP calculator: For a mutual funds investor, there are various rules to maximise ones return. 15 x......

money 2021-11-20 Livemint

Income tax department ask taxpayers to do this for quicker ITR filing

For quicker Income Tax Return or ITR filing and processing, the Income Tax Department has appealed......

money 2021-11-19 Livemint

Why these strategies work better than EMIs

With bumper sales and lucrative discounts offered all through the year, we make several purchases ......

money 2021-11-19 Livemint

ELSS is a good option for saving taxes and investing in equities

I’m new to mutual fund investing, and am interested in investing in equity funds. My goal is to sa......

money 2021-11-19 Livemint

Higher education in the US—a first-hand experience of a thriving economy

There are nearly 6,000 colleges and universities in the US spread across its 50 states. For the sa......

money 2021-11-19 Livemint

Why term insurance should top financial to-do list

Insurance is an essential tool to keep you and your family financially secure amid unforeseen dist......

money 2021-11-19 Livemint

A Swiss army knife strategy for MFs to reduce your tax bill

Should you own three equity funds covering the large-, mid- and small-cap space, or will a single ......

money 2021-11-19 Livemint

Child tax credit payments 2021: Who is eligible and how much are they?

The fifth monthly payments of the child tax credit hit Americans’ bank accounts Nov. 15, continuin......

money 2021-11-19 Livemint

EPFO member can file new Provident Fund (PF) nomination to change EPF nominee

To ensure social security of the family members of its subscribers, Employees Provident Fund Organ......

money 2021-11-19 Livemint

Income tax department issues I-T refunds of ₹1,19,093 crore

Central Board of Direct Taxes has issued refunds of over ₹1,19,093 crore to over 1.02 crore taxpa......

money 2021-11-18 Livemint

How much a house costs in Pune

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2021-11-18 Livemint

Global funds could help with your childs higher education, but theres a catch

The cost of education is rising sharply with each passing year. For example, the inflation rate fo......

money 2021-11-18 Livemint

If you dabble in F&Os, tax-filing process will be a complex affair

Data from brokerage firms reveal heightened interest from small investors in derivatives market in......

money 2021-11-18 Livemint

Stay put through market volatility

I’m a 23-year-old IT professional. I tried to invest in mutual funds, stocks and fixed deposits, b......

money 2021-11-18 Livemint

How pensioners can get their PPO number using bank account or PF number

Pension Payment Order (PPO) number is a unique 12-digit number that helps pensioners receive their......

money 2021-11-16 Livemint

Annual Information Statement: Dos and Don’ts which the taxpayer must follow

The income tax department recently rolled out a new annual information statement (AIS) on its port......

money 2021-11-16 Livemint

Consumer borrowing trend largely positive now: Home Credit survey

Borrowing trend among consumers in India has turned largely positive after the second covid-19 wav......

money 2021-11-16 Livemint

In India, nearly 76% of the respondents are first-time investors: Groww survey

NEW DELHI: Groww, an investment platform, announced the findings of its survey on financial invest......

money 2021-11-03 Livemint

EPFO starts crediting interest to PF accounts. How much interest did you earn?

Bringing cheer to PF subscribers before Diwali, the Employees Provident Fund Organisation (EPFO) h......

money 2021-11-03 Livemint

Is single-date analysis the correct way to judge performance of active funds?

NEW DELHI: One of the most heated debates in the investment world today is whether active funds ou......

money 2021-11-03 Livemint

How much tax do you pay on debt investments?

Any portfolio should have a balanced mix of asset classes. Diversification helps reduce the overal......

money 2021-11-03 Livemint

The coming disruption over card tokenization

After a changed set of rules on auto-debit transactions on cards, another new regulatory framework......

money 2021-11-03 Livemint

Annual information statement may make tax filing easier

Tax filing is set to get easier as taxpayers can view tax-related information on their various inc......

money 2021-11-03 Livemint

Conveyance deed isn’t an issue while purchasing a flat

A Hindu male died intestate in 1995 with a self-earned house leaving behind a wife, two sons and t......

money 2021-11-03 Livemint

A simple guide to understanding your CIBIL score

The past two years saw an increase in small-ticket loans due to various reasons. Job losses, salar......

money 2021-11-03 Livemint

This Dhanteras, gold down ₹3,000 from last years levels. Good time to buy?

After posting stellar gains for the past few years, the yellow metal has been trading range-bound ......

money 2021-11-02 Livemint

Three smart ways to reduce your shopping bills this Diwali

A penny saved is a penny earned—an old saying that holds relevance when you are making purchases b......

money 2021-11-02 Livemint

Foreign income is not taxable under DTAA

I’m an OCI (Overseas Citizen of India) card holder living in Toronto. My wife and I are considerin......

money 2021-11-02 Livemint

Why is oil price rising and what’s the way forward?

Over the past month, natural gas and crude oil prices have shot through the roof, rallying about 1......

money 2021-11-02 Livemint

Common mistakes to avoid while choosing a term insurance policy

While doing financial planning, no one can fully anticipate the future financial obligations and g......

money 2021-11-02 Livemint

Yes Bank, BankBazaar launch credit card that allows creditworthiness tracking

NEW DELHI : YES Bank on Friday announced the launch a co-branded credit card in partnership with......

money 2021-10-30 Livemint

Embassy REIT Q2 operating income rises 30% at ₹624 crore

Bengaluru: Embassy Office Parks REIT, India’s first real estate investment trust, on Friday report......

money 2021-10-30 Livemint

Is it the right time to refinance your home loan?

Home loan refinancing means taking a fresh loan from the same lender or a new lender on more favou......

money 2021-10-29 Livemint

Three ways to boost your health insurance cover

A health policy acts as a protection measure if you or your family members get hospitalized. Moreo......

money 2021-10-29 Livemint

Here’s all that you need to know about pursuing higher education in the UK

The United Kingdom is one of the most preferred destinations for Indian students for many reasons—......

money 2021-10-29 Livemint

Health insurance policies can’t be renewed after grace period

During the policy term, a policyholder has requested to migrate from non-smoker to smoker category......

money 2021-10-29 Livemint

Sovereign gold bond subscription ends today: Key things to know

The subscription of the latest tranche of sovereign gold bonds ends today. The issue had opened on......

money 2021-10-29 Livemint

Diwali bonus: Where should you invest it? Confused over FD, gold, SGB and MFs?

It’s that time of the year when you receive your Diwali bonus. The amount of ₹50,000 or ₹1 lakh ......

money 2021-10-28 Livemint

OPD expenses are not usually covered under indemnity health insurance

NEW DELHI : Can routine consultations and medicine expenses be claimed under my health insurance......

money 2021-10-28 Livemint

Covid has made creating emergency corpus top financial goal for Indians: survey

Covid-19 has been a catalyst in changing people’s attitude towards money as over 80% respondents t......

money 2021-10-28 Livemint

PFRDA launches facility for online opening of APY subscription

The Pension Fund Regulatory and Development Authority of India (PFRDA) has announced the launch of......

money 2021-10-28 Livemint

Where to reallocate funds if you want to sell a part of your portfolio

Some investors and traders speculate a correction is around the corner since a liquidity-driven ma......

money 2021-10-28 Livemint

Form 26AS to include foreign remittance

The income tax department on Wednesday notified a host of new tax-related information to be includ......

money 2021-10-28 Livemint

Key factors that investors must consider when going for ETFs

Over the past five years, asset management companies (AMCs) have started to focus on passive funds......

money 2021-10-28 Livemint

Hybrid and index funds can stabilize a portfolio

I have a query regarding my mutual fund returns. I have been investing ₹30,000 every month since ......

money 2021-10-28 Livemint

Things to check before buying a deferred annuity plan

Deferred annuities are insurance products that are meant to provide you a regular income at a futu......

money 2021-10-28 Livemint

Should you invest in NPS just for the tax benefits?

National Pension Scheme (NPS) is an essential retirement planning tool. It holds an important plac......

money 2021-10-27 Livemint

Does it make sense to invest in ETFs?

Asset management companies (AMC) over the last five months have started to focus on passive funds,......

money 2021-10-27 Livemint

Form 26AS to now include foreign remittance, off-market transaction details

The income tax department on Wednesday notified a host of new tax-related information to be includ......

money 2021-10-27 Livemint

Dearness Allowance (DA) hike for central govt employees effective from July 1

Dearness Allowance (DA) for central government employees has been hiked to 31% of the basic pay fr......

money 2021-10-26 Livemint

94% of the affluent in India have set new life goals post pandemic: Survey

NEW DELHI : Standard Chartered’s latest survey into affluent (comprising emerging affluent, affl......

money 2021-10-26 Livemint

Capital gains on shares bought in foreign currency don’t get indexation benefit

What is the long-term capital gain tax rate in case of sale of listed preference shares for non-re......

money 2021-10-26 Livemint

Switching to new tax regime? You can still claim deduction on home loan interest

Beginning this assessment year, taxpayers will have the option to choose between old and new tax r......

money 2021-10-26 Livemint

Planning a vacation? Here is how you should manage your money

It is very easy to get carried away when you are on a vacation. Moreover, our irrational self migh......

money 2021-10-26 Livemint

Starting your career with a student loan to pay back

Chaitanya Hemrajanai was overjoyed to secure a placement offer from a global smartphone company ev......

money 2021-10-26 Livemint

How much tax do you pay on equity investments?

Equity as an asset class is an important portion of an investors portfolio. However, tax rules var......

money 2021-10-26 Livemint

Financial literacy is important for  wealth creation

Work is a necessity. But work does not automatically lead to wealth. What most people really want ......

money 2021-10-26 Livemint

A Will can help in ensuring a smooth transition of assets

My question is regarding my share in a house built by my father. The said house was built in 1990 ......

money 2021-10-26 Livemint

Lesser-known tax deductions you can claim while filing ITR

Even though the last date for filing income tax returns (ITR) for the current assessment year is m......

money 2021-10-26 Livemint

Is it time to take a relook at gold funds?

Gold funds rewarded investors handsomely during the first wave of the covid pandemic. However, the......

money 2021-10-26 Livemint

External income of RNORs is not taxable

I’m a returning NRI and my status will be converted to resident and ordinarily resident in India. ......

money 2021-10-26 Livemint

Is it a good decision to add a co-applicant to your home loan?

A joint home loan allows two or more family members to avail a home loan with shared repayment res......

money 2021-10-26 Livemint

The irrational exuberance in crypto markets

Millennials and members of Generations X and Y cumulatively represent a demographic accustomed to ......

money 2021-10-26 Livemint

Best home loan rates

A home loan is probably the biggest loan that one takes. Not only in terms of the loan amount, but......

money 2021-10-25 Livemint

Looking for ways to save tax?

A person doesn’t know how much he/she has to be thankful for until he/she has to pay taxes on it! ......

money 2021-10-25 Livemint

A step-by-step guide to file ITR on the new tax portal

I’m 75 years old. I used to file my income tax return in ITR-1 through my net banking account. Now......

money 2021-10-25 Livemint

Do the math before you buy a health policy

Health insurance policies are modelled to offer extensive health coverage and ease the financial b......

money 2021-10-25 Livemint

Annuity options you can consider before planning your retirement

How much pension you want to get on a regular interval is a factor of how much you save towards bu......

money 2021-10-25 Livemint

Income tax rules for NRIs who invest in stocks, mutual funds in India

My son is an NRI. He invests in listed shares and equity mutual funds in India. I would like to k......

money 2021-10-24 Livemint

Changing your maiden name? Here is what you should do about your investments

Samita, who is getting married next month, has decided to change her maiden name. As much as this ......

money 2021-10-24 Livemint

How to invest in mutual funds

NEW DELHI : I am 28, and my take-home monthly salary is about ₹80,000. I have accumulated ₹5 l......

money 2021-10-24 Livemint

Is there really any limit upto which one can own gold?

Since Diwali is round the corner many of us buy gold or gold jewellery. Many of you must be wonder......

money 2021-10-24 Livemint

Deduction for interest paid on money borrowed from friends and relatives

I have borrowed from wife for buying a house. I understand that interest on money borrowed from r......

money 2021-10-24 Livemint

How to get same days NAV in mutual funds

NEW DELHI : According to Securities and Exchange Board of India (Sebi) rules, net assset value (......

money 2021-10-24 Livemint

I have sold a plot. Can I file income tax return inder ITR 1?

I am pensioner and filing ITR 1 regularly.  In the FY 2020-21, I have sold a residential plot whi......

money 2021-10-24 Livemint

EPFO: 4 ways to check PF balance online. Details here

Employees Provident Fund Organisation (EPFO) has done lot of changes in recent times to make it ea......

money 2021-10-23 Livemint

PPF calculator: How to accumulate ₹1 crore in public provident fund account

PPF calculator: Public Provident Fund (PPF) is one of the government-backed small saving schemes t......

money 2021-10-23 Livemint

Should I exit HDFC Balanced Advantage Fund?

Kindly advise whether to keep holding of HDFC Balanced Advantage Fund for the last three and a hal......

money 2021-10-23 Livemint

CBIC reminds deadline for filing GST return. Details here

Reminding deadline for filing goods and services tax (GST) return, the Central Board of Indirect T......

money 2021-10-23 Livemint

Reinventing yourself in retirement sounds great. But it isn’t so easy

Kathleen Kostrzewa knew when she retired from her job as an IT and business-development executive ......

money 2021-10-23 Livemint

Why your adviser might start talking up bitcoin

Some days it seems just about everybody is urging you to buy bitcoin. Now, your financial adviser ......

money 2021-10-23 Livemint

Availed educational loan? These are 3 things to consider

When it comes to higher education, one of the wisest way of funding it is by taking an educational ......

money 2021-10-22 Livemint

How much a house costs in Kolkata

A house is probably the biggest spend for most Indians. And with urban population increasing manifo......

money 2021-10-22 Livemint

Would you trust a robot with your finances?

Robo-advisers have been the buzzword in finance for years. As the name suggests, it is an adviser, ......

money 2021-10-22 Livemint

Got a Diwali bonus? Here’s how to put it to good use

You have probably started making a list of things to splurge your Diwali bonus on. But, before you ......

money 2021-10-22 Livemint

An exhaustive guide for Indian students who want to study in Canada

Canada is one of the cherished destinations for international students and is favoured by Indians i......

money 2021-10-22 Livemint

A student loan needs an earning co-applicant as well as collateral

My wife and I hold shares of a reputed company. We want to sell them and invest the proceeds so tha......

money 2021-10-22 Livemint

If you have a high-risk portfolio, prepare mentally for volatile market movements

I’m 30 years old. I have been investing in the following mutual funds for the past three years: SBI......

money 2021-10-21 Livemint

Budgeting apps to help manage your finances better

Having a budget is the first thing you need to do when it comes to managing your finances. “Money g......

money 2021-10-21 Livemint

After SBI, this bank gives EMI facility on debit card purchase

After the countrys top lender State Bank of India (SBI), IndusInd Bank has launched EMI (Equated Mo......

money 2021-10-21 Livemint

SBI YONO: Filing ITR? Follow these steps to avail benefits

SBI YONO ITR filing: Customers of the countrys top lender State Bank of India (SBI) must be aware o......

money 2021-10-21 Livemint

Health insurance: Documents required for filing claim at a non-network hospital

I am currently undergoing medical treatment and may require hospitalisation. The doctor I am consul......

money 2021-10-21 Livemint

Dearness Allowance hiked for central govt employees, pensioners ahead of Diwali

The Union Cabinet on Thursday approved an increase of 3 percentage points on the Dearness Allowance......

money 2021-10-21 Livemint

Assets of passive funds to grow 8 times by 2025 to reach ₹25 trillion: Report

NEW DELHI : The assets under management (AUM) of passive investment products will grow eight time......

money 2021-10-21 Livemint

Investors can expect superior returns from our pension fund: MD&CEO Max Life

Prashant Tripathy, managing director and chief executive officer (MD&CEO), Max Life Insurance, spea......

money 2021-10-21 Livemint

Freelanced along with a job? You can still claim ₹50,000 standard deduction

NEW DELHI : Outbreak of covid-19 pandemic last year resulted in job losses across sectors. In the......

money 2021-10-21 Livemint

EPFO: Top 5 features of EDLI scheme that PF account holder should know

EPFO-EDLI scheme: The Employees Deposit Linked Insurance or EDLI scheme, 1976 is one of the most im......

money 2021-10-20 Livemint

Aditya Birla Sun Life MF launches Nifty IT ETF; all you need to know

Aditya Birla Sun Life AMC Ltd has launched Aditya Birla Sun Life Nifty IT ETF, an open-ended exchan......

money 2021-10-20 Livemint

3 things to do to avoid overspending during festival season

Exchanging gifts, buying something new for our dear ones and homes are part of the festivities. But......

money 2021-10-20 Livemint

What should be the PPF rate according to RBI

The Reserve Bank of India (RBI) on Tuesday stated that by holding the interest rates on small savin......

money 2021-10-20 Livemint

Indians may buy more gold next year. Heres why

Indias demand for gold may be more subdued than expected this year amid declining household savings......

money 2021-10-20 Livemint

Tax on your gold and real estate investments

Real estate and gold have traditionally formed a large chunk of Indian investors portfolios. Howeve......

money 2021-10-20 Livemint

Investing in real estate may not be a great idea if you are young

Delhi-based Kartik (name changed on request), 31, has not earned any rental income on his flat in G......

money 2021-10-20 Livemint

Get sibling’s written consent before any transfer of property

My grandfather died in 1970 without leaving any Will. My father’s sister got married in 1976. In 19......

money 2021-10-20 Livemint

Inflation a key factor in driving short-term gold demand: WGC

A report released by the World Gold Council (WGC) has identified inflation as the strongest factor ......

money 2021-10-20 Livemint

Trying to time the markets is not advisable

Every webinar, cocktail party or conversation I have with someone, I get asked the same question: H......

money 2021-10-20 Livemint

Big investment option! SBI and BoB properties open for e-auction. Time to bid?

Bank auctions typically generate huge interest as such units are more often priced lower than the e......

money 2021-10-20 Livemint

Strategically repay your EMIs, loans to save money during the festive season

NEW DELHI : Personal finance is an essential aspect of ones life and how one plans it impacts all......

money 2021-10-20 Livemint

Indian life insurance premium to see about 15% CAGR till FY31: Report

NEW DELHI : Emkay Global Financial Services has come up with a report on the growth prospects for......

money 2021-10-19 Livemint

Should you go for India’s first Nifty ETF based on equal weight strategy

Asset management company DSP Investment Managers has launched India’s first exchange-traded fund (E......

money 2021-10-19 Livemint

Purchasing with no-cost EMI this festival season? 3 crucial things to know

E-commerce giants Amazon and Flipkart have started their annual festival sales, offering flat disco......

money 2021-10-19 Livemint

3 things you should keep in mind while investing in REITs

If you are looking into invest in Real Estate to diversify your portfolio, but dont have or dont wa......

money 2021-10-19 Livemint

Returns on my investments

Building a portfolio is a complex exercise, and it has to be maintained too. A person’s portfolio h......

money 2021-10-19 Livemint

Will your global portfolio survive a taper tantrum?

The US Federal Reserve recently suggested that it could start reversing its pandemic stimulus progr......

money 2021-10-19 Livemint

Here’s how you can become rich by doing nothing

We know that Rome wasn’t built in a day; and that all good things take time. Today, when everything......

money 2021-10-19 Livemint

For NRIs, dividend income is taxed at 20%

For refund of TDS on share dividends, is there any clarification that NRIs can submit to the concer......

money 2021-10-19 Livemint

‘Role of distributors is critical in handling investor emotions’

Dhruv Mehta, chairman, Foundation of Independent Financial Advisors (Fifa), speaks to Mint about th......

money 2021-10-19 Livemint

How post office savings account holders can use newly launched IVR facility

The Department of Posts has recently unveiled its new Interactive Voice Response (IVR) facility for......

money 2021-10-19 Livemint

Income tax: Can I claim standard deduction on pension received by me?

I superannuated from a Public Sector Company. After my retirement my employer deposited some money ......

money 2021-10-17 Livemint

What is the limit up to which a father can gift to his son under income tax laws

Please advise if one can give gift to his son for purchase of flat and if yes are there any limit f......

money 2021-10-17 Livemint

What are ELSS and are FMP better than ELSS? Please suggest top three ELSS

What are ELSS and are FMP better than ELSS? Please suggest top three ELSSYou can claim income tax d......

money 2021-10-17 Livemint

Income tax rules on exemption in respect of retirement benefits

I have taken voluntary retirement after 16 years of service. My company has paid me an amount of 12......

money 2021-10-17 Livemint

PPF vs EPF: Interest rate, income tax rule, other details that you should know

PPF vs EPF: EPF or Employees Provident Fund is a government-backed retirement benefit scheme design......

money 2021-10-17 Livemint

SBI recurring deposit vs Post Office RD: Latest interest rate, other details

Recurring Deposit (RD) is a popular savings scheme that offers a fixed interest rate on the investm......

money 2021-10-17 Livemint

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement

Pension calculator: Sakshi Tyagi is a 35 year old IT professional. She is drawing around ₹75,000 m......

money 2021-10-17 Livemint

PPF vs NPS: Which investment plan is better for creating retirement corpus?

PPF vs NPS: The National Pension System or NPS is PFRDA (Pension Fund Regulatory and Development Au......

money 2021-10-17 Livemint

Keeping money only in fixed deposits can be counterproductive

NEW DELHI : Im a retired pensioner. My daughter works in an MNC, and transfers much of her money ......

money 2021-10-17 Livemint

Income tax timelines related to flat buy or sale for claiming benefits

The income tax laws provide various benefits in respect of house property be it for home loan or fo......

money 2021-10-17 Livemint

Thinking of redeeming during market highs? This is how much you may lose

Since the fall in March 2020, Indian markets have shown a stupendous growth over the last 18 months......

money 2021-10-16 Livemint

Tax filing service providers do brisk  biz  amid glitches  in  I-T site

Taxpayer service providers are seeing brisk business this season, as glitches in the government’s e......

money 2021-10-16 Livemint

Do not miss this step, avoid rejection of your tax refund

When a taxpayer pays more tax than she is liable for in a financial year through excess tax deducte......

money 2021-10-16 Livemint

SIP calculator: Monthly investment you need to make ₹5 crore in 15 years

SIP calculator: Vijay Kumar Virnave is a 45 year old professional whose monthly income is in 6 digi......

money 2021-10-16 Livemint

Long-term return expectations from equity should be realistic

I would like to know which fund houses scheme should I invest in as per below details:One time Inve......

money 2021-10-16 Livemint

EPFO members can submit EPF, EPS nomination digitally. Here is how

Employees Provident Fund Organisation or EPFO asks for nomination from EPF or PF account holders. E......

money 2021-10-15 Livemint

PF account turns inactive and does not earn interest after employee retires

I have recently retired, after which the provident fund contributions have been stopped. I have a P......

money 2021-10-15 Livemint

With new I-T portal ‘stabilising’, taxpayers urged to file ITRs at the earliest

The income tax department has urged taxpayers to file their income tax returns for the financial ye......

money 2021-10-15 Livemint

Cheap home loans arent for everyone. Do you make the cut?

It’s hard to miss advertisements from banks screaming dirt-cheap interest rates on home loans amid ......

money 2021-10-15 Livemint

Consider buying an additional term plan to increase coverage

I’m 35 years old. I have a term insurance policy of ₹80 lakh for a period of 30 years. How should ......

money 2021-10-15 Livemint

Here’s all you need to know about pursuing higher education in Australia

Australia has topped the list of popular overseas destinations for Indian students for quite some t......

money 2021-10-15 Livemint

Compare your bank FD rates

Bank fixed deposits (FDs) continue to be popular investment products not just among senior citizens......

money 2021-10-15 Livemint

SBI mega e-auction for properties across India: Heres how you can apply

State Bank of India will conduct an electronic auction for the mortgage properties — both the comme......

money 2021-10-14 Livemint

Doorstep life certificate submission for pensioners: What you need to know

Many government pensioners have started submitting their annual life certificates. Those aged 80 ye......

money 2021-10-13 Livemint

Vested Finance ties up with SBM Bank for forex transfers

MUMBAI: Vested Finance, a platform for investing in foreign stocks for Indians has tied up with SBM......

money 2021-10-13 Livemint

Salman Khan to launch his NFTs as Blockchain craze grips Bollywood

Bollywood star Salman Khan seems to be following in the footsteps of the legendary Amitabh Bachchan......

money 2021-10-13 Livemint

How to setup UPI autopay for your recurring payments

NEW DELHI: Customers are required to carry additional factor authentication (AFA) on all recurring ......

money 2021-10-13 Livemint

Set your finances in order before welcoming your baby home

The birth of your baby will undoubtedly be the biggest moment of your life. But a baby means added ......

money 2021-10-13 Livemint

‘Even the Chinese government does not want another Lehman type of situation’

Jinesh Gopani, head of equity at Axis Mutual Fund, speaks to Mint about the prospects for the stock......

money 2021-10-13 Livemint