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Mirae Asset MF plans to offer Global X ETFS to Indian investors

Mirae Asset Mutual Fund today announced that it is planning to offer its Global X ETF (owned by M......

money 2022-01-28 Livemint

Do you think the income tax penalties in India are a bit too harsh?

We often hear from tax officials that the penalties in India for not filing tax returns in time ar......

money 2022-01-28 Livemint

I am currently unemployed, how should I invest my savings?

Can you help me understand how to save or invest money for my retirement and daughter’s education.......

money 2022-01-28 Livemint

‘Only one in 30 startups is actually able to make it’

Those who want to become angel investors must be prepared to invest in a portfolio of at least 30 ......

money 2022-01-28 Livemint

What you need to know about becoming an angel investor in India

Startup investing has been glamourised in the media through shows like Shark Tank and headlines ab......

money 2022-01-28 Livemint

How much a house costs in Chennai

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2022-01-28 Livemint

How PPF, SSY, other post office savings account holders can use IVR facility

The Indian Post Office has launched a new Interactive Voice Response (IVR) service for the conveni......

money 2022-01-27 Livemint

Things to know when buying insurance policies

There are numerous occasions in our lives when we often wonder if we have taken the right decision......

money 2022-01-27 Livemint

Which SIPs should I go for to increase my monthly investment?

I am 27 years old and currently investing ₹10,000 every month in mutual funds via systematic inve......

money 2022-01-27 Livemint

Will acqui-hire deals get any relief in this budget?

The technology start-up ecosystem in India has witnessed a meteoric growth in the recent past. Thi......

money 2022-01-27 Livemint

Insurance for differently abled is tough, but dont give up hope yet

Getting an insurance cover for the differently-abled is an arduous task, especially if the policy ......

money 2022-01-27 Livemint

Understand covid specifications before buying travel policy

What happens if you have to travel and then be in quarantine for a few days? This question usually......

money 2022-01-27 Livemint

Is NOC necessary for selling a property?

Is NOC (no objection certificate) from a high court required for the sale of property for which pr......

money 2022-01-26 Livemint

It’s time to take a fresh look at the new tax regime

U nion Budget 2020 introduced a new tax regime, which came into effect from FY 2020-21.Taxpayers h......

money 2022-01-26 Livemint

How much tax do you pay on bond investments

All portfolios should be diversified between equity and debt so that the overall risk is controlle......

money 2022-01-26 Livemint

Income tax deduction under Section 80 D for senior citizens - Explained

I am a senior citizen covered under parental health insurance done by my daughter. I have incurred......

money 2022-01-25 Livemint

Dissolution of HUF and distribution of its assets

In my HUF account I have various assets including listed shares of Rs.25 lakhs market value, 2 la......

money 2022-01-25 Livemint

Income tax implications for NRIs coming back to India for good

I have been an NRI for the last 30 years and presently live in Hong Kong (HK). I am a salaried emp......

money 2022-01-25 Livemint

How will my income be taxed if I move to the UK?

I worked in the US for three months and received salary. I paid tax there on that salary. Also, I ......

money 2022-01-25 Livemint

Should you tender shares in buybacks?

With TCS, one of the most valued companies in India, announcing a buyback offer lately, many new i......

money 2022-01-25 Livemint

Senior citizens special FD scheme rates compared: SBI vs HDFC Bank vs ICICI

Bank fixed deposits (FDs) are one of the best investment options especially for senior citizens, o......

money 2022-01-25 Livemint

How should I invest for higher studies and marriage of my kids 20 yrs from now?

NEW DELHI : I am investing ₹6,800 a month in Aditya Birla Sun Life Tax Relief 96 and ₹6,500 pe......

money 2022-01-24 Livemint

Can my mother be the karta of the HUF?

My mother is a widow. My father expired 10 years ago. We are two (major) sons and a married daught......

money 2022-01-24 Livemint

Can LTCG claims be reversed/penalized?

I sold one of my inherited houses in February 2019. After adjusting for the indexation cost, I inv......

money 2022-01-24 Livemint

How first-time home buyers can get up to ₹5 lakh tax rebate

The Income Tax Act offers tax deductions on the interest and principal components of a home loan u......

money 2022-01-24 Livemint

Why you should never buy insurance to save tax

Many taxpayers pay hefty life insurance premiums to save on their taxes. They do so because the in......

money 2022-01-24 Livemint

Will individuals stand to gain from budget ’22?

Zita is optimistic about riding the third wave without much challenge. She is very organised espec......

money 2022-01-24 Livemint

Mutual funds SIP: How to earn more with lesser risk. Details here

Mutual funds SIP return is subject to market risk as it is an indirect equity exposure. Thats why ......

money 2022-01-23 Livemint

Can shares be gifted to family members or to a HUF?

Can we gift shares to some other family members (Sister or HUF)? In that case, will the dividend b......

money 2022-01-23 Livemint

WB to receive ₹1,000 cr loan from World Bank for social protection services

KOLKATA : On Saturday, the World Bank approved a loan of ₹1000 crore for the West Bengal govern......

money 2022-01-23 Livemint

Govt may raise tax-free provident fund limit to ₹5 lakh: Report

The central government is mulling over raising the limit for tax-free contributions in the provide......

money 2022-01-23 Livemint

Explained: The benefits of using credit cards

Credit cards become a valuable financial tool once you learn to use them sensibly and responsibly.......

money 2022-01-23 Livemint

Latest bank FD rates: SBI vs HDFC Bank vs Axis Bank vs Kotak Mahindra

A fixed deposit (FD) is an investment product offered by banks. In FDs, you know at the time of in......

money 2022-01-23 Livemint

Gold price gives breakout in spot market. Good opportunity to buy, say experts

Gold price today: The yellow metal price in the spot market has given fresh breakout at $1835 per ......

money 2022-01-22 Livemint

I have converted my regular MFs to direct plans. Whats the tax implication?

I am an NRI and have converted my funds from regular to direct plans with same scheme and the same......

money 2022-01-21 Livemint

Why should retired people undertake financial planning?

NEW DELHI: A basic financial plan includes sources of money and provisioning for expenses. As you ......

money 2022-01-21 Livemint

ICICI Bank revises fixed deposit interest rates. Check latest FD rates here

Private sector lender ICICI Bank has revised interest rates on fixed deposits (FDs) with effect fr......

money 2022-01-21 Livemint

Here’s how the new CBDT circular has impacted Ulip taxation benefits

Ahead of budget 2022 which will be presented by the finance minister in a few days, let me take yo......

money 2022-01-21 Livemint

Which health plan can provide benefit after a 30-day period?

I am 65-years-old and have some health issues, including diabetes. Recently, I got admitted to the......

money 2022-01-21 Livemint

Should you play on potential capex recovery via MFs?

In a recent report, a brokerage house predicted that the dream capital expenditure (capex) cycle m......

money 2022-01-21 Livemint

Is it a good idea to invest in ICICI MF’s new FOF?

ICICI Prudential AMC launched a unique Fund of Fund (FoF)—ICICI Prudential Strategic Metal & Energ......

money 2022-01-21 Livemint

The trends and concerns pertaining to initial public offers in India

2021 witnessed a surge in IPOs (initial public offers) in India and globally. As per the 2021 Erns......

money 2022-01-20 Livemint

How should I invest in order to meet my long-term goals?

I am 34-years-old, have no children and plan to retire around 55-58 years of age. As of now, I hav......

money 2022-01-20 Livemint

Could you live off dividends for the rest of your life?

For investors who are looking at retirement or financial independence, living off dividends for th......

money 2022-01-20 Livemint

Key factors NRIs should consider before buying a life insurance policy

There are various products in the life insurance space that NRIs (non-resident Indian) can conside......

money 2022-01-20 Livemint

An equity MF is like a branded hotel chain

Planning a good holiday can be time-taking. Take the simple situation of booking a hotel. Every ho......

money 2022-01-19 Livemint

How can I withdraw money from HUF accounts of in-laws?

My father-in-law died of covid on 6 September 2020 and my mother-in-law died on 13 December 2020. ......

money 2022-01-19 Livemint

The best time to start an SIP

At 43, Damodar Jayaram Shenoy G. has accumulated ₹3 crore through his mutual fund holdings and ea......

money 2022-01-19 Livemint

Is equity risk premium crucial for your investment decisions?

The equity risk premium is an estimation of excess return one can earn by investing in stock marke......

money 2022-01-19 Livemint

Working very closely with I-T dept on tax portal: Infosys CEO Salil Parekh

Infosys CEO Salil Parekh on Wednesday said the company is working closely with the Income Tax (IT)......

money 2022-01-13 Livemint

Credit card late fee: What HDFC Bank, SBI Card, ICICI Bank and Axis Bank charge

ICICI Bank has revised its credit card charges with effect from 10 February. As per the communicat......

money 2022-01-13 Livemint

Will my father have a share in a house he built for my brother?

My father gave a huge amount of cash to build a family house for my brother 15 years ago after sel......

money 2022-01-12 Livemint

Good financial habits are key to wealth creation

“People do not decide their futures, they decide their habits and their habits decide their future......

money 2022-01-12 Livemint

Here’s all about standard deduction in IT Act for the salaried

Deductions in the Income Tax Act give tax-payers a reason to smile as it helps in reducing the tax......

money 2022-01-12 Livemint

Kotak Mahindra Bank hikes fixed deposit rates. Latest FD interest rates here

Kotak Mahindra Bank has hiked the interest rate on fixed deposits (FD) across various tenors. Afte......

money 2022-01-12 Livemint

Insurance policies that can help save tax under Section 80C

NEW DELHI: Did you know that you can save tax under section 80C of the Income-tax Act by investing......

money 2022-01-12 Livemint

64% young Indians hesitant to invest due to information overload: survey

NEW DELHI: About 64% of young Indians are unsure of what to trust when it comes to investing in fi......

money 2022-01-12 Livemint

Retirement funds bet bigger on private equity

Government retirement funds are pumping record sums into private equity, defying concerns about ri......

money 2022-01-10 Livemint

How can I withdraw money from EPFO?

I resigned my job in September 2017 and my last contribution to EPFO (Employees’ Provident Fund Or......

money 2022-01-10 Livemint

Those performing well are retained: Sunil Subramaniam

Excerpts of an interview with Sunil Subramaniam, MD & CEO, Sundaram AMC: Also Read:  What does Su......

money 2022-01-10 Livemint

Sovereign Gold Bond scheme 2021-22: Series 9 opens on Monday. Check details

Sovereign Gold Bond scheme 2021-22: The Government of India (GoI) has announced the date for openi......

money 2022-01-09 Livemint

Tax saver mutual funds SIP: Value Research rates 4-star to these 3 ELSS funds

Tax saver mutual funds SIP: After ushering into New Year 2022, earning individuals are looking for......

money 2022-01-09 Livemint

How to maximise returns from debt portfolio

In the current fixed income market, yields across the curve have bottomed out and the yield curve ......

money 2022-01-09 Livemint

Why glittering gold continues to woo millennials

Our fascination with yellow metal isnt very recent; it dates back to ancient times. Pharaoh rulers......

money 2022-01-09 Livemint

I am about 30 and earn ₹80,000 a month. What mutual funds should I invest in?

NEW DELHI : I am about 30 and live in Bengaluru. My current salary is nearly ₹80,000 per month.......

money 2022-01-09 Livemint

Mirae Asset MF launches Nifty India Manufacturing ETF, FOF

Mirae Asset Mutual Fund announced the launch of ‘Mirae Asset Nifty India Manufacturing ETF’, an op......

money 2022-01-08 Livemint

ICICI Prudential Mutual Fund launches Silver ETF FOF

ICICI Pru Mutual Fund, which recently launched the countrys first silver ETF, announced a Fund of ......

money 2022-01-08 Livemint

Can I get tax benefit on home loan during pre-construction period?

I am employed in a PSU bank. I had booked a flat in Dehradun in 2017 by taking a home loan of ₹39......

money 2022-01-08 Livemint

What is the tax liability of a senior citizens income from SWPs?

Q- My wife has invested ₹6 lakh each in four mutual funds in August 2021. As per the Systematic W......

money 2022-01-08 Livemint

Gold price today: MCX yellow metal rate at 2-month low. Should you buy now?

Gold price on Friday on Multi Commodity Exchange (MCX) gained 0.01 per cent and closed at ₹47,455......

money 2022-01-08 Livemint

ITR filing: These taxpayers can file income tax return without any late fee

ITR filing: The due date for income tax return (ITR) filing for AY 2021-22 is over and now people ......

money 2022-01-08 Livemint

PAN card holders have an opportunity to save ₹1000. Details here

PAN Aadhaar link: PAN card holders are advised to link their Permanent Account Number (PAN) with t......

money 2022-01-08 Livemint

What merger of funds by HDFC MF means to investors?

HDFC Mutual Fund decided to merge three of its schemes with HDFC Large and Mid Cap Fund, which was......

money 2022-01-07 Livemint

Mis-selling in life insurance: Here are some key things to watch out for

Imagine buying your first vehicle based on a salesperson’s recommendation. You trust that the vehi......

money 2022-01-07 Livemint

Do health insurers have specific products for cancer patients?

Is there any insurance for cancer patients or those who have already been diagnosed with cancer or......

money 2022-01-07 Livemint

What are your chances of retiring with ₹100 crore?

A popular video of a speech given by market guru Ramesh Damani, titled ‘how to make ₹100 crore by......

money 2022-01-07 Livemint

Should you invest in Nifty Next 50 Index funds?

Over the past year, at least five asset management companies (AMCs) have launched schemes based on......

money 2022-01-07 Livemint

This secret clause may prevent insurance claim rejections

NEW DELHI : Kabir Zaidi, a resident of Singrauli in Madhya Pradesh, had no inkling of the trou......

money 2022-01-06 Livemint

Know the risks involved in standing guarantee for a loan

NEW DELHI : Lenders require loan applicants to loop in loan guarantors when they are not certain......

money 2022-01-06 Livemint

‘Investors must use correction as an opportunity to add equity’

NEW DELHI : Investors should maintain their target equity allocation and use any correction as a......

money 2022-01-06 Livemint

Mint financial calendar 2021-22

Mint financial calendar 2021-22 Download......

money 2022-01-06 Livemint

Nippon India MF launches Silver ETF & FOF. Details here

Nippon Life India Asset Management Limited (NAM India), the asset manager of Nippon India MF, on W......

money 2022-01-05 Livemint

How to transact using Google Pay, PhonePe, Paytm, UPI Money without Internet

Digital transactions like UPI payments or wallet payments usually require stable internet to execu......

money 2022-01-05 Livemint

Is it mandatory to file 15CA and 15CB forms electronically?

My brother, an NRI living in the US, recently disposed of his property. Subsequently, income tax a......

money 2022-01-05 Livemint

All about retail ownership of the stock market

Retail or individual ownership of stocks, and share of traded volume in the secondary market, is o......

money 2022-01-05 Livemint

How should I invest to generate a corpus of ₹1.5 cr in 25 yrs?

I’m a 33-year-old IT professional. Currently, I have a home loan with an outstanding of ₹11 lakh.......

money 2022-01-05 Livemint

Should you invest in India’s first two auto exchange-traded funds?

India’s first two Auto ETFs from Nippon India and ICICI Pru Mutual Fund are open for subscription ......

money 2022-01-05 Livemint

Ready for futures and options? This is how you will be taxed

Delhi-based Lakshaya Bakshi has a special request for the finance minister ahead of the upcoming U......

money 2022-01-05 Livemint

Axis Mutual Fund to launch Nifty Next 50 Index Fund. Details here

Asset management company, Axis Mutual Fund, on Wednesday announced the launch of an open-ended ind......

money 2022-01-05 Livemint

40% Indians to invest in equities and MFs this year, finds survey

NEW DELHI : Indian households are likely to save more and spend less on big-ticket discretionary......

money 2022-01-04 Livemint

5 ways to combat financial stress amid uncertainty

Around the world, including in India, the lingering effects of the coronavirus have led to increas......

money 2022-01-04 Livemint

Can I appoint an executor to a Will myself?

I would like to have a legal Will draft format. I want to know if I can register a Will and appoin......

money 2022-01-04 Livemint

Is it a good idea to invest in silver exchange-traded funds?

India’s first silver ETF, launched by ICICI Prudential AMC, is slated to open on 5 January. An ETF......

money 2022-01-04 Livemint

How safe is your bank? Heres how to check

With speculations around the functioning of RBL Bank, the Reserve Bank of India (RBI) recently rel......

money 2022-01-04 Livemint

These two banks have hiked fixed deposit rates. Check FD rates here

Banks and financial entities in India have started announcing rate hikes. State Bank of India (SBI......

money 2022-01-03 Livemint

Navi MF launches Nifty Next 50 Index Fund with lowest ER in the category

Navi Mutual Fund on Monday announced the launch of Navi Nifty Next 50 Index Fund, which is an open......

money 2022-01-03 Livemint

40% Indians to invest in equities and mutual funds in 2022: Survey

NEW DELHI : Indian households are likely to turn to savings than spend on big-ticket discretiona......

money 2022-01-03 Livemint

SBI introduces new IMPS slab, to charge ₹20+GST per transaction. Details here

State Bank of India, Indias largest public sector lender, has increased the IMPS (Immediate Paymen......

money 2022-01-03 Livemint

ITR verification: Heres the last date to verify for AY 2020-21

The Central Board of Direct Taxes (CBDT) has decided to provide one-time relaxation for the verifi......

money 2022-01-03 Livemint

Understanding the reasons behind a K-shaped market movement

Usually, most market chatter revolves around ‘inflection’ points or pivots, when markets change co......

money 2022-01-03 Livemint

Are Parag Parikh & Axis Flexi Cap good?

I’m 26 and I’m investing ₹5,500 per month in SIP in the following funds: Axis Flexi Cap - ₹1,500......

money 2022-01-03 Livemint

‘Investors must set their return expectations appropriately’

DSP Mutual Fund, in its annual note 2022 titled ‘Shooting for the moon’, highlighted that the retu......

money 2022-01-03 Livemint

Medical issues can’t pose threat to a claim

If the policyholder discloses the existing medical conditions in the proposal form, the insurer ca......

money 2022-01-03 Livemint

What senior citizens should check before buying health cover

Senior citizens usually avoid buying health insurance due to the complex procedure involved and ca......

money 2022-01-03 Livemint

Gold price logs biggest fall in 6 years. Good opportunity to buy, say experts

Gold price on Friday on Multi Commodity Exchange (MCX) gained ₹198 and closed at ₹48,083 per 10 ......

money 2022-01-02 Livemint

Mutual fund calculator: How much monthly SIP you need to retire at 50

Mutual fund calculator: Adarsh Vinay is a 24-year old professional earning ₹40,000 per month. Ada......

money 2022-01-02 Livemint

ICICI Prudential MF set to launch Indias first silver ETF

India’s second-largest mutual fund house, ICICI Prudential Asset Management Company Ltd, will laun......

money 2022-01-02 Livemint

58.9 million income tax returns filed for AY22

New Delhi: Nearly 58.9 million income tax returns (ITRs) have been filed on the new tax filing por......

money 2022-01-02 Livemint

Muthoot Fincorp is set to launch secured NCDs

Muthoot Fincorp, a non-banking finance company (NBFC) is set to launch a secured, redeemable, non-......

money 2022-01-02 Livemint

I earn ₹70,000 per month, from which I save ₹50,000. Where should I invest?

I am 25, and am earning ₹70,000 per month. I am trying to build a portfolio with ₹50,000 per mon......

money 2022-01-02 Livemint

How to claim capital gains exemption on sale of plot of land

I own a 1 BHK flat in Mumbai where I am staying. I have another 2BHK property in Surat given on r......

money 2022-01-02 Livemint

Income tax: I got a job in US. How my residential status will be determined

My son was working in Bangalore and was being taxed as resident. Then he went for further studies......

money 2022-01-02 Livemint

Does value investing hold relevance in the current investment scenario?

As India’s stock markets witness a spate of IPOs (initial public offerings), it is difficult to mi......

money 2021-12-24 Livemint

How to add a nominee if I can’t find policy papers?

I bought a single premium term insurance policy 15 years ago. Today, I thought of getting the nomi......

money 2021-12-24 Livemint

Why retirees should consider laddering to plan their finances

At its very elementary stage, the concept of financial planning is about ascertaining your expense......

money 2021-12-24 Livemint

Are BAFs the solution to asset allocation worries?

Balanced Advantage Funds (BAFs) or Dynamic Asset Allocation Funds (DAAFs) have become the dominant......

money 2021-12-24 Livemint

Are SIPs a good way to start investing in mutual funds?

I am a 31-year-old officer working for the Government of India, earning ₹60,000 per month. I have......

money 2021-12-23 Livemint

Decoding employee stock ownership plan for beginners

Been hearing about employee stock ownership plans (Esops) lately but don’t know what it actually i......

money 2021-12-23 Livemint

Three things to keep in mind while taking a home loan

With interest rates at a multi-year low, it is no doubt a good time to get an attractive deal on h......

money 2021-12-23 Livemint

You cannot opt for ITR 1 under these conditions

Taxpayers have to choose among 7 income tax return (ITR) forms to file their income tax returns (I......

money 2021-12-23 Livemint

I need ₹50 lakh for my daughters wedding in 7 years. How do I invest in MFs?

I am a 49-year-old doctor presently doing private practice. I have an adequate investment in PPF, ......

money 2021-12-22 Livemint

Can a widow claim right to the property of her deceased son?

A widow, who had a son (married with no child) and a daughter (married), was bereaved recently whe......

money 2021-12-22 Livemint

A strategy to play the markets during a plunge

The markets have corrected 7% over the past 20-25 days as domestic and international factors saw i......

money 2021-12-22 Livemint

ABC of reporting capital gains in tax returns

The deadline for filing income tax return (ITR) for assessment year 2021-22 is nearly up. If you h......

money 2021-12-22 Livemint

Using GPay, Paytm? 5 UPI payments safety tips and tricks. Read here

Using UPI payment apps like GPay, Paytm, PhonePe? As much as these tools bring convenience to our ......

money 2021-12-21 Livemint

Average size of personal loans is getting smaller: report

Theres a loan available for almost everything being sold under the sun - from gadgets to apparels ......

money 2021-12-21 Livemint

Mirae Asset MF files for BAF with Sebi

Mirae Asset Mutual Fund has filed the draft scheme information document (SID) for its upcoming sch......

money 2021-12-21 Livemint

Do NRIs need to pay tax on capital gains?

I have been a US resident for the past seven years. I had purchased a flat in Kolkata five years a......

money 2021-12-21 Livemint

A perspective on investing in new age tech firms

The emerging internet economy is fundamentally changing the way consumers and businesses interact ......

money 2021-12-21 Livemint

Life insurance, your most important personal finance decision?

You may have probably heard the old adage: “Buy term and invest the difference. This aphorism is u......

money 2021-12-21 Livemint

Come January 1, you need to pay for cash deposit above 10,000 in this bank

Come January 1, 2022, India Post Payments Bank (IPPB) account holders will have to pay more for de......

money 2021-12-20 Livemint

SIPs or lump sum? A tough choice for mutual fund investors

Lump sum or SIP, is an age-old question in personal finance. SIPs, or systematic investment plans,......

money 2021-12-20 Livemint

Will the plunge in Turkish currency make holidays cheaper?

Rupal Shukla would describe her recent trip to Istanbul, Turkey, to be a shopper’s paradise, all t......

money 2021-12-20 Livemint

Will my foreign income be taxed in India?

I am working from India for a UAE-based employer who transfers my salary every month to my Indian ......

money 2021-12-20 Livemint

How to avoid tax capital gains under section 54?

Did you know that you can avoid paying taxes on sale of residential property? The Income Tax Act p......

money 2021-12-20 Livemint

What a personal loan costs you?

Personal loans are a way to use tomorrow’s income today, and unlike other loan products such as to......

money 2021-12-20 Livemint

ITR filing: Why taxpayers need to give quarter-wise breakup of dividend income?

ITR filing: Last date for income tax return (ITR) filing for assessment year 2021-22 is 31st Decem......

money 2021-12-19 Livemint

How new credit, debit card rules for online payments will affect you?

To make online payments safer and secure, the Reserve Bank of India (RBI) has asked all merchants ......

money 2021-12-19 Livemint

Have ₹10 lakh in hand? Should you prepay home loan or invest in mutual funds?

Ravi Ujjwal is a 40 year old professional and he has ₹10 lakh surplus amount in hand. Now, he is ......

money 2021-12-18 Livemint

Gold price today: Yellow metal logs ₹414 weekly gain on MCX. Should you buy?

Gold price today: After rising for two successive days, yellow metal price on Multi Commodity Exch......

money 2021-12-18 Livemint

My son in US sends me money to repay loan. Should I show it in my ITR?

If I now buy sovereign gold bonds from the stock market that mature after 5 years, will tax on cap......

money 2021-12-18 Livemint

Credit card users spent ₹3,949 crore on wallets, digital payments: CRED Insights

Digital payments, wallets and shopping were the top categories Indian credit card holders spent on......

money 2021-12-18 Livemint

How you can avoid these four most common digital payment frauds

Recently, former cricketer Vinod Kabmli lost ₹1.14 lakh to a digital payments fraud. The conman, ......

money 2021-12-15 Livemint

Tax benefits you can avail on income from other sources

In the income tax return (ITR) forms, incomes to be declared are broadly categorized under five he......

money 2021-12-15 Livemint

Can I claim money from my ex-husband in a legal manner?

I separated from my husband almost 20 years ago. We have two daughters. My husband has married aga......

money 2021-12-15 Livemint

The complex task of reporting foreign income

The enactment of the Black Money Act in 2015 instituted a notable makeover in income tax returns (......

money 2021-12-15 Livemint

Have surplus ₹10k income per month. Should I go for MF or stick to FD?

I am 25 years old and have a surplus income of ₹10,000 per month for making investments. I have m......

money 2021-12-15 Livemint

Im salaried employee in a firm, proprietor in another.Which ITR form to select?

Which ITR form should one select if he/she is a salaried person in one firm and a proprietor in an......

money 2021-12-14 Livemint

SBI Card launches fitness-focused credit card that offers a welcome gift

SBI Card, in a bid to target fitness and health enthusiasts, launched a first of a kind credit car......

money 2021-12-14 Livemint

Want to invest ₹2 lakh in safe option but bank deposit rates are low.

I want to invest ₹2 lakh in a safe option, but bank deposit rates are very low. I have already ex......

money 2021-12-14 Livemint

EPFO credits 8.50% interest in 23.44 crore account holders for FY21

Employees’ Provident Fund Organisation (EPFO) has credited an interest rate of 8.50 per cent in 23......

money 2021-12-13 Livemint

I am US citizen, inherited fathers property in India. What are income tax rules

My sister is a US Citizen who has got her share in our father’s house inherited through Will. Ple......

money 2021-12-13 Livemint

I want to buy land. Implications if there is a change in residential status

I am an Indian citizen. If I am not able to maintain my non-resident status in any given financia......

money 2021-12-13 Livemint

This is how TDS erodes your fixed deposit maturity amount

A penny saved is a penny earned. This becomes especially important for fixed income investors in t......

money 2021-12-13 Livemint

Why is it important to have an emergency fund account?

Do you need an emergency fund account? Aren’t you doing fine for now, without it? The covid-19 pan......

money 2021-12-13 Livemint

Can the US-India DTAA rules be simplified?

Is it possible to simplify the US-India DTAA rules? Also, please help me with the following querie......

money 2021-12-13 Livemint

Holiday vs mobile phone: which is a better deal?

Most money decisions come with a trade-off or an opportunity cost. If you spend on one thing, you ......

money 2021-12-13 Livemint

Looking to buy residential property. Shall I take full loan or utilize savings?

We are looking to buy a residential property for our own use with a budget of ₹1 cr. We are stayi......

money 2021-12-12 Livemint

SIP calculator: How to become crorepati saving ₹1000 a month in mutual funds?

Mutual fund SIP calculator: Mutual funds are subject to market risk but for long-term equity mutua......

money 2021-12-12 Livemint

PPF account: Interest rate to withdrawal. 10 rules that investors should know

Public Provident Fund (PPF) is a government-backed savings-cum-tax saving scheme that enables an i......

money 2021-12-12 Livemint

FD interest rates remain unchanged. Do this to get most out of your investment

Fixed Deposit interest rates: The Monetary Policy Committee (MPC) of the Reserve Bank of India (RB......

money 2021-12-12 Livemint

Gold price regains ₹48,000 on MCX. Good opportunity to buy?

Gold price on Friday regained the psychological ₹48,000 mark on Multi Commodity Exchange (MCX) an......

money 2021-12-12 Livemint

Senior citizens special FD scheme: Latest rates of SBI, ICICI Bank, HDFC Bank

Senior citizens special FD scheme: State Bank of India (SBI), HDFC Bank and ICICI Bank are providi......

money 2021-12-09 Livemint

some common mistakes taxpayers should avoid while filing tax returns

For taxpayers with salary income and one house property, filing income tax returns (ITR) is a cake......

money 2021-12-09 Livemint

What happens to the insurance if one fails to pay the premium?

I am 35 years old. Due to certain reasons, I lost my job recently. What will happen if I am not ab......

money 2021-12-09 Livemint

Coming soon: UPI-based payment products for feature phones users, says RBI Guv

Reserve Bank of India (RBI) Governor Shaktikanta Das today announced to launch of digital payment ......

money 2021-12-08 Livemint

RBI keeps repo rate steady. What it means for your EMIs

The Reserve Bank of Indias (RBI) 6-member Monetary Policy Committee (MPC) has kept repo rate uncha......

money 2021-12-08 Livemint

Time limit for submission of life certificate by pensioners has been extended

In an attempt to enhance ease of living for senior citizens, the Minister of State for Personnel, ......

money 2021-12-07 Livemint

Why HDFC AMC finds greater value in large and  small-caps than mid-caps

Indian stock markets have become volatile over the past few sessions owning to the new covid-19 va......

money 2021-12-06 Livemint

Should I disclose profits as capital gains?

What happens to the interest on PPF accounts for children once they turn 18? Does the PPF account ......

money 2021-12-06 Livemint

PMS and AIF industry set to cross ₹50 lakh crore in next 10 years: Report

With investors looking beyond traditional investments, assets under management (AUM) of portfolio ......

money 2021-12-06 Livemint

EPFO credits 8.50% interest in 22.55 crore account holders for FY21

Employees’ Provident Fund Organisation (EPFO) has credited an interest rate of 8.50 per cent in 22......

money 2021-12-06 Livemint

How can I take a personal loan without an income proof?

I’m a student. I want to take a loan of ₹2 lakh to join a coaching programme. I plan to repay the......

money 2021-12-03 Livemint

How much a house costs in Delhi-NCR

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2021-12-03 Livemint

Bharat Bond ETF 2032: Low-risk, but perhaps not for everyone

A new tranche of Bharat Bond exchange-traded fund (ETF) maturing in 2032 opens on 3 December. The ......

money 2021-12-03 Livemint

Tax breaks for the disabled and their caretakers

December 3 is observed as International Day of Persons with Disabilities to promote and support th......

money 2021-12-03 Livemint

An approach that can help mitigate key policy risks from cryptocurrency

The government has reiterated its position of regulating the cryptocurrency industry strictly in a......

money 2021-12-03 Livemint

Here is why income taxpayers are getting reduced tax refunds

Have you filed your income tax return (ITR)? Did you receive the tax refund claimed while filing I......

money 2021-12-03 Livemint

HDFC Bank revises FD rates. How they compare with ICICI Bank, SBI

HDFC Bank has hiked the interest rates on fixed deposits (FDs). The increased rates of interest ar......

money 2021-12-03 Livemint

Job hoppers may have to pay GST for not serving the notice period. Details here

Job hoppers may have to pay Goods and Services Tax (GST) if they dont serve the notice period ment......

money 2021-12-03 Livemint

SBI credit cardholders have to pay more for EMI purchases from tomorrow

The State Bank of India (SBI) has announced that it will charge a processing fee as well as tax fr......

money 2021-11-30 Livemint

‘Indian equities always traded at a premium as markets grew faster’

Kunal Kapoor, chief executive officer, Morningstar, speaks to Mint about valuations and the outloo......

money 2021-11-30 Livemint

Things to know before taking an education loan

Financing higher education requires thorough planning and groundwork. Be it a low- or high-ticket ......

money 2021-11-30 Livemint

Im 45 and have a surplus of ₹10 lakh. Should I start SIP or prepay home loan?

I am 45 years old and I invest ₹40,000 per month in mutual funds through SIPs. I have an outstand......

money 2021-11-29 Livemint

Should you go by rolling returns or the P2P model?

There is not only a fervent debate between active and passive fund management, there is a consciou......

money 2021-11-29 Livemint

NRIs need a non-resident demat account

Can my NRI son buy the foreign currency of his resident country from the funds of his non-resident......

money 2021-11-29 Livemint

Gold price rises on new Covid variant concern. Should you buy now?

Gold price future on MCX (Multi Commodity Exchange) on Friday shot up ₹219 per 10 gm. The Decembe......

money 2021-11-29 Livemint

Mutual fund calculator: ₹10000 SIP can help you get ₹9 lakh monthly pension

Mutual fund calculator: Systematic Investment Plan (SIP) is one of the most popular investment too......

money 2021-11-29 Livemint

I want to save for kids education, marriage and my pension. How do I do this?

I am 36, and am currently working in a private firm earning ₹40,000 a month. I would like to inve......

money 2021-11-29 Livemint

How much tax do sale of unlisted shares attract?

The bull run in the listed stock markets has also led to a bull run in the unlisted markets wherei......

money 2021-11-29 Livemint

What are the tax implications on gifts?

I’m a Hindu male and own a 3BHK joint property with my father where he stays. My father owns anoth......

money 2021-11-29 Livemint

What a personal loan costs you

Personal loans are a way to use tomorrow’s income today, and unlike other loan products such as to......

money 2021-11-29 Livemint

The hidden benefit of buying sovereign gold bonds in the secondary market

India’s love for gold knows no bounds. While physical gold has an emotional value to it, paper for......

money 2021-11-29 Livemint

Rules for taxpayers to set off losses while filing tax returns

Income tax rules allow setting off losses from business and capital assets with profits made from ......

money 2021-11-29 Livemint

Reits making strong rebound post-pandemic. Here is all you need to know

With the vaccination drive gaining significant momentum, there is a visible uptick in commercial ......

money 2021-11-26 Livemint

Will I be eligible for gratuity in 4 years and 7 months?

Q) Could you please let me know, would I be eligible for the gratuity in 4 years 7 months? I work ......

money 2021-11-26 Livemint

Are bond platforms a good option for retail investors?

For Indians, particularly retired ones who are used to fixed deposits, the idea of hefty interest ......

money 2021-11-26 Livemint

Personal loan, credit card or BNPL - Which is best to manage your needs

Consumer behaviour and spending patterns have shifted post covid-19 pandemic. Millennials especial......

money 2021-11-25 Livemint

Wint Wealth extends senior secured bond issue to retail investors

NEW DELHI: Alternate debt asset platform Wint Wealth on Thursday extended senior secured bond base......

money 2021-11-25 Livemint

What basic features should one look for in life insurance policy?

I want to buy a life insurance policy. What basic features should I look for in a life insurance p......

money 2021-11-25 Livemint

How befriending asset allocation will help you in the investment journey

One thing common between what is happening in the markets right now and March 2020, other than the......

money 2021-11-25 Livemint

Income earned from NCDs attracts capital gains tax or income tax?

I had invested ₹100,000 in non-convertible debentures (NCDs) of Muthoot Finance Ltd in April 2017......

money 2021-11-24 Livemint

Bank latest fixed deposit rates: SBI vs Axis Bank vs HDFC Bank vs ICICI Bank

Lenders like State Bank of India (SBI), ICICI Bank, HDFC Bank and Axis Bank Bank offer fixed depos......

money 2021-11-24 Livemint

SBI savings account: How to register and update mobile number

If your mobile number is registered with your savings bank account, you can keep a track of all th......

money 2021-11-24 Livemint

Lakshmi Vilas Bank shares were delisted. Will it be considered capital loss?

Shares of Lakshmi Vilas Bank were recently delisted and there is a courtroom battle going on. Give......

money 2021-11-24 Livemint

If my brother-in-law died intestate, who will be the legal heir?

My brother-in-law passed away suddenly and has not left any Will. He has a house in his name which......

money 2021-11-24 Livemint

How is tax on rent on multiple house properties determined?

When a taxpayer owns multiple properties, the income tax (IT) rules allow him/her to claim any two......

money 2021-11-24 Livemint

‘India is moving in right direction on financial planning’

Noel Maye, CEO of the Financial Planning Standards Board (FPSB), speaks to Mint on the status of t......

money 2021-11-24 Livemint

Dont miss these benefits while filing your income-tax returns

In the current assessment year, the newly introduced e-filing portal is https://www.livemint.com/m......

money 2021-11-24 Livemint

Are you carrying the baggage of past mistakes?

Two Buddhist monks, a senior and a junior, were travelling together. During their journey, they ca......

money 2021-11-22 Livemint

How will global income be taxed in India?

My NRI and OCI cardholder son is thinking of buying a house in his resident country. Is it necessa......

money 2021-11-22 Livemint

Post Office Monthly Income Scheme: Interest rate, other details you should know

Post Office Monthly Income Scheme (POMIS) is one of the most popular risk-free post office saving ......

money 2021-11-22 Livemint

Filed your income tax return? Here’s how to verify it

Tax filing does not end with the filing and submission of income tax returns (ITR). The final step......

money 2021-11-22 Livemint

‘Taiwan’s semiconductor making industry still has the upper hand’

Nippon India Asset Management Company has teamed up with Cathay SITE, a Taiwanese asset manager, t......

money 2021-11-22 Livemint

What a car loan costs you

It is tempting to buy a new car, be it an upgrade, a first car or another car for the family. What......

money 2021-11-22 Livemint

Use of credit cards wisely can help boost your finances

We often hear of credit cards leading their holders into debt traps. However, it is not credit car......

money 2021-11-22 Livemint

Interest from recurring deposits is taxable

I am employed in a PSU bank and wish to get exemption from deduction of TDS on my recurring deposi......

money 2021-11-22 Livemint

SBI issues warning for customers: ‘Beware of fraudulent customer care numbers’

State Bank of India (SBI) has issued a fresh advisory warning its customers to remain alert of fra......

money 2021-11-22 Livemint

Should you invest in REITS, InvITs to diversify portfolio?

I am 33 and have earned a bonus of ₹25 lakh. I am looking to invest the bonus in the stock market......

money 2021-11-22 Livemint

EPFOs latest decision will remove need for transfer of account on job change

Retirement fund body Employees Provident Fund Organisation (EPFO) has approved the development of ......

money 2021-11-22 Livemint

This post office scheme doubles your money with guaranteed return assurance

Post Office Scheme: Kisan Vikas Patra is one of the post office saving schemes that promises to do......

money 2021-11-22 Livemint

Is cryptocurrency bitcoin a better asset than gold for hedge against inflation?

Cryptocurrency vs gold: Precious yellow metal and bitcoins are two assets that are independent fro......

money 2021-11-21 Livemint

I am 22-year-old woman. I want to be financially free by 2032. How to do this?

I am a 22-year-old woman living alone in Bengaluru. I have started earning this year. I came to kn......

money 2021-11-21 Livemint

EPFO board meet today. PF interest rate to minimum pension — key things to watch

Employees Provident Fund Organisation or EPFO Board of Trustees is scheduled to hold its 229th mee......

money 2021-11-21 Livemint

I retired in March and withdrew PF in April. Will I get interest for April?

I have retired from an autonomous college under Delhi University on 31 March 2021. I withdrew my c......

money 2021-11-21 Livemint

EPFO adds 15.41 lakh subscribers in Sept; around 8.95 lakh are new members

Close to 15.41 lakh subscribers were added to the EPFO (Employees Provident Fund Organisation) in ......

money 2021-11-21 Livemint

₹1 lakh investment in this stock became ₹6.37 lakh in 6 months. Details here

Tata Tele Business Services Limited, formerly known as Tata Tele Services Limited, saw a sharp sur......

money 2021-11-21 Livemint

NPS calculator: Save ₹10,000 per month and get ₹1.5 lakh monthly pension

NPS calculator: Building a retirement fund is one of the most important aspects of portfolio manag......

money 2021-11-21 Livemint

Gold price dips after hitting 9-month high. Should you buy now?

Gold price on Friday dipped ₹195 per 10 gm on Multi Commodity Exchange (MCX) and closed at ₹48,8......

money 2021-11-21 Livemint

I would like to invest ₹20,000 per month for 20 years in MFs. Kindly guide me

NEW DELHI : I would like to Invest ₹20,000 per month for 20 years in mutual funds. Kindly guide......

money 2021-11-21 Livemint

SIP calculator: How to get ₹2 crore in 15 years using 15 x 15 x 15 rule of MF

SIP calculator: For a mutual funds investor, there are various rules to maximise ones return. 15 x......

money 2021-11-20 Livemint

Income tax department ask taxpayers to do this for quicker ITR filing

For quicker Income Tax Return or ITR filing and processing, the Income Tax Department has appealed......

money 2021-11-19 Livemint

Why these strategies work better than EMIs

With bumper sales and lucrative discounts offered all through the year, we make several purchases ......

money 2021-11-19 Livemint

ELSS is a good option for saving taxes and investing in equities

I’m new to mutual fund investing, and am interested in investing in equity funds. My goal is to sa......

money 2021-11-19 Livemint

Higher education in the US—a first-hand experience of a thriving economy

There are nearly 6,000 colleges and universities in the US spread across its 50 states. For the sa......

money 2021-11-19 Livemint

Why term insurance should top financial to-do list

Insurance is an essential tool to keep you and your family financially secure amid unforeseen dist......

money 2021-11-19 Livemint

A Swiss army knife strategy for MFs to reduce your tax bill

Should you own three equity funds covering the large-, mid- and small-cap space, or will a single ......

money 2021-11-19 Livemint

Child tax credit payments 2021: Who is eligible and how much are they?

The fifth monthly payments of the child tax credit hit Americans’ bank accounts Nov. 15, continuin......

money 2021-11-19 Livemint

EPFO member can file new Provident Fund (PF) nomination to change EPF nominee

To ensure social security of the family members of its subscribers, Employees Provident Fund Organ......

money 2021-11-19 Livemint

Income tax department issues I-T refunds of ₹1,19,093 crore

Central Board of Direct Taxes has issued refunds of over ₹1,19,093 crore to over 1.02 crore taxpa......

money 2021-11-18 Livemint

How much a house costs in Pune

A house is probably the biggest spend for most Indians. And with urban population increasing manif......

money 2021-11-18 Livemint

Global funds could help with your childs higher education, but theres a catch

The cost of education is rising sharply with each passing year. For example, the inflation rate fo......

money 2021-11-18 Livemint

If you dabble in F&Os, tax-filing process will be a complex affair

Data from brokerage firms reveal heightened interest from small investors in derivatives market in......

money 2021-11-18 Livemint

Stay put through market volatility

I’m a 23-year-old IT professional. I tried to invest in mutual funds, stocks and fixed deposits, b......

money 2021-11-18 Livemint

How pensioners can get their PPO number using bank account or PF number

Pension Payment Order (PPO) number is a unique 12-digit number that helps pensioners receive their......

money 2021-11-16 Livemint

Annual Information Statement: Dos and Don’ts which the taxpayer must follow

The income tax department recently rolled out a new annual information statement (AIS) on its port......

money 2021-11-16 Livemint

Consumer borrowing trend largely positive now: Home Credit survey

Borrowing trend among consumers in India has turned largely positive after the second covid-19 wav......

money 2021-11-16 Livemint

In India, nearly 76% of the respondents are first-time investors: Groww survey

NEW DELHI: Groww, an investment platform, announced the findings of its survey on financial invest......

money 2021-11-03 Livemint

EPFO starts crediting interest to PF accounts. How much interest did you earn?

Bringing cheer to PF subscribers before Diwali, the Employees Provident Fund Organisation (EPFO) h......

money 2021-11-03 Livemint

Is single-date analysis the correct way to judge performance of active funds?

NEW DELHI: One of the most heated debates in the investment world today is whether active funds ou......

money 2021-11-03 Livemint

How much tax do you pay on debt investments?

Any portfolio should have a balanced mix of asset classes. Diversification helps reduce the overal......

money 2021-11-03 Livemint

The coming disruption over card tokenization

After a changed set of rules on auto-debit transactions on cards, another new regulatory framework......

money 2021-11-03 Livemint

Annual information statement may make tax filing easier

Tax filing is set to get easier as taxpayers can view tax-related information on their various inc......

money 2021-11-03 Livemint

Conveyance deed isn’t an issue while purchasing a flat

A Hindu male died intestate in 1995 with a self-earned house leaving behind a wife, two sons and t......

money 2021-11-03 Livemint

A simple guide to understanding your CIBIL score

The past two years saw an increase in small-ticket loans due to various reasons. Job losses, salar......

money 2021-11-03 Livemint

This Dhanteras, gold down ₹3,000 from last years levels. Good time to buy?

After posting stellar gains for the past few years, the yellow metal has been trading range-bound ......

money 2021-11-02 Livemint

Three smart ways to reduce your shopping bills this Diwali

A penny saved is a penny earned—an old saying that holds relevance when you are making purchases b......

money 2021-11-02 Livemint

Foreign income is not taxable under DTAA

I’m an OCI (Overseas Citizen of India) card holder living in Toronto. My wife and I are considerin......

money 2021-11-02 Livemint

Why is oil price rising and what’s the way forward?

Over the past month, natural gas and crude oil prices have shot through the roof, rallying about 1......

money 2021-11-02 Livemint

Common mistakes to avoid while choosing a term insurance policy

While doing financial planning, no one can fully anticipate the future financial obligations and g......

money 2021-11-02 Livemint

Yes Bank, BankBazaar launch credit card that allows creditworthiness tracking

NEW DELHI : YES Bank on Friday announced the launch a co-branded credit card in partnership with......

money 2021-10-30 Livemint

Embassy REIT Q2 operating income rises 30% at ₹624 crore

Bengaluru: Embassy Office Parks REIT, India’s first real estate investment trust, on Friday report......

money 2021-10-30 Livemint

Is it the right time to refinance your home loan?

Home loan refinancing means taking a fresh loan from the same lender or a new lender on more favou......

money 2021-10-29 Livemint

Three ways to boost your health insurance cover

A health policy acts as a protection measure if you or your family members get hospitalized. Moreo......

money 2021-10-29 Livemint

Here’s all that you need to know about pursuing higher education in the UK

The United Kingdom is one of the most preferred destinations for Indian students for many reasons—......

money 2021-10-29 Livemint

Health insurance policies can’t be renewed after grace period

During the policy term, a policyholder has requested to migrate from non-smoker to smoker category......

money 2021-10-29 Livemint

Sovereign gold bond subscription ends today: Key things to know

The subscription of the latest tranche of sovereign gold bonds ends today. The issue had opened on......

money 2021-10-29 Livemint

Diwali bonus: Where should you invest it? Confused over FD, gold, SGB and MFs?

It’s that time of the year when you receive your Diwali bonus. The amount of ₹50,000 or ₹1 lakh ......

money 2021-10-28 Livemint

OPD expenses are not usually covered under indemnity health insurance

NEW DELHI : Can routine consultations and medicine expenses be claimed under my health insurance......

money 2021-10-28 Livemint

Covid has made creating emergency corpus top financial goal for Indians: survey

Covid-19 has been a catalyst in changing people’s attitude towards money as over 80% respondents t......

money 2021-10-28 Livemint

PFRDA launches facility for online opening of APY subscription

The Pension Fund Regulatory and Development Authority of India (PFRDA) has announced the launch of......

money 2021-10-28 Livemint

Where to reallocate funds if you want to sell a part of your portfolio

Some investors and traders speculate a correction is around the corner since a liquidity-driven ma......

money 2021-10-28 Livemint

Form 26AS to include foreign remittance

The income tax department on Wednesday notified a host of new tax-related information to be includ......

money 2021-10-28 Livemint

Key factors that investors must consider when going for ETFs

Over the past five years, asset management companies (AMCs) have started to focus on passive funds......

money 2021-10-28 Livemint

Hybrid and index funds can stabilize a portfolio

I have a query regarding my mutual fund returns. I have been investing ₹30,000 every month since ......

money 2021-10-28 Livemint

Things to check before buying a deferred annuity plan

Deferred annuities are insurance products that are meant to provide you a regular income at a futu......

money 2021-10-28 Livemint

Should you invest in NPS just for the tax benefits?

National Pension Scheme (NPS) is an essential retirement planning tool. It holds an important plac......

money 2021-10-27 Livemint

Does it make sense to invest in ETFs?

Asset management companies (AMC) over the last five months have started to focus on passive funds,......

money 2021-10-27 Livemint

Form 26AS to now include foreign remittance, off-market transaction details

The income tax department on Wednesday notified a host of new tax-related information to be includ......

money 2021-10-27 Livemint

Dearness Allowance (DA) hike for central govt employees effective from July 1

Dearness Allowance (DA) for central government employees has been hiked to 31% of the basic pay fr......

money 2021-10-26 Livemint

94% of the affluent in India have set new life goals post pandemic: Survey

NEW DELHI : Standard Chartered’s latest survey into affluent (comprising emerging affluent, affl......

money 2021-10-26 Livemint

Capital gains on shares bought in foreign currency don’t get indexation benefit

What is the long-term capital gain tax rate in case of sale of listed preference shares for non-re......

money 2021-10-26 Livemint

Switching to new tax regime? You can still claim deduction on home loan interest

Beginning this assessment year, taxpayers will have the option to choose between old and new tax r......

money 2021-10-26 Livemint

Planning a vacation? Here is how you should manage your money

It is very easy to get carried away when you are on a vacation. Moreover, our irrational self migh......

money 2021-10-26 Livemint

Starting your career with a student loan to pay back

Chaitanya Hemrajanai was overjoyed to secure a placement offer from a global smartphone company ev......

money 2021-10-26 Livemint

How much tax do you pay on equity investments?

Equity as an asset class is an important portion of an investors portfolio. However, tax rules var......

money 2021-10-26 Livemint

Financial literacy is important for  wealth creation

Work is a necessity. But work does not automatically lead to wealth. What most people really want ......

money 2021-10-26 Livemint

A Will can help in ensuring a smooth transition of assets

My question is regarding my share in a house built by my father. The said house was built in 1990 ......

money 2021-10-26 Livemint

Lesser-known tax deductions you can claim while filing ITR

Even though the last date for filing income tax returns (ITR) for the current assessment year is m......

money 2021-10-26 Livemint

Is it time to take a relook at gold funds?

Gold funds rewarded investors handsomely during the first wave of the covid pandemic. However, the......

money 2021-10-26 Livemint

External income of RNORs is not taxable

I’m a returning NRI and my status will be converted to resident and ordinarily resident in India. ......

money 2021-10-26 Livemint

Is it a good decision to add a co-applicant to your home loan?

A joint home loan allows two or more family members to avail a home loan with shared repayment res......

money 2021-10-26 Livemint

The irrational exuberance in crypto markets

Millennials and members of Generations X and Y cumulatively represent a demographic accustomed to ......

money 2021-10-26 Livemint

Best home loan rates

A home loan is probably the biggest loan that one takes. Not only in terms of the loan amount, but......

money 2021-10-25 Livemint

Looking for ways to save tax? Read the fine print

A person doesn’t know how much he/she has to be thankful for until he/she has to pay taxes on it! ......

money 2021-10-25 Livemint

A step-by-step guide to file ITR on the new tax portal

I’m 75 years old. I used to file my income tax return in ITR-1 through my net banking account. Now......

money 2021-10-25 Livemint

Do the math before you buy a health policy

Health insurance policies are modelled to offer extensive health coverage and ease the financial b......

money 2021-10-25 Livemint

Annuity options you can consider before planning your retirement

How much pension you want to get on a regular interval is a factor of how much you save towards bu......

money 2021-10-25 Livemint

Income tax rules for NRIs who invest in stocks, mutual funds in India

My son is an NRI. He invests in listed shares and equity mutual funds in India. I would like to k......

money 2021-10-24 Livemint

Changing your maiden name? Here is what you should do about your investments

Samita, who is getting married next month, has decided to change her maiden name. As much as this ......

money 2021-10-24 Livemint

How to invest in mutual funds

NEW DELHI : I am 28, and my take-home monthly salary is about ₹80,000. I have accumulated ₹5 l......

money 2021-10-24 Livemint

Is there really any limit upto which one can own gold?

Since Diwali is round the corner many of us buy gold or gold jewellery. Many of you must be wonder......

money 2021-10-24 Livemint

Deduction for interest paid on money borrowed from friends and relatives

I have borrowed from wife for buying a house. I understand that interest on money borrowed from r......

money 2021-10-24 Livemint

How to get same days NAV in mutual funds

NEW DELHI : According to Securities and Exchange Board of India (Sebi) rules, net assset value (......

money 2021-10-24 Livemint

I have sold a plot. Can I file income tax return inder ITR 1?

I am pensioner and filing ITR 1 regularly.  In the FY 2020-21, I have sold a residential plot whi......

money 2021-10-24 Livemint

EPFO: 4 ways to check PF balance online. Details here

Employees Provident Fund Organisation (EPFO) has done lot of changes in recent times to make it ea......

money 2021-10-23 Livemint

PPF calculator: How to accumulate ₹1 crore in public provident fund account

PPF calculator: Public Provident Fund (PPF) is one of the government-backed small saving schemes t......

money 2021-10-23 Livemint

Should I exit HDFC Balanced Advantage Fund?

Kindly advise whether to keep holding of HDFC Balanced Advantage Fund for the last three and a hal......

money 2021-10-23 Livemint

CBIC reminds deadline for filing GST return. Details here

Reminding deadline for filing goods and services tax (GST) return, the Central Board of Indirect T......

money 2021-10-23 Livemint

Reinventing yourself in retirement sounds great. But it isn’t so easy

Kathleen Kostrzewa knew when she retired from her job as an IT and business-development executive ......

money 2021-10-23 Livemint

Why your adviser might start talking up bitcoin

Some days it seems just about everybody is urging you to buy bitcoin. Now, your financial adviser ......

money 2021-10-23 Livemint

Availed educational loan? These are 3 things to consider

When it comes to higher education, one of the wisest way of funding it is by taking an educational ......

money 2021-10-22 Livemint

How much a house costs in Kolkata

A house is probably the biggest spend for most Indians. And with urban population increasing manifo......

money 2021-10-22 Livemint

Would you trust a robot with your finances?

Robo-advisers have been the buzzword in finance for years. As the name suggests, it is an adviser, ......

money 2021-10-22 Livemint

Got a Diwali bonus? Here’s how to put it to good use

You have probably started making a list of things to splurge your Diwali bonus on. But, before you ......

money 2021-10-22 Livemint

An exhaustive guide for Indian students who want to study in Canada

Canada is one of the cherished destinations for international students and is favoured by Indians i......

money 2021-10-22 Livemint

A student loan needs an earning co-applicant as well as collateral

My wife and I hold shares of a reputed company. We want to sell them and invest the proceeds so tha......

money 2021-10-22 Livemint

If you have a high-risk portfolio, prepare mentally for volatile market movements

I’m 30 years old. I have been investing in the following mutual funds for the past three years: SBI......

money 2021-10-21 Livemint

Budgeting apps to help manage your finances better

Having a budget is the first thing you need to do when it comes to managing your finances. “Money g......

money 2021-10-21 Livemint

After SBI, this bank gives EMI facility on debit card purchase

After the countrys top lender State Bank of India (SBI), IndusInd Bank has launched EMI (Equated Mo......

money 2021-10-21 Livemint

SBI YONO: Filing ITR? Follow these steps to avail benefits

SBI YONO ITR filing: Customers of the countrys top lender State Bank of India (SBI) must be aware o......

money 2021-10-21 Livemint

Health insurance: Documents required for filing claim at a non-network hospital

I am currently undergoing medical treatment and may require hospitalisation. The doctor I am consul......

money 2021-10-21 Livemint

Dearness Allowance hiked for central govt employees, pensioners ahead of Diwali

The Union Cabinet on Thursday approved an increase of 3 percentage points on the Dearness Allowance......

money 2021-10-21 Livemint

Assets of passive funds to grow 8 times by 2025 to reach ₹25 trillion: Report

NEW DELHI : The assets under management (AUM) of passive investment products will grow eight time......

money 2021-10-21 Livemint

Investors can expect superior returns from our pension fund: MD&CEO Max Life

Prashant Tripathy, managing director and chief executive officer (MD&CEO), Max Life Insurance, spea......

money 2021-10-21 Livemint

Freelanced along with a job? You can still claim ₹50,000 standard deduction

NEW DELHI : Outbreak of covid-19 pandemic last year resulted in job losses across sectors. In the......

money 2021-10-21 Livemint

EPFO: Top 5 features of EDLI scheme that PF account holder should know

EPFO-EDLI scheme: The Employees Deposit Linked Insurance or EDLI scheme, 1976 is one of the most im......

money 2021-10-20 Livemint

Aditya Birla Sun Life MF launches Nifty IT ETF; all you need to know

Aditya Birla Sun Life AMC Ltd has launched Aditya Birla Sun Life Nifty IT ETF, an open-ended exchan......

money 2021-10-20 Livemint

3 things to do to avoid overspending during festival season

Exchanging gifts, buying something new for our dear ones and homes are part of the festivities. But......

money 2021-10-20 Livemint

What should be the PPF rate according to RBI

The Reserve Bank of India (RBI) on Tuesday stated that by holding the interest rates on small savin......

money 2021-10-20 Livemint

Indians may buy more gold next year. Heres why

Indias demand for gold may be more subdued than expected this year amid declining household savings......

money 2021-10-20 Livemint

Tax on your gold and real estate investments

Real estate and gold have traditionally formed a large chunk of Indian investors portfolios. Howeve......

money 2021-10-20 Livemint

Investing in real estate may not be a great idea if you are young

Delhi-based Kartik (name changed on request), 31, has not earned any rental income on his flat in G......

money 2021-10-20 Livemint

Get sibling’s written consent before any transfer of property

My grandfather died in 1970 without leaving any Will. My father’s sister got married in 1976. In 19......

money 2021-10-20 Livemint

Inflation a key factor in driving short-term gold demand: WGC

A report released by the World Gold Council (WGC) has identified inflation as the strongest factor ......

money 2021-10-20 Livemint

Trying to time the markets is not advisable

Every webinar, cocktail party or conversation I have with someone, I get asked the same question: H......

money 2021-10-20 Livemint

Big investment option! SBI and BoB properties open for e-auction. Time to bid?

Bank auctions typically generate huge interest as such units are more often priced lower than the e......

money 2021-10-20 Livemint

Strategically repay your EMIs, loans to save money during the festive season

NEW DELHI : Personal finance is an essential aspect of ones life and how one plans it impacts all......

money 2021-10-20 Livemint

Indian life insurance premium to see about 15% CAGR till FY31: Report

NEW DELHI : Emkay Global Financial Services has come up with a report on the growth prospects for......

money 2021-10-19 Livemint

Should you go for India’s first Nifty ETF based on equal weight strategy

Asset management company DSP Investment Managers has launched India’s first exchange-traded fund (E......

money 2021-10-19 Livemint

Purchasing with no-cost EMI this festival season? 3 crucial things to know

E-commerce giants Amazon and Flipkart have started their annual festival sales, offering flat disco......

money 2021-10-19 Livemint

3 things you should keep in mind while investing in REITs

If you are looking into invest in Real Estate to diversify your portfolio, but dont have or dont wa......

money 2021-10-19 Livemint

Returns on my investments

Building a portfolio is a complex exercise, and it has to be maintained too. A person’s portfolio h......

money 2021-10-19 Livemint

Will your global portfolio survive a taper tantrum?

The US Federal Reserve recently suggested that it could start reversing its pandemic stimulus progr......

money 2021-10-19 Livemint

Here’s how you can become rich by doing nothing

We know that Rome wasn’t built in a day; and that all good things take time. Today, when everything......

money 2021-10-19 Livemint

For NRIs, dividend income is taxed at 20%

For refund of TDS on share dividends, is there any clarification that NRIs can submit to the concer......

money 2021-10-19 Livemint

‘Role of distributors is critical in handling investor emotions’

Dhruv Mehta, chairman, Foundation of Independent Financial Advisors (Fifa), speaks to Mint about th......

money 2021-10-19 Livemint

How post office savings account holders can use newly launched IVR facility

The Department of Posts has recently unveiled its new Interactive Voice Response (IVR) facility for......

money 2021-10-19 Livemint

Income tax: Can I claim standard deduction on pension received by me?

I superannuated from a Public Sector Company. After my retirement my employer deposited some money ......

money 2021-10-17 Livemint

What is the limit up to which a father can gift to his son under income tax laws

Please advise if one can give gift to his son for purchase of flat and if yes are there any limit f......

money 2021-10-17 Livemint

What are ELSS and are FMP better than ELSS? Please suggest top three ELSS

What are ELSS and are FMP better than ELSS? Please suggest top three ELSSYou can claim income tax d......

money 2021-10-17 Livemint

Income tax rules on exemption in respect of retirement benefits

I have taken voluntary retirement after 16 years of service. My company has paid me an amount of 12......

money 2021-10-17 Livemint

PPF vs EPF: Interest rate, income tax rule, other details that you should know

PPF vs EPF: EPF or Employees Provident Fund is a government-backed retirement benefit scheme design......

money 2021-10-17 Livemint

SBI recurring deposit vs Post Office RD: Latest interest rate, other details

Recurring Deposit (RD) is a popular savings scheme that offers a fixed interest rate on the investm......

money 2021-10-17 Livemint

Pension calculator: SIP you need to get ₹1 lakh monthly income post-retirement

Pension calculator: Sakshi Tyagi is a 35 year old IT professional. She is drawing around ₹75,000 m......

money 2021-10-17 Livemint

PPF vs NPS: Which investment plan is better for creating retirement corpus?

PPF vs NPS: The National Pension System or NPS is PFRDA (Pension Fund Regulatory and Development Au......

money 2021-10-17 Livemint

Keeping money only in fixed deposits can be counterproductive

NEW DELHI : Im a retired pensioner. My daughter works in an MNC, and transfers much of her money ......

money 2021-10-17 Livemint

Income tax timelines related to flat buy or sale for claiming benefits

The income tax laws provide various benefits in respect of house property be it for home loan or fo......

money 2021-10-17 Livemint

Thinking of redeeming during market highs? This is how much you may lose

Since the fall in March 2020, Indian markets have shown a stupendous growth over the last 18 months......

money 2021-10-16 Livemint

Tax filing service providers do brisk  biz  amid glitches  in  I-T site

Taxpayer service providers are seeing brisk business this season, as glitches in the government’s e......

money 2021-10-16 Livemint

Do not miss this step, avoid rejection of your tax refund

When a taxpayer pays more tax than she is liable for in a financial year through excess tax deducte......

money 2021-10-16 Livemint

SIP calculator: Monthly investment you need to make ₹5 crore in 15 years

SIP calculator: Vijay Kumar Virnave is a 45 year old professional whose monthly income is in 6 digi......

money 2021-10-16 Livemint

Long-term return expectations from equity should be realistic

I would like to know which fund houses scheme should I invest in as per below details:One time Inve......

money 2021-10-16 Livemint

EPFO members can submit EPF, EPS nomination digitally. Here is how

Employees Provident Fund Organisation or EPFO asks for nomination from EPF or PF account holders. E......

money 2021-10-15 Livemint

PF account turns inactive and does not earn interest after employee retires

I have recently retired, after which the provident fund contributions have been stopped. I have a P......

money 2021-10-15 Livemint

With new I-T portal ‘stabilising’, taxpayers urged to file ITRs at the earliest

The income tax department has urged taxpayers to file their income tax returns for the financial ye......

money 2021-10-15 Livemint

Cheap home loans arent for everyone. Do you make the cut?

It’s hard to miss advertisements from banks screaming dirt-cheap interest rates on home loans amid ......

money 2021-10-15 Livemint

Consider buying an additional term plan to increase coverage

I’m 35 years old. I have a term insurance policy of ₹80 lakh for a period of 30 years. How should ......

money 2021-10-15 Livemint

Here’s all you need to know about pursuing higher education in Australia

Australia has topped the list of popular overseas destinations for Indian students for quite some t......

money 2021-10-15 Livemint

Compare your bank FD rates

Bank fixed deposits (FDs) continue to be popular investment products not just among senior citizens......

money 2021-10-15 Livemint

SBI mega e-auction for properties across India: Heres how you can apply

State Bank of India will conduct an electronic auction for the mortgage properties — both the comme......

money 2021-10-14 Livemint

Doorstep life certificate submission for pensioners: What you need to know

Many government pensioners have started submitting their annual life certificates. Those aged 80 ye......

money 2021-10-13 Livemint

Vested Finance ties up with SBM Bank for forex transfers

MUMBAI: Vested Finance, a platform for investing in foreign stocks for Indians has tied up with SBM......

money 2021-10-13 Livemint

Salman Khan to launch his NFTs as Blockchain craze grips Bollywood

Bollywood star Salman Khan seems to be following in the footsteps of the legendary Amitabh Bachchan......

money 2021-10-13 Livemint

How to setup UPI autopay for your recurring payments

NEW DELHI: Customers are required to carry additional factor authentication (AFA) on all recurring ......

money 2021-10-13 Livemint

Set your finances in order before welcoming your baby home

The birth of your baby will undoubtedly be the biggest moment of your life. But a baby means added ......

money 2021-10-13 Livemint

‘Even the Chinese government does not want another Lehman type of situation’

Jinesh Gopani, head of equity at Axis Mutual Fund, speaks to Mint about the prospects for the stock......

money 2021-10-13 Livemint